Why is it that even though you got a pay raise, you just can’t seem to save more? Michelle Martin and Seow Kai Lun, Managing Editor, The Simple Sum discuss lifestyle creep and how you can think you way out of lifestyle creep.

Why is it that even though you got a pay raise, you just can’t seem to save more? Michelle Martin and Seow Kai Lun, Managing Editor, The Simple Sum discuss lifestyle creep and how you can think you way out of lifestyle creep.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: How to beat lifestyle inflation

As 2026 begins, Money and Me takes a moment of introspection - looking not just at how much you made, but how you spent.

What did money add to your life in 2025 - and what quietly drained your peace, health, or joy?

Hosted by Michelle Martin, this episode features Christopher Tan, CEO of Providend, who introduces a powerful reframing: Return on Spending, not just Return on Investing.

From a $10,000 wedding anniversary to resisting ego-driven purchases, Christopher shares how values - not status - guided his big financial decisions.

The conversation explores how spending today shapes the future story of our health, ageing, and relationships.

Listeners are invited to do a simple year-end money audit - no spreadsheets required - before setting their goals for the year ahead.

 

As 2026 begins, Money and Me takes a moment of introspection - looking not just at how much you made, but how you spent.
What did money add to your life in 2025 - and what quietly drained your peace, health, or joy?
Hosted by Michelle Martin, this episode features Christopher Tan, CEO of Providend, who introduces a powerful reframing: Return on Spending, not just Return on Investing.
From a $10,000 wedding anniversary to resisting ego-driven purchases, Christopher shares how values - not status - guided his big financial decisions.
The conversation explores how spending today shapes the future story of our health, ageing, and relationships.
Listeners are invited to do a simple year-end money audit - no spreadsheets required - before setting their goals for the year ahead.
&nbsp;

Money and Me: Your Guide to Shaping your Future Self & Money

Defense stocks swing sharply as US President Donald Trump pivots from threatening dividends to floating a staggering US$1.5 trillion military budget.

Hosted by Michelle Martin, this episode unpacks why names like Lockheed Martin, L3Harris Technologies and AeroVironment surged - and what it says about policy-driven markets.

We also look to Europe, where defense stocks extend a four-day rally as geopolitical tensions reshape spending priorities.

In Asia, Hong Kong gets a boost as China-backed tech champions debut, led by AI firm Zhipu AI alongside chip and robotics players.


UP or DOWN tackles movers including CrowdStrike and Fast Retailing, while Singapore stocks pause near record highs.

And finally, from AI fridges to strange CES gadgets, we ask whether tech innovation is getting smarter - or just louder.

Defense stocks swing sharply as US President Donald Trump pivots from threatening dividends to floating a staggering US$1.5 trillion military budget.
Hosted by Michelle Martin, this episode unpacks why names like Lockheed Martin, L3Harris Technologies and AeroVironment surged - and what it says about policy-driven markets.
We also look to Europe, where defense stocks extend a four-day rally as geopolitical tensions reshape spending priorities.
In Asia, Hong Kong gets a boost as China-backed tech champions debut, led by AI firm Zhipu AI alongside chip and robotics players.
 UP or DOWN tackles movers including&nbsp;CrowdStrike&nbsp;and&nbsp;Fast Retailing, while Singapore stocks pause near record highs.
And finally, from AI fridges to strange CES gadgets, we ask whether tech innovation is getting smarter - or just louder.

Money and Me: Swing in defence stocks,  China backed tech giants IPOs, Crowdstrike, Fast Retailing and an AI fridge you can talk to

As the China growth narrative fades, attention is shifting from the New Economy to an overlooked source of income: high-dividend state-owned enterprises.

Raymond Cheng explains why China’s energy and infrastructure giants have delivered strong returns even as oil prices fell.

We explore how Beijing’s policy reset has effectively programmed state firms to return more cash to shareholders.

Why Hong Kong-listed H-shares may offer higher yields than identical A-shares in Shanghai — and why that matters now.

Plus, what Southbound Connect flows, falling bank rates, and balance-sheet quality tell cautious investors about China’s role in a diversified portfolio.

Hosted by Michelle Martin with guest Raymond Cheng, Chief Investment Officer for North Asia at Standard Chartered Bank’s Wealth Solutions unit.

As the China growth narrative fades, attention is shifting from the New Economy to an overlooked source of income: high-dividend state-owned enterprises.
Raymond Cheng explains why China&rsquo;s energy and infrastructure giants have delivered strong returns even as oil prices fell.
We explore how Beijing&rsquo;s policy reset has effectively programmed&nbsp;state firms to return more cash to shareholders.
Why Hong Kong-listed H-shares may offer higher yields than identical A-shares in Shanghai &mdash; and why that matters now.
Plus, what Southbound Connect flows, falling bank rates, and balance-sheet quality tell cautious investors about China&rsquo;s role in a diversified portfolio.
Hosted by Michelle Martin with guest&nbsp;Raymond Cheng, Chief Investment Officer for North Asia at Standard Chartered&nbsp;Bank&rsquo;s Wealth Solutions unit.

Money and Me: How to beat lifestyle inflation

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