A race against time - and one that could save you real money.

As the year ends, many Singaporeans hurry to make their S$15,300 SRS contribution to cut their tax bill - but how does the scheme work 

We unpack withdrawal rules, explain whether you’ll eventually pay tax, and why 1 in 5 SRS dollars sits idle earning just 0.05% interest

Should you invest your SRS instead, and how do rising statutory retirement ages affect when you can access your money?

We break down the crucial 1 July 2026 deadline to lock in the penalty-free withdrawal age of 63.

Hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.

A race against time - and one that could save you real money.
As the year ends, many Singaporeans hurry to make their S$15,300 SRS contribution to cut their tax bill - but how does the scheme work&nbsp;
We unpack withdrawal rules, explain whether you&rsquo;ll eventually pay tax, and why 1 in 5 SRS dollars sits idle earning just 0.05% interest
Should you invest your SRS instead, and how do rising statutory retirement ages affect when you can access your money?
We break down the crucial 1 July 2026 deadline to lock in the penalty-free withdrawal age of 63.
Hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

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