Heard of the landmark CPF changes for Singapore's gig workers? 

The law allows for legal protections in the areas of injury compensation and retirement benefits.

It also includes CPF deductions starting January 2025.

Explore strategies for money management amidst rising expense-to-income ratios, especially for platform workers with variable incomes.

Uncover investment opportunities, from ETFs to dividend stocks, and how to balance short-term cash flow with long-term goals.

Guest Daphne Tan, Head of Business Development, CMC Markets Singapore.

Heard of the landmark CPF changes for Singapore's gig workers?&nbsp;
The law allows for legal protections in the areas of injury compensation and retirement benefits.
It also includes CPF deductions starting January 2025.
Explore strategies for money management amidst rising expense-to-income ratios, especially for platform workers with variable incomes.
Uncover investment opportunities, from ETFs to dividend stocks, and how to balance short-term cash flow with long-term goals.
Guest Daphne Tan, Head of Business Development, CMC Markets Singapore.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: Gig Workers, CPF Changes, and Financial Planning

From a pop-up in London  to a 10-brand international group - how do you scale in F&B without losing soul?

In this episode, hosted by Michelle Martin, Chef-Founder Dave Pynt of Burnt Ends Hospitality Group shares his journey from dishwashing to growing a culinary empire.

Hard work, an attention to customer needs and smart pivots figure large, in his 13-year journey.

We unpack the growth of the group from Michelin-starred Burnt Ends to Meatsmith and The Ledge in the Maldives and Bali.

Dave reveals how new concepts are born while staying true to the group’s wood-fire ethos.

We explore the operational realities of scaling talent, culture and consistency across borders.

Finally, we ask what’s next - partnerships, new markets, or experiences diners haven’t imagined yet.

From a pop-up in London&nbsp; to a 10-brand international group - how do you scale in F&amp;B without losing soul?
In this episode, hosted by Michelle Martin, Chef-Founder Dave Pynt of Burnt Ends Hospitality Group shares his journey from dishwashing to growing a culinary empire.
Hard work, an attention to customer needs and smart pivots figure large, in his 13-year journey.
We unpack the growth of the group from Michelin-starred Burnt Ends to Meatsmith and The Ledge in the Maldives and Bali.
Dave reveals how new concepts are born while staying true to the group&rsquo;s wood-fire ethos.
We explore the operational realities of scaling talent, culture and consistency across borders.
Finally, we ask what&rsquo;s next - partnerships, new markets, or experiences diners haven&rsquo;t imagined yet.

Influence: Burnt End's Dave Pynt on partnerships, scaling internationally and the secret  to Jerk Chicken 

What if the real AI opportunity in 2026 isn’t in the stocks everyone already owns?

In this episode, hosted by Michelle Martin, we explore whether the crowded “AI Builder” trade is reaching diminishing returns and where capital could rotate next.

Guest Raisah Rasid, Vice President, Global Market Strategist, JP Morgan Asset Management, maps out under-owned sectors quietly integrating AI for margin expansion.

We examine how traditionally low-margin industries could see profitability leap as automation scales.

With Trump’s global tariff rate rising from 10% to 15%, we unpack what Asia’s calm reaction - including the STI’s resilience - is signaling.

We also look at how investors can diversify away from mega-cap concentration without losing AI exposure.

Finally, we ask what contrarian AI view could define the rest of 2026.

What if the real AI opportunity in 2026 isn&rsquo;t in the stocks everyone already owns?
In this episode, hosted by Michelle Martin, we explore whether the crowded &ldquo;AI Builder&rdquo; trade is reaching diminishing returns and where capital could rotate next.
Guest Raisah Rasid, Vice President, Global Market Strategist, JP Morgan Asset Management, maps out under-owned sectors quietly integrating AI for margin expansion.
We examine how traditionally low-margin industries could see profitability leap as automation scales.
With Trump&rsquo;s global tariff rate rising from 10% to 15%, we unpack what Asia&rsquo;s calm reaction - including the STI&rsquo;s resilience - is signaling.
We also look at how investors can diversify away from mega-cap concentration without losing AI exposure.
Finally, we ask what contrarian AI view could define the rest of 2026.

Money and Me: Beyond Big Tech - The AI Blind Spots Smart Money Is Hunting

Is AI now a valuation divider?

In this episode, hosted by Michelle Martin with Ryan Huang, we unpack UOB’s 7% dip in Q4 profit to S$1.41 billion and what it signals for Singapore banks amid a shifting rate environment.

FedEx moves to recover tariff costs after a U.S. Supreme Court ruling, just as President Trump doubles down on global tariffs - rattling U.S. stocks.

IBM tumbles 13% on fears an Anthropic programming breakthrough could disrupt legacy code businesses.

Meanwhile, Paramount raises its bid for Warner Bros Discovery in a high-stakes move to counter Netflix.

We also assess how the STI is holding up amid global volatility and whether this is rotation - not retreat.

Companies in focus: UOB | FedEx | IBM | Anthropic | Paramount | Warner Bros Discovery | Netflix

Is AI now a valuation divider?
In this episode, hosted by Michelle Martin with Ryan Huang, we unpack UOB&rsquo;s 7% dip in Q4 profit to S$1.41 billion and what it signals for Singapore banks amid a shifting rate environment.
FedEx moves to recover tariff costs after a U.S. Supreme Court ruling, just as President Trump doubles down on global tariffs - rattling U.S. stocks.
IBM tumbles 13% on fears an Anthropic programming breakthrough could disrupt legacy code businesses.
Meanwhile, Paramount raises its bid for Warner Bros Discovery in a high-stakes move to counter Netflix.
We also assess how the STI is holding up amid global volatility and whether this is rotation - not retreat.
Companies in focus:&nbsp;UOB | FedEx | IBM | Anthropic | Paramount | Warner Bros Discovery | Netflix

Money and Me: Gig Workers, CPF Changes, and Financial Planning

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Your Money with Michelle Martin (9am - 12pm)

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