What is the best way to spend during retirement?

Michelle Martin speaks with Grace Tay, Associate Director at Finexis Advisory, about one of the most overlooked aspects of retirement planning: the decumulation phase.

They discuss why retirement investing requires a completely different mindset.

The conversation also explores the 4% withdrawal rule.

You may actually do better with spending a different drawdown percentage.

Grace shares practical insights into structuring retirement income to preserve wealth, maintain financial confidence, and enjoy a more secure retirement.

What is the best way to spend during retirement?
Michelle Martin speaks with Grace Tay, Associate Director at Finexis Advisory, about one of the most overlooked aspects of retirement planning: the decumulation phase.
They discuss why retirement investing requires a completely different mindset.
The conversation also explores the 4% withdrawal rule.
You may actually do better with spending a different drawdown percentage.
Grace shares practical insights into structuring retirement income to preserve wealth, maintain financial confidence, and enjoy a more secure retirement.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: How to Turn Your Retirement Savings Into Lasting Income

Markets extended their gains as investors rewarded companies delivering strong earnings despite an uncertain economic backdrop.

Michelle Martin examines Grab's stronger-than-expected quarterly results and raised outlook, Palantir's blockbuster AI-fuelled growth, and why all eyes are on SpaceX ahead of its latest earnings report.

She also looks at Wall Street's push towards record highs, Microsoft's best run in more than two decades, Amazon's return to a US$3 trillion valuation, Snap's optimism around AI-powered smart glasses, Parkway Life REIT's resilient performance, First Sponsor's disappointing results, and why the Japanese yen is back in focus.

Markets extended their gains as investors rewarded companies delivering strong earnings despite an uncertain economic backdrop.
Michelle Martin examines Grab's stronger-than-expected quarterly results and raised outlook, Palantir's blockbuster AI-fuelled growth, and why all eyes are on SpaceX ahead of its latest earnings report.
She also looks at Wall Street's push towards record highs, Microsoft's best run in more than two decades, Amazon's return to a US$3 trillion valuation, Snap's optimism around AI-powered smart glasses, Parkway Life REIT's resilient performance, First Sponsor's disappointing results, and why the Japanese yen is back in focus.

Market View: Grab and Palantir Rally, SpaceX Faces Earnings Test, Microsoft's AI Surge Continues

Many people assume becoming breathless is simply part of getting older - but it could be a sign of Chronic Obstructive Pulmonary Disease (COPD), a progressive lung condition that is often diagnosed too late.

Michelle Martin speaks with Dr Jim Teo, Respiratory Physician at O2 Healthcare Group, about why COPD is frequently mistaken for normal ageing, the warning signs people shouldn't ignore, and how delayed diagnosis can dramatically reduce lung function.

Dr Teo shares the story of a 75-year-old patient whose lung capacity fell to just 30%, explains how pulmonary rehabilitation can improve quality of life.

Listeners share their pressing questions.

Many people assume becoming breathless is simply part of getting older - but it could be a sign of Chronic Obstructive Pulmonary Disease (COPD), a progressive lung condition that is often diagnosed too late.
Michelle Martin speaks with Dr Jim Teo, Respiratory Physician at O2 Healthcare Group, about why COPD is frequently mistaken for normal ageing, the warning signs people shouldn't ignore, and how delayed diagnosis can dramatically reduce lung function.
Dr Teo shares the story of a 75-year-old patient whose lung capacity fell to just 30%, explains how pulmonary rehabilitation can improve quality of life.
Listeners share their pressing questions.

Is It Just Ageing or COPD? Don't Ignore Persistent Breathlessness 

Markets are entering a pivotal week as investors brace for another wave of corporate earnings and a closely watched US jobs report that could shape expectations for Federal Reserve policy.

Michelle Martin examines why Bank of America is bullish on Spotify and Ralph Lauren ahead of earnings, the diverging fortunes of Apple and Amazon, and what results from Palantir, AMD, Disney, Uber and Airbnb could reveal about AI, consumer spending and travel demand.

She also looks at Berkshire Hathaway's steady rise, Nio's strong vehicle deliveries, the Straits Times Index's impressive July performance, the debate over Great Eastern's rally, and why the latest Spider-Man blockbuster is proving that the right franchise can still deliver box office magic.

Markets are entering a pivotal week as investors brace for another wave of corporate earnings and a closely watched US jobs report that could shape expectations for Federal Reserve policy.
Michelle Martin examines why Bank of America is bullish on Spotify and Ralph Lauren ahead of earnings, the diverging fortunes of Apple and Amazon, and what results from Palantir, AMD, Disney, Uber and Airbnb could reveal about AI, consumer spending and travel demand.
She also looks at Berkshire Hathaway's steady rise, Nio's strong vehicle deliveries, the Straits Times Index's impressive July performance, the debate over Great Eastern's rally, and why the latest Spider-Man blockbuster is proving that the right franchise can still deliver box office magic.

Money and Me: How to Turn Your Retirement Savings Into Lasting Income

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