What if the real risk in buying a home isn’t interest rates - but your job?

In early 2026, AI disruption, shifting HDB policies and volatile careers are forcing buyers to rethink what “affordable” really means.

Shorter BTO waiting times promise relief for young couples, but could trigger unexpected ripple effects across resale.

At the same time, the long-standing price gap between RCR and CCR or prime and slightly beyond prime districts has narrowed to levels that are seeing some sit up.

What does this all mean for you and your wealth journey?

Ivan Cai, CEO of Crestbrick, breaks down what this new property cycle means for buyers and investors, hosted by Michelle Martin.

What if the real risk in buying a home isn&rsquo;t interest rates - but your job?
In early 2026, AI disruption, shifting HDB policies and volatile careers are forcing buyers to rethink what &ldquo;affordable&rdquo; really means.
Shorter BTO waiting times promise relief for young couples, but could trigger unexpected ripple effects across resale.
At the same time, the long-standing price gap between RCR and CCR or prime and slightly beyond prime districts has narrowed to levels that are seeing some sit up.
What does this all mean for you and your wealth journey?
Ivan Cai, CEO of Crestbrick, breaks down what this new property cycle means for buyers and investors, hosted by Michelle Martin.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: The Great Convergence - Buying a Home When AI Is Shaking Your Paycheque

Gold and silver just gave investors a brutal reminder: safe havens can still whipsaw.

After blistering rallies into early 2026, both metals have plunged as a stronger U.S. dollar, ETF unwinds and crowded positioning collide.

Silver’s extreme swings  highlight how fragile liquidity can be when sentiment turns.

Gold has fared better, but even it is facing its sharpest pullback in years as rate expectations reset.

So is this a temporary correction - or the end of the precious-metals bull case? Should we still all be lining to buy gold?

We break it all down, hosted by Michelle Martin who speaks with Nirgunan Tiruchelvam, Head of Consumer and Internet at Alethea Capital.

Gold and silver just gave investors a brutal reminder: safe havens can still whipsaw.
After blistering rallies into early 2026, both metals have plunged as a stronger U.S. dollar, ETF unwinds and crowded positioning collide.
Silver&rsquo;s extreme swings&nbsp; highlight how fragile liquidity can be when sentiment turns.
Gold has fared better, but even it is facing its sharpest pullback in years as rate expectations reset.
So is this a temporary correction - or the end of the precious-metals bull case? Should we still all be lining to buy gold?
We break it all down, hosted by Michelle Martin who speaks with Nirgunan Tiruchelvam, Head of Consumer and Internet at Alethea Capital.

Where is Gold and Silver Going? From Record Highs to Violent Reversals

Amazon which posted solid headline profits, but saw a market recoil as expectations collide with a US$200bn AI spending plan. So why did Wall Street blink?

AWS shines with robust margins and growth, underscoring where Amazon’s real engine lies — the cloud and AI arms race.

Meanwhile, Bitcoin sinks deeper into correction territory and silver struggles to stabilise after sharp volatility.

Earnings season delivers mixed signals as Reddit and Roblox surge while tariff pressures crush consumer brands.

All this as US and Singapore markets wobble, unpacked hosted by Michelle Martin with Ryan Huang.

Hear about :Amazon, Amazon Web Services, Alphabet, Qualcomm, Reddit, Roblox, Ralph Lauren, Estée Lauder, DBS, CapitaLand China Trust, Elite UK REIT.

Amazon which posted solid headline profits, but saw a market recoil as expectations collide with a US$200bn AI spending plan. So why did Wall Street blink?
AWS shines with robust margins and growth, underscoring where Amazon&rsquo;s real engine lies &mdash; the cloud and AI arms race.
Meanwhile, Bitcoin sinks deeper into correction territory and silver struggles to stabilise after sharp volatility.
Earnings season delivers mixed signals as Reddit and Roblox surge while tariff pressures crush consumer brands.
All this as US and Singapore markets wobble, unpacked hosted by Michelle Martin with Ryan Huang.
Hear about :Amazon, Amazon Web Services, Alphabet, Qualcomm, Reddit, Roblox, Ralph Lauren, Est&eacute;e Lauder, DBS, CapitaLand China Trust, Elite UK REIT.

Market View: Amazon’s AI Bill, Crypto Chill & Earnings Whiplash

Many Singaporeans treat SRS as a “set it and forget it” tax tool, leaving cash idle at 0.05% while inflation does the damage.


Hosted by Michelle Martin, this episode explores why investors are waking up - with ETF holdings in SRS accounts surging 380% to over S$800 million.

We break down how SGX-listed ETFs can transform SRS from dormant savings into a long-term growth engine.

From local STI anchors to global equity, bond, REIT and gold ETFs, we unpack what SRS investors are actually buying.

Founder of TimTalksMoney, Tim Phillips, dives into popular choices with investors and takes us beyond the ETF wrappers for choices for someone looking to China, US and even gold!

Plus, practical steps for anyone with idle SRS cash who wants to start investing confidently in 2026 and beyond

Many Singaporeans treat SRS as a &ldquo;set it and forget it&rdquo; tax tool, leaving cash idle at 0.05% while inflation does the damage. 
Hosted by Michelle Martin, this episode explores why investors are waking up - with ETF holdings in SRS accounts surging 380% to over S$800 million.
We break down how SGX-listed ETFs can transform SRS from dormant savings into a long-term growth engine.
From local STI anchors to global equity, bond, REIT and gold ETFs, we unpack what SRS investors are actually buying.
Founder of TimTalksMoney, Tim Phillips, dives into popular choices with investors and takes us beyond the ETF wrappers for choices for someone looking to China, US and even gold!
Plus, practical steps for anyone with idle SRS cash who wants to start investing confidently in 2026 and beyond

Money and Me: The Great Convergence - Buying a Home When AI Is Shaking Your Paycheque

MONEY FM 89.3

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