How would you like to make your next payment using solar credits, the wave of your hand or even by cracking a smile? Well that may very well be the future of commerce in this world of changing consumer expectations and emerging technologies.

But how will the convergence of forces and the urgent need for a sustainable future redefine and reshape the concept of what we pay with? Michelle Martin speaks with Sandeep Malhotra, Executive Vice President, Products & Innovation, Asia Pacific at Mastercard to find out about three broad trends that have the potential to reshape payments as we know it.