One of the most prominent areas where the rising interest rates can be felt here in Singapore is with home mortgage loans. Michelle Martin invites Elijah Lee, Financial Services Manager, Phillip Securities as he breaks down the relative pros and cons of fixed vs floating rate mortgages now and how much we should be spending on your mortgage as a part of your finances. 

One of the most prominent areas where the rising interest rates can be felt here in Singapore is with home mortgage loans. Michelle Martin invites Elijah Lee, Financial Services Manager, Phillip Securities as he breaks down the relative pros and cons of fixed vs floating rate mortgages now and how much we should be spending on your mortgage as a part of your finances.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: Planning for our mortgage loans in this inflationary environment

Is Singapore witnessing a durable capital markets revival - or the final act of a liquidity-driven surge?

In this episode, hosted by Michelle Martin, we examine whether the STI’s charge past 5,000 marks a structural re-rating of Singapore equities or a cyclical rebound fuelled by policy tailwinds.

With Jason Saw, Group Head of Investment Banking at CGS International, we unpack Budget 2026’s S$1.5 billion EQDP top-up and the new Anchor Fund - and what they mean for price discovery and pre-IPO pipelines.

We explore how improving breadth - with more small- and mid-cap counters trading above S$1 million daily - signals deeper liquidity and broader participation.

The conversation turns to sector leadership: banks, offshore oil & gas, construction, AI-linked plays, and real estate - where fundamentals and sentiment intersect.

We assess whether rising IPO activity and corporate actions point to sustainable issuer confidence across primary and secondary markets.

Finally, we ask how investors can “read” momentum cycles to gauge when expansion gives way to consolidation.

Is Singapore witnessing a durable capital markets revival - or the final act of a liquidity-driven surge?
In this episode, hosted by Michelle Martin, we examine whether the STI&rsquo;s charge past 5,000 marks a structural re-rating of Singapore equities or a cyclical rebound fuelled by policy tailwinds.
With Jason Saw, Group Head of Investment Banking at CGS International, we unpack Budget 2026&rsquo;s S$1.5 billion EQDP top-up and the new Anchor Fund - and what they mean for price discovery and pre-IPO pipelines.
We explore how improving breadth - with more small- and mid-cap counters trading above S$1 million daily - signals deeper liquidity and broader participation.
The conversation turns to sector leadership: banks, offshore oil &amp; gas, construction, AI-linked plays, and real estate - where fundamentals and sentiment intersect.
We assess whether rising IPO activity and corporate actions point to sustainable issuer confidence across primary and secondary markets.
Finally, we ask how investors can &ldquo;read&rdquo; momentum cycles to gauge when expansion gives way to consolidation.

Money and Me: Singapore’s Market Renaissance - Structural Shift or Late-Cycle Euphoria?

Markets are anything but sleepy this morning as we come to grips with US global tariff hikes to 15%. 

US President Donald Trump is reimposing temporary 15% tariffs after a Supreme Court setback - Michelle asks what this means for Singapore exporters and global trade deals.

MIchelle and Ryan unpack how Digital Core REIT, backed by Digital Realty, is pivoting to an “offensive” strategy despite a vacant US asset and weak unit performance.

We examine how earnings take centre stage with Nvidia, Workday, Dell Technologies and Intuit all reporting this week.

In UP or DOWN, we size up Latin America’s record rally, Rolls-Royce Holdings’ buyback plans, CoreWeave’ funding jitters, and Minor International’ debt-cutting REIT ambitions.

Closer to home, the STI extends gains past 5,000 as Yangzijiang Shipbuilding and Genting Singapore outperform while Singapore Exchange lags.

And for our Last Word, both explore how Japan’s “nekonomics” turned feline fandom into a multi-billion-dollar GDP contributor.

Markets are anything but sleepy this morning as we come to grips with US global tariff hikes to 15%.&nbsp;
US President Donald Trump is reimposing temporary 15% tariffs after a Supreme Court setback - Michelle asks what this means for Singapore exporters and global trade deals.
MIchelle and&nbsp;Ryan&nbsp;unpack how&nbsp;Digital Core REIT, backed by&nbsp;Digital Realty, is pivoting to an &ldquo;offensive&rdquo; strategy despite a vacant US asset and weak unit performance.
We examine how earnings take centre stage with&nbsp;Nvidia,&nbsp;Workday,&nbsp;Dell Technologies&nbsp;and&nbsp;Intuit&nbsp;all reporting this week.
In UP or DOWN, we size up Latin America&rsquo;s record rally, Rolls-Royce Holdings&rsquo; buyback plans,&nbsp;CoreWeave&rsquo; funding jitters, and&nbsp;Minor International&rsquo; debt-cutting REIT ambitions.
Closer to home, the STI extends gains past 5,000 as Yangzijiang Shipbuilding&nbsp;and&nbsp;Genting Singapore&nbsp;outperform while&nbsp;Singapore Exchange&nbsp;lags.
And for our Last Word, both explore how Japan&rsquo;s &ldquo;nekonomics&rdquo; turned feline fandom into a multi-billion-dollar GDP contributor.

Market View: US Tariff whiplash, Data Centre Power Plays, and Earnings in Focus

What if you could own a slice of a prime building in Singapore for the price of a holiday - and trade it like a stock?

In this episode, hosted by Michelle Martin, we unpack whether real estate tokenisation is a breakthrough or just a buzzword.

What do you actually own? How does tokenised property differ from a REIT?

How as an investor can you tell  whether liquidity is real or theoretical?

Does Singapore’s strong REIT market make tokenisation redundant - or is there a genuine access advantage?

To what extent is tokenisation of property an opportunity in Singapore - or still a wait-and-see experiment?

Michelle Martin speaks with Keith Ong, CEO, RealVantage for his view on the issues.

What if you could own a slice of a prime building in Singapore for the price of a holiday - and trade it like a stock?
In this episode, hosted by Michelle Martin, we unpack whether real estate tokenisation is a breakthrough or just a buzzword.
What do you actually own? How does tokenised property differ from a REIT?
How as an investor can you tell&nbsp; whether liquidity is real or theoretical?
Does Singapore&rsquo;s strong REIT market make tokenisation redundant - or is there a genuine access advantage?
To what extent is tokenisation of property an opportunity in Singapore - or still a wait-and-see experiment?
Michelle Martin speaks with Keith Ong, CEO, RealVantage for his view on the issues.

Money and Me: Planning for our mortgage loans in this inflationary environment

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