What happens when significant wealth arrives before you feel ready to manage it? Whether through an inheritance, divorce settlement, the death of a spouse or the sale of a business, suddenly taking responsibility for substantial assets can be as emotionally challenging as it is financially complex.

Michelle Martin speaks with Stephen Davies, CEO and founder of Javelin Wealth Management, about why the first move may be to do nothing, what to prioritise in the first month, and the question he asks before talking investments: “What’s it all for?”