Communities that were using the CPF SA Shield strategy have been abuzz after the Singapore budget - today we ask; without a CPF SA account after 55, what can those with sums exceeding the Full Retirement Sum consider doing with their funds?

And for those who were considering "shielding" what has really changed? Michelle Martin speaks with CEO & CIO of MoneyOwl Singapore’s first bionic financial adviser Chuin Ting Weber.

Communities that were using the CPF SA Shield strategy have been abuzz after the Singapore budget - today we ask; without a CPF SA account after 55, what can those with sums exceeding the Full Retirement Sum consider doing with their funds?
And for those who were considering "shielding" what has really changed? Michelle Martin speaks with CEO &amp; CIO of MoneyOwl Singapore’s first bionic financial adviser Chuin Ting Weber.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: You were CPF shielding, now what?

Singapore surprises markets again as the Monetary Authority of Singapore tightens monetary policy, signalling confidence in the economy while moving to contain renewed inflation risks from higher oil prices.

We unpack what the move means for the Singapore dollar, local equities and whether it could offer clues ahead of this week's pivotal US Federal Reserve meeting.

We also look at China's blockbuster AI memory-chip IPO, which saw CXMT soar on its Shanghai debut, fuelling optimism around the country's semiconductor ambitions.

Also hear about and the corporate stories moving Samsung, Shein, UOB and Raffles Medical in our Up or Down segment, before ending with the latest box office winner Michelle caught recently.

Singapore surprises markets again as the Monetary Authority of Singapore tightens monetary policy, signalling confidence in the economy while moving to contain renewed inflation risks from higher oil prices.
We unpack what the move means for the Singapore dollar, local equities and whether it could offer clues ahead of this week's pivotal US Federal Reserve meeting.
We also look at China's blockbuster AI memory-chip IPO, which saw CXMT soar on its Shanghai debut, fuelling optimism around the country's semiconductor ambitions.
Also hear about and the corporate stories moving Samsung, Shein, UOB and Raffles Medical in our Up or Down segment, before ending with the latest box office winner Michelle caught recently.

Market View: MAS Surprises, the STI Hits New Heights & China's AI Bet Gets Bigger

A high-profile case involving online messages and blurred interpersonal boundaries has sparked difficult conversations about attachment, perception and when persistent contact crosses the line.

Why can two people experience the same relationship so differently?

How can emotional closeness develop without a physical relationship?

And at what point does genuine interest become unhealthy fixation?

Michelle Martin speaks with Dr. Daniela Schreier, forensic and clinical psychologist at Ihsan Living, about the psychology of obsessive attachment, idealisation, cognitive bias and boundary recognition.

Together they explore why some people struggle to let go, how internal narratives can distort reality, and what healthy attachment looks like in relationships built on mutual respect rather than emotional dependence.

A high-profile case involving online messages and blurred interpersonal boundaries has sparked difficult conversations about attachment, perception and when persistent contact crosses the line.
Why can two people experience the same relationship so differently?
How can emotional closeness develop without a physical relationship?
And at what point does genuine interest become unhealthy fixation?
Michelle Martin speaks with&nbsp;Dr. Daniela Schreier, forensic and clinical psychologist at Ihsan Living, about the psychology of obsessive attachment, idealisation, cognitive bias and boundary recognition.
Together they explore why some people struggle to let go, how internal narratives can distort reality, and what healthy attachment looks like in relationships built on mutual respect rather than emotional dependence.

Mind Your Relationships: Obsession, Boundaries 

Can artificial intelligence help you choose the perfect cup of tea for your body?

Grand Copthorne Waterfront Hotel Singapore has partnered with Singapore wellness brand Luli to launch what it says is the country's first AI-powered Traditional Chinese Medicine afternoon tea experience.

Michelle Martin speaks with Ryan from Grand Copthorne Waterfront Hotel Singapore and Jovalene Teo, CEO and Founder of Luli and Aiteaic, about how the collaboration came together, why hotels are embracing personalised wellness, the science behind AI-powered TCM recommendations, and whether technology can make ancient wellness practices more accessible, engaging and enjoyable - without losing their authenticity.

Can artificial intelligence help you choose the perfect cup of tea for your body?
Grand Copthorne Waterfront Hotel Singapore has partnered with Singapore wellness brand Luli to launch what it says is the country's first AI-powered Traditional Chinese Medicine afternoon tea experience.
Michelle Martin speaks with&nbsp;Ryan&nbsp;from&nbsp;Grand Copthorne Waterfront Hotel Singapore&nbsp;and&nbsp;Jovalene Teo, CEO and Founder of&nbsp;Luli and Aiteaic, about how the collaboration came together, why hotels are embracing personalised wellness, the science behind AI-powered TCM recommendations, and whether technology can make ancient wellness practices more accessible, engaging and enjoyable - without losing their authenticity.

Money and Me: You were CPF shielding, now what?

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