A digital bank, a S$1.3 billion war chest - and a big question: can a newcomer really change how Singaporeans save, invest and bank.

Michelle speaks with Natalia Goh, CEO of MariBank, on how a digital-first model is reshaping everyday finance.

Backed by Sea Limited and licensed by the Monetary Authority of Singapore, MariBank has rapidly grown its investment offerings to over S$1.3 billion in AUM.

We unpack how the Lion - MariBank SavePlus Fund works, what investors should know about short-term bonds and capital preservation, and how gold investing fits into a digital wallet for this bank's customers.

Natalia also explains fixed deposit rates, the rationale behind the S$100,000 deposit cap, and what safety looks like in a digital bank.

Finally, we ask the big question for savers and investors alike: is putting your money with a digital bank worth a thought?