Many Singaporeans are paying less for health insurance this year.

The question is: what are they giving up?

Major changes to IP riders are reshaping the healthcare insurance landscape.

Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange.

Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapore, explains what the changes mean in practice, who might benefit from switching, and tackles the issue of later upgrades.

Do lower premiums mean better value?

New riders can cost substantially less, but what will policyholders bear more of when claims arise?

Guest: Chan Wai Kit, Executive Director, Life Insurance Association, Singapore (LIA Singapore)

Many Singaporeans are paying less for health insurance this year.
The question is: what are they giving up?
Major changes to IP riders are reshaping the healthcare insurance landscape.
Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange.
Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapore, explains what the changes mean in practice, who might benefit from switching, and tackles the issue of later upgrades.
Do lower premiums mean better value?
New riders can cost substantially less, but what will policyholders bear more of when claims arise?
Guest: Chan Wai Kit, Executive Director, Life Insurance Association, Singapore (LIA Singapore)

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: Will your insurance rider downgrade cost you or save you money?

Could Wall Street be dramatically underestimating how much the world's biggest tech companies will spend on AI infrastructure?

Why are stocks like SanDisk and ASML soaring, and are we witnessing the early stages of a semiconductor supercycle?

Where are professional investors finding opportunities beyond Singapore's blue chips, and what does DBS see in Centurion?

And what can an AI prediction for the World Cup teach us about investing, probability and spotting opportunities before the crowd does?

Hosted by Michelle Martin.

Could Wall Street be dramatically underestimating how much the world's biggest tech companies will spend on AI infrastructure?
Why are stocks like SanDisk and ASML soaring, and are we witnessing the early stages of a semiconductor supercycle?
Where are professional investors finding opportunities beyond Singapore's blue chips, and what does DBS see in Centurion?
And what can an AI prediction for the World Cup teach us about investing, probability and spotting opportunities before the crowd does?
Hosted by Michelle Martin.

Market View: Is SpaceX the New Nvidia? Centurion, Adobe, Oracle, SanDisk, ASML, Honeywell, Boeing, Marco Polo Marine, Oiltek

What if a cancerous tumour could be destroyed without a single incision, stitch or scar?

A Singapore grandfather waiting for a liver transplant has become one of the first patients in Southeast Asia to undergo a breakthrough treatment called histotripsy - a technology that uses focused sound waves to destroy a liver tumour.

Could this be a glimpse into the future of medicine, where cancer treatment becomes less invasive?

Hosted by Michelle Martin, this episode explores the science, the human story and what innovations like histotripsy could mean for longevity and the future of cancer care. Send this episode onto someone who needs a boost of hope.

Guest: Prof Brian Goh, Head of Department of Hepato-pancreato-biliary and Transplant Surgery, SGH & NCCS, and Principal Investigator of the HALT Study.

What if a cancerous tumour could be destroyed without a single incision, stitch or scar?
A Singapore grandfather waiting for a liver transplant has become one of the first patients in Southeast Asia to undergo a breakthrough treatment called histotripsy - a technology that uses focused sound waves to destroy a liver tumour.
Could this be a glimpse into the future of medicine, where cancer treatment becomes less invasive?
Hosted by Michelle Martin, this episode explores the science, the human story and what innovations like histotripsy could mean for longevity and the future of cancer care. Send this episode onto someone who needs a boost of hope.
Guest: Prof Brian Goh, Head of Department of Hepato-pancreato-biliary and Transplant Surgery, SGH &amp; NCCS, and Principal Investigator of the HALT Study.

LIVE WELL WITH MICHELLE: How Sound Waves Are Transforming Cancer Treatment

The conversation begins with Elite UK REIT's inclusion under the CPF Investment Scheme and what that means for CPF investors.

Kenny Loh, REIT Specialist and Wealth Advisory Director, examines whether yields, lower interest rate expectations and valuations are creating a compelling opportunity.

We also examine why industrial REITs continue to demonstrate resilience and the return of acquisition activity across the REIT sector.

What are the S-REIT subsectors best positioned for growth? 

What risks investors should continue to monitor when thinking of investing in S-REITs with their CPF OA funds?

Guest: Kenny Loh, REIT Specialist and Wealth Advisory Director.

Hosted by Michelle Martin.

The conversation begins with Elite UK REIT's inclusion under the CPF Investment Scheme and what that means for CPF investors.
Kenny Loh, REIT Specialist and Wealth Advisory Director, examines whether yields, lower interest rate expectations and valuations are creating a compelling opportunity.
We also examine why industrial REITs continue to demonstrate resilience and&nbsp;the return of acquisition activity across the REIT sector.
What are the S-REIT subsectors best positioned for growth?&nbsp;
What risks investors should continue to monitor when thinking of investing in S-REITs with their CPF OA funds?
Guest: Kenny Loh, REIT Specialist and Wealth Advisory Director.
Hosted by Michelle Martin.

Money and Me: Will your insurance rider downgrade cost you or save you money?

Money and Me

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