Many Singaporeans treat SRS as a “set it and forget it” tax tool, leaving cash idle at 0.05% while inflation does the damage.


Hosted by Michelle Martin, this episode explores why investors are waking up - with ETF holdings in SRS accounts surging 380% to over S$800 million.

We break down how SGX-listed ETFs can transform SRS from dormant savings into a long-term growth engine.

From local STI anchors to global equity, bond, REIT and gold ETFs, we unpack what SRS investors are actually buying.

Founder of TimTalksMoney, Tim Phillips, dives into popular choices with investors and takes us beyond the ETF wrappers for choices for someone looking to China, US and even gold!

Plus, practical steps for anyone with idle SRS cash who wants to start investing confidently in 2026 and beyond

Many Singaporeans treat SRS as a &ldquo;set it and forget it&rdquo; tax tool, leaving cash idle at 0.05% while inflation does the damage. 
Hosted by Michelle Martin, this episode explores why investors are waking up - with ETF holdings in SRS accounts surging 380% to over S$800 million.
We break down how SGX-listed ETFs can transform SRS from dormant savings into a long-term growth engine.
From local STI anchors to global equity, bond, REIT and gold ETFs, we unpack what SRS investors are actually buying.
Founder of TimTalksMoney, Tim Phillips, dives into popular choices with investors and takes us beyond the ETF wrappers for choices for someone looking to China, US and even gold!
Plus, practical steps for anyone with idle SRS cash who wants to start investing confidently in 2026 and beyond

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: Stop Letting Your SRS Sleep - How ETFs Turn Tax Relief into Real Returns

Alphabet’s blockbuster quarter puts AI back in the spotlight as the tech giant delivers surging profits and resilient ad growth, even as markets turn jittery.


Hosted by Michelle Martin with Ryan Huang, this episode unpacks what’s powering Alphabet’s earnings and why its results still sparked a sell-off.

We explore how AI spending is lifting hardware winners like Nvidia and Broadcom - while software stocks face mounting skepticism.

The conversation widens to Wall Street’s uneven session, where tech drags on the S&P 500 and NASDAQ despite broad-based market strength.

Our UP or DOWN game runs through big earnings from Eli Lilly, GSK, Uber, UBS and Yum Brands.

Plus, Singapore markets hit fresh highs and a cultural “Last Word” on the Melania documentary and brand power.

Alphabet&rsquo;s blockbuster quarter puts AI back in the spotlight as the tech giant delivers surging profits and resilient ad growth, even as markets turn jittery. 
Hosted by Michelle Martin with Ryan Huang, this episode unpacks what&rsquo;s powering Alphabet&rsquo;s earnings and why its results still sparked a sell-off.
We explore how AI spending is lifting hardware winners like Nvidia and Broadcom - while software stocks face mounting skepticism.
The conversation widens to Wall Street&rsquo;s uneven session, where tech drags on the S&amp;P 500 and NASDAQ despite broad-based market strength.
Our UP or DOWN game runs through big earnings from Eli Lilly, GSK, Uber, UBS and Yum Brands.
Plus, Singapore markets hit fresh highs and a cultural &ldquo;Last Word&rdquo; on the Melania documentary and brand power.

Market View: Google at $4 Trillion - When AI Lifts Giants and Spooks the Rest

China’s investment narrative is shifting from old economy giants to new-generation growth engines.

Michelle Martin speaks with Dr Wealth cofounder Alvin Chow, to explore whether the new CSI A500 index could replace the CSI 300 as investors’ core China exposure.

We unpack why CSOP’s new SGX-listed ETF makes it easier for Singaporeans to “buy China” in one trade.

Then, attention turns to China’s Six AI Tigers - startups positioning themselves as local rivals to OpenAI and Nvidia.

With MiniMax and Zhipu AI surging after their Hong Kong debuts, are investors spotting the next tech champions or chasing hype?

China&rsquo;s investment narrative is shifting from old economy giants to new-generation growth engines.
Michelle Martin speaks with Dr Wealth cofounder Alvin Chow, to explore whether the new CSI A500 index could replace the CSI 300 as investors&rsquo; core China exposure.
We unpack why CSOP&rsquo;s new SGX-listed ETF makes it easier for Singaporeans to &ldquo;buy China&rdquo; in one trade.
Then, attention turns to China&rsquo;s Six AI Tigers - startups positioning themselves as local rivals to OpenAI and Nvidia.
With MiniMax and Zhipu AI surging after their Hong Kong debuts, are investors spotting the next tech champions or chasing hype?

Money and Me: Buying  China in One Click - From A500 ETFs to the Six AI Tigers

Big Pharma’s report cards just rewrote the market mood.

Market View dives into why Pfizer slipped into a quarterly loss, why Novo Nordisk plunged double digits, and how Merck managed to buck the trend.

We also unpack Singtel’s rally on acquisition chatter and what it signals for Singapore’s telco strategy.

Across the Pacific, tech stocks drag Wall Street lower as Nvidia and Microsoft weigh on the NASDAQ.

Plus, our UP or DOWN game covers PayPal, PepsiCo, Walmart and Intel’s GPU ambitions.

All this and more, hosted by Michelle Martin with Ryan Huang.

Big Pharma&rsquo;s report cards just rewrote the market mood.
Market View dives into why Pfizer slipped into a quarterly loss, why Novo Nordisk plunged double digits, and how Merck managed to buck the trend.
We also unpack Singtel&rsquo;s rally on acquisition chatter and what it signals for Singapore&rsquo;s telco strategy.
Across the Pacific, tech stocks drag Wall Street lower as Nvidia and Microsoft weigh on the NASDAQ.
Plus, our UP or DOWN game covers PayPal, PepsiCo, Walmart and Intel&rsquo;s GPU ambitions.
All this and more, hosted by Michelle Martin with Ryan Huang.

Money and Me: Stop Letting Your SRS Sleep - How ETFs Turn Tax Relief into Real Returns

MONEY FM 89.3

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