Just recently, it was reported that the 10-year average return for the August issue of the Singapore Savings Bond (SSB) has climbed to 3 per cent – the highest level recorded since its inception in October 2015. So what is fuelling this surge in yield prices and should investors in Singapore be considering SSB as part of their portfolio given that yields are more attractive now? Michelle Martin asks Cheng Chye Hsern, Head of Investment, Providend.

Just recently, it was reported that the 10-year average return for the August issue of the Singapore Savings Bond (SSB) has climbed to 3 per cent – the highest level recorded since its inception in October 2015. So what is fuelling this surge in yield prices and should investors in Singapore be considering SSB as part of their portfolio given that yields are more attractive now? Michelle Martin asks Cheng Chye Hsern, Head of Investment, Providend.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: Should investors consider Singapore Savings Bonds as part of their portfolio now?

Can your child’s $10,000 today really turn into $86,000 - and what does Budget 2026 have to do with it?
Michelle Martin unpacks the latest Budget goodies - from CDC vouchers and CPF top-ups to corporate tax rebates - and what they mean for families, seniors and businesses.

Daniel Sim, Founder of Golden Goose Properties, breaks down the new voluntary CPF investment scheme and whether those in their late 40s should even consider taking market risk.

We explore the bold 864% CPF growth strategy for kids, and the real trade-offs between long-term compounding and short-term liquidity.

Plus, what Singapore’s new AI Park at One-North could mean for District 5 property values, rental premiums and long-term capital appreciation.

A practical, future-focused conversation on money, mindset and opportunity - hosted by Michelle Martin.

Can your child&rsquo;s $10,000 today really turn into $86,000 - and what does Budget 2026 have to do with it? Michelle Martin unpacks the latest Budget goodies - from CDC vouchers and CPF top-ups to corporate tax rebates - and what they mean for families, seniors and businesses.
Daniel Sim, Founder of Golden Goose Properties, breaks down the new voluntary CPF investment scheme and whether those in their late 40s should even consider taking market risk.
We explore the bold 864% CPF growth strategy for kids, and the real trade-offs between long-term compounding and short-term liquidity.
Plus, what Singapore&rsquo;s new AI Park at One-North could mean for District 5 property values, rental premiums and long-term capital appreciation.
A practical, future-focused conversation on money, mindset and opportunity - hosted by Michelle Martin.

Money and Me: Budget 2026, CPF 864% Growth & The AI Property Play

Tucked away at Raffles Hotel is a new start-up with a hefty six figure annual fee for members.

It aims to help its members live longer, healthier lives  with preventive health checks and premium therapies on  the market.

Michelle Martin sits down with Ashish Chordia, Co-Founder and CEO of ELYX, to explore Singapore’s first concierge longevity service at Raffles Hotel.

Instead of fragmented advice and annual check-ups, ELYX offers a coordinated “Circle of Experts” supported by an AI Healthspan Co-Pilot and research team.

We unpack how  data  can dynamically shape health in this deep dive into the future of personalised health optimisation and executive longevity - hosted by Michelle Martin.

Tucked away at Raffles Hotel is a new start-up with a hefty six figure annual fee for members.
It aims to help its members live longer, healthier lives&nbsp; with preventive health checks and premium therapies on&nbsp; the market.
Michelle Martin sits down with Ashish Chordia, Co-Founder and CEO of ELYX, to explore Singapore&rsquo;s first concierge longevity service at Raffles Hotel.
Instead of fragmented advice and annual check-ups, ELYX offers a coordinated &ldquo;Circle of Experts&rdquo; supported by an AI Healthspan Co-Pilot and research team.
We unpack how&nbsp; data&nbsp; can dynamically shape health in this deep dive into the future of personalised health optimisation and executive longevity - hosted by Michelle Martin.

Influence: Ashish Chordia on the AI-Powered Longevity Revolution  

Is artificial intelligence about to upend trucking, property, and even your portfolio playbook?

A former karaoke firm, Algorhythm Holdings, sparks an “AI Scare Trade” after unveiling its SemiCab logistics platform - rattling trucking and real estate services stocks as investors reassess disruption risk.

Back home, Singapore’s S$155 billion Budget 2026 boosts AI adoption and business competitiveness just as the Straits Times Index surges past 5,000 for the first time.

Wilmar International and United Overseas Land power the rally, with broker targets from UOB Kay Hian and Maybank Securities hinting at further upside.

In UP or DOWN, we track Restaurant Brands, Pinterest, Instacart and Cisco as earnings and tariffs reshape sentiment.

And in our Last Word, Britney Spears’ US$200 million catalog sale to Primary Wave reminds us that songs now live on balance sheets as much as playlists.

A cross-asset conversation on disruption, liquidity and valuation - hosted by Michelle Martin with Ryan Huang.

Hear about : Algorhythm Holdings (SemiCab), Wilmar International, United Overseas Land, Restaurant Brands International, Pinterest, Instacart, Cisco, Primary Wave.

Is artificial intelligence about to upend trucking, property, and even your portfolio playbook?
A former karaoke firm, Algorhythm Holdings, sparks an &ldquo;AI Scare Trade&rdquo; after unveiling its SemiCab logistics platform - rattling trucking and real estate services stocks as investors reassess disruption risk.
Back home, Singapore&rsquo;s S$155 billion Budget 2026 boosts AI adoption and business competitiveness just as the Straits Times Index surges past 5,000 for the first time.
Wilmar International and United Overseas Land power the rally, with broker targets from UOB Kay Hian and Maybank Securities hinting at further upside.
In UP or DOWN, we track Restaurant Brands, Pinterest, Instacart and Cisco as earnings and tariffs reshape sentiment.
And in our Last Word, Britney Spears&rsquo; US$200 million catalog sale to Primary Wave reminds us that songs now live on balance sheets as much as playlists.
A cross-asset conversation on disruption, liquidity and valuation - hosted by Michelle Martin with Ryan Huang.
Hear&nbsp;about :&nbsp;Algorhythm Holdings (SemiCab), Wilmar International, United Overseas Land, Restaurant Brands International, Pinterest, Instacart, Cisco, Primary Wave.

Money and Me: Should investors consider Singapore Savings Bonds as part of their portfolio now?

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Your Money with Michelle Martin (9am - 12pm)

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