Many Singaporeans are paying less for health insurance this year.

The question is: what are they giving up?

Major changes to IP riders are reshaping the healthcare insurance landscape.

Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange.

Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapore, explains what the changes mean in practice, who might benefit from switching, and tackles the issue of later upgrades.

Do lower premiums mean better value?

New riders can cost substantially less, but what will policyholders bear more of when claims arise?

Guest: Chan Wai Kit, Executive Director, Life Insurance Association, Singapore (LIA Singapore)