Options for low risk capital preservation

How to invest in US T-bill

All you need to know about SSB

What rates to aim for

Can playing it too safe hurt you

Given Singapore's core inflation rate rising to 4.8% in July - with no signs of slowing down - where should we park our money today? And what are some options for us to engage in low-risk cash preservation in this market of uncertainty?

Be sure not to miss this episode of Money and Me as Michelle Martin takes a deep dive into these questions with Elijah Lee, Financial Services Manager, Phillip Securities. 

Given Singapore's core inflation rate rising to 4.8% in July - with no signs of slowing down - where should we park our money today? And what are some options for us to engage in low-risk cash preservation in this market of uncertainty?
Be sure not to miss this episode of Money and Me as Michelle Martin takes a deep dive into these questions with Elijah Lee, Financial Services Manager, Phillip Securities.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: Better than cash, less risk than equities, what are your investor options?

A finance professional loses S$1.2 million.

Another woman loses S$330,000 to someone she thought cared about her.

Hosted by Michelle Martin, this deeply personal conversation explores the emotional roots of financial vulnerability - why fear, loneliness, and stress can lead more of us to defer to authority or silence our own intuition in moments where we must need to make good decisions or face big losses. 

Drawing from real scam cases and the memoir of Vanderbilt heiress Belle Burden, Michelle examines the hidden ways we can disengage from financial power and how to get that control back.

A finance professional loses S$1.2 million.
Another woman loses S$330,000 to someone she thought cared about her.
Hosted by Michelle Martin, this deeply personal conversation explores the emotional roots of financial vulnerability - why fear, loneliness, and stress can lead more of us to defer to authority or silence our own intuition in moments where we must need to make good decisions or face big losses.&nbsp;
Drawing from real scam cases and the memoir of Vanderbilt heiress Belle Burden, Michelle examines the hidden ways we can disengage from financial power and how to get that control back.

LIVE WELL WITH MICHELLE: Why you need to believe you are "a money person" 

Can diplomacy keep markets calm while oil, inflation and AI euphoria all surge at once?

Asia-Pacific markets look set for a cautiously positive open after Wall Street rallied on growing optimism around the Trump-Xi summit in Beijing.

Market View unpacks why investors are cheering signs of renewed US-China economic cooperation even as oil prices jump back above US$100 a barrel amid Strait of Hormuz tensions.

We dive into President Donald Trump’s claim that China will buy more American oil, why Boeing shares still fell despite a major 200-plane China order, and what that says about expectations-driven markets in 2026.

Meanwhile, AI remains the dominant force on Wall Street explore Cerebras Systems’ blockbuster IPO debut, rising Treasury yields, sticky inflation pressures and why markets are increasingly balancing optimism about growth against deep concerns about geopolitics and energy shocks.

Can diplomacy keep markets calm while oil, inflation and AI euphoria all surge at once?
Asia-Pacific markets look set for a cautiously positive open after Wall Street rallied on growing optimism around the Trump-Xi summit in Beijing.
Market View unpacks why investors are cheering signs of renewed US-China economic cooperation even as oil prices jump back above US$100 a barrel amid Strait of Hormuz tensions.
We dive into President Donald Trump&rsquo;s claim that China will buy more American oil, why Boeing shares still fell despite a major 200-plane China order, and what that says about expectations-driven markets in 2026.
Meanwhile, AI remains the dominant force on Wall Street explore Cerebras Systems&rsquo; blockbuster IPO debut, rising Treasury yields, sticky inflation pressures and why markets are increasingly balancing optimism about growth against deep concerns about geopolitics and energy shocks.

Market View: Oil Above $100, AI Mania and Trump-Xi Deal Optimism

Many financially successful women remain passive participants in their own financial lives until a crisis forces visibility.

Hosted by Michelle Martin, this episode explores the issue of women and  financial disengagement  with Grace Tay, Associate Director at Finexis Advisory and a lawyer-turned-financial consultant.

The conversation examines “financial infidelity,” emotional manipulation, and how women can regain financial visibility, confidence and agency.

Many financially successful women remain passive participants in their own financial lives until a crisis forces visibility.
Hosted by Michelle Martin, this episode explores the issue of women and&nbsp; financial disengagement&nbsp; with Grace Tay, Associate Director at Finexis Advisory and a lawyer-turned-financial consultant.
The conversation examines &ldquo;financial infidelity,&rdquo; emotional manipulation, and how women can regain financial visibility, confidence and agency.

Money and Me: Better than cash, less risk than equities, what are your investor options?

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Live Well with Michelle (10am to 1pm)

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