If you’re living overseas for a few weeks or months, what’s the smartest way to pay without carrying a wallet full of cards — or wiping out the value of your miles with foreign-currency fees? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about building a simple two- or three-card strategy for spending abroad. They unpack when 4-miles-per-dollar cards really deliver, the spending caps to watch, and when a multi-currency card may actually leave you better off. From flights and accommodation to groceries, transport, rent and ATM withdrawals, find out which card to reach for — and why you should almost always choose local currency when a merchant offers to charge you in Singapore dollars.

If you&rsquo;re living overseas for a few weeks or months, what&rsquo;s the smartest way to pay without carrying a wallet full of cards &mdash; or wiping out the value of your miles with foreign-currency fees? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about building a simple two- or three-card strategy for spending abroad. They unpack when 4-miles-per-dollar cards really deliver, the spending caps to watch, and when a multi-currency card may actually leave you better off. From flights and accommodation to groceries, transport, rent and ATM withdrawals, find out which card to reach for &mdash; and why you should almost always choose local currency when a merchant offers to charge you in Singapore dollars.

Start your day on a positive note with Live Well with Michelle Martin.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.