How did Germaine Chow go from a HDB flat that cost $447k to owning multiple properties here and in the UK? In a word - leverage. The CEO and co-founder of I Quadrant shares practical strategies we can use in today's Singapore market to grow our wealth in the property market using smart thinking with ROI, value, risk and TDSR management in this conversation with Michelle Martin.

How did Germaine Chow go from a HDB flat that cost $447k to owning multiple properties here and in the UK? In a word - leverage. The CEO and co-founder of I Quadrant shares practical strategies we can use in today's Singapore market to grow our wealth in the property market using smart thinking with ROI, value, risk and TDSR management in this conversation with Michelle Martin.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: How this 34 year old went from BTO to her dream landed property

Markets are rallying on peace hopes - but oil is telling a very different story.

We unpack Amazon’s bold move against Nvidia and what it means for the future of AI economics.

From GLP-1 weight loss drugs reshaping retail demand to a tiny shipping ETF becoming a real-time war gauge, second-order effects are driving markets.

China’s EV exports surge as oil shocks accelerate the energy transition narrative.

In corporate news, Samsung faces selling pressure while Meta doubles down on AI ambition.

All eyes on the STI as global tensions ripple through local markets - hosted by Michelle Martin with Ryan Huang.

Markets are rallying on peace hopes - but oil is telling a very different story.
We unpack Amazon&rsquo;s bold move against Nvidia and what it means for the future of AI economics.
From GLP-1 weight loss drugs reshaping retail demand to a tiny shipping ETF becoming a real-time war gauge, second-order effects are driving markets.
China&rsquo;s EV exports surge as oil shocks accelerate the energy transition narrative.
In corporate news, Samsung faces selling pressure while Meta doubles down on AI ambition.
All eyes on the STI as global tensions ripple through local markets - hosted by Michelle Martin with Ryan Huang.

Market View: Amazon to sell AI chips, Oil Shock & The Unexpected Winners

Bestselling author Nir Eyal shares how our beliefs shape our lives. Our beliefs can either hold us back or propel us toward our dreams. Sometimes we may not even be aware of the beliefs that are running us. Like invisible background code, our beliefs shape our perception of possibility, are the bedrock for motivation and determine when and if we quit on the journey to our biggest dreams.

Michelle and Nir discuss limiting money beliefs, the power of prayer and the self-fulfilling power of labels.

Go beyond the page of Nir Eyal's new book " Beyond Belief" in this edition of READ with Michelle. Watch the full interview on YouTube.

Bestselling author Nir Eyal shares how our beliefs shape our lives. Our beliefs can either hold us back or propel us toward our dreams. Sometimes we may not even be aware of the beliefs that are running us. Like invisible background code, our beliefs shape our perception of possibility, are the bedrock for motivation and determine when and if we quit on the journey to our biggest dreams.
Michelle and Nir discuss limiting money beliefs, the power of prayer and the self-fulfilling power of labels.
Go beyond the page of Nir Eyal's new book " Beyond Belief" in this edition of READ with Michelle. Watch the full interview on YouTube.

READ : Beyond Belief by Nir Eyal

What if your property could double its yield - without buying another one?

We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines.

From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields.

But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity.

We break down whether outsourcing to operators like Bespoke Habitat is the key to making it work.

Is co-living a smart structural shift or a yield-chasing trend?

Hosted by Michelle Martin with Josephine Liu and Arthur Lim.

What if your property could double its yield - without buying another one?
We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines.
From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields.
But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity.
We break down whether outsourcing to operators like Bespoke Habitat is the key to making it work.
Is co-living a smart structural shift or a yield-chasing trend?
Hosted by Michelle Martin with Josephine Liu and&nbsp;Arthur Lim.

Money and Me: How this 34 year old went from BTO to her dream landed property

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Your Money with Michelle Martin (9am - 12pm)

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