Many Singaporeans are paying less for health insurance this year.

The question is: what are they giving up?

Major changes to IP riders are reshaping the healthcare insurance landscape.

Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange.

Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapore, explains what the changes mean in practice, who might benefit from switching, and tackles the issue of later upgrades.

Do lower premiums mean better value?

New riders can cost substantially less, but what will policyholders bear more of when claims arise?

Guest: Chan Wai Kit, Executive Director, Life Insurance Association, Singapore (LIA Singapore)

Many Singaporeans are paying less for health insurance this year.
The question is: what are they giving up?
Major changes to IP riders are reshaping the healthcare insurance landscape.
Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange.
Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapore, explains what the changes mean in practice, who might benefit from switching, and tackles the issue of later upgrades.
Do lower premiums mean better value?
New riders can cost substantially less, but what will policyholders bear more of when claims arise?
Guest: Chan Wai Kit, Executive Director, Life Insurance Association, Singapore (LIA Singapore)

Start your day on a positive note with Live Well with Michelle Martin.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.