How did Germaine Chow go from a HDB flat that cost $447k to owning multiple properties here and in the UK? In a word - leverage. The CEO and co-founder of I Quadrant shares practical strategies we can use in today's Singapore market to grow our wealth in the property market using smart thinking with ROI, value, risk and TDSR management in this conversation with Michelle Martin.

How did Germaine Chow go from a HDB flat that cost $447k to owning multiple properties here and in the UK? In a word - leverage. The CEO and co-founder of I Quadrant shares practical strategies we can use in today's Singapore market to grow our wealth in the property market using smart thinking with ROI, value, risk and TDSR management in this conversation with Michelle Martin.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: How this 34 year old went from BTO to her dream landed property

Could artificial intelligence become too powerful to control? Michelle Martin examines warnings from Anthropic CEO Dario Amodei and the growing debate in Washington over whether AI development needs stronger safeguards. Then, Bank of America sees a potential US$30 billion opportunity for Marvell as AI infrastructure expands, while escalating Middle East tensions push oil above US$100 a barrel. Plus, what investors should watch from the Fed and Bank of Japan this week, and why Dell, Chinese healthcare, Keppel and UOB are up—while Singtel is down. Finally, Practical Magic 2 casts a spell over the North American box office. 

Could artificial intelligence become too powerful to control? Michelle Martin examines warnings from Anthropic CEO Dario Amodei and the growing debate in Washington over whether AI development needs stronger safeguards. Then, Bank of America sees a potential US$30 billion opportunity for Marvell as AI infrastructure expands, while escalating Middle East tensions push oil above US$100 a barrel. Plus, what investors should watch from the Fed and Bank of Japan this week, and why Dell, Chinese healthcare, Keppel and UOB are up&mdash;while Singtel is down. Finally,&nbsp;Practical Magic 2&nbsp;casts a spell over the North American box office.&nbsp;

Market View:  The AI Trade Faces a Reality Check as Oil Tops $100 , Oil Above $100 & what could move markets this week

Can breathing pure oxygen under pressure help us heal — or even age better? Michelle Martin speaks with Dr Gerard Ee, Founder and Medical Director of The Clifford Clinic, to unpack the science behind hyperbaric oxygen therapy (HBOT). They explore what actually happens inside a hyperbaric chamber, the medical conditions HBOT is used to treat, and what the evidence says about claims around longevity, recovery and maintaining physical ability. Dr Ee also explains the crucial differences between medical hyperbaric chambers and the soft-shell “oxygen pods” appearing in wellness studios, the risks consumers should know about, and the questions to ask before paying for a session. Plus: the health and fitness measurements that may tell us more about how well we’re ageing — and one practical thing we can do now to live well for longer.

Can breathing pure oxygen under pressure help us heal &mdash; or even age better? Michelle Martin speaks with Dr Gerard Ee, Founder and Medical Director of The Clifford Clinic, to unpack the science behind hyperbaric oxygen therapy (HBOT). They explore what actually happens inside a hyperbaric chamber, the medical conditions HBOT&nbsp;is used to treat, and what the evidence says about claims around&nbsp;longevity, recovery and maintaining physical ability. Dr Ee also explains the crucial differences between medical hyperbaric chambers and the soft-shell &ldquo;oxygen pods&rdquo; appearing in wellness studios, the risks consumers should know about, and the questions to ask before paying for a session. Plus: the health and fitness measurements that may tell us more about how well we&rsquo;re ageing &mdash; and one practical thing we can do now to live well for longer.

Hyperbaric Oxygen Therapy: Medicine, Longevity Tool or Wellness Hype?

If you’re living overseas for a few weeks or months, what’s the smartest way to pay without carrying a wallet full of cards — or wiping out the value of your miles with foreign-currency fees? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about building a simple two- or three-card strategy for spending abroad. They unpack when 4-miles-per-dollar cards really deliver, the spending caps to watch, and when a multi-currency card may actually leave you better off. From flights and accommodation to groceries, transport, rent and ATM withdrawals, find out which card to reach for — and why you should almost always choose local currency when a merchant offers to charge you in Singapore dollars.

If you&rsquo;re living overseas for a few weeks or months, what&rsquo;s the smartest way to pay without carrying a wallet full of cards &mdash; or wiping out the value of your miles with foreign-currency fees? Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about building a simple two- or three-card strategy for spending abroad. They unpack when 4-miles-per-dollar cards really deliver, the spending caps to watch, and when a multi-currency card may actually leave you better off. From flights and accommodation to groceries, transport, rent and ATM withdrawals, find out which card to reach for &mdash; and why you should almost always choose local currency when a merchant offers to charge you in Singapore dollars.

Money and Me: How this 34 year old went from BTO to her dream landed property

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