It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash.

Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife.

We break down whether this platform can do more for you with your “idle money”.

Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on the first S$20K and up to 1.8% beyond.

We explore how Singaporeans should balance liquidity vs investing amid volatile flows, rising living costs and shifting rate expectations.

Plus: growth milestones for Chocolate including expanding to the  Hong Kong market, the March withdrawals episode and how this founder approaches AI.

It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash.
Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife.
We break down whether this platform can do more for you with your &ldquo;idle money&rdquo;.
Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on the first S$20K and up to 1.8% beyond.
We explore how Singaporeans should balance liquidity vs investing amid volatile flows, rising living costs and shifting rate expectations.
Plus: growth milestones for Chocolate including expanding to the&nbsp; Hong Kong market, the March withdrawals episode and how this founder approaches AI.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: Are you making the most of your cash?

Is this the point where S-REITs start to reclaim their shine?

Singapore’s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line. 

In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs.

We dissect CapitaLand Ascendas REIT, Lendlease Global Commercial REIT, and Keppel DC REIT to understand their  growth drivers, and exposure risks.

Tim addresses data-centre amidst the AI bubble narrative and how retail and hospitality REITs stack up against struggling office assets.

We tackle the biggest macro indicators that matter now - from inflation resilience to cash-flow predictability.

Whether you’re holding, buying, or waiting, this REIT reset may shape your 2025 investment playbook.

Is this the point where S-REITs start to reclaim their shine?
Singapore&rsquo;s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line.&nbsp;
In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs.
We dissect CapitaLand Ascendas REIT, Lendlease Global Commercial REIT, and Keppel DC REIT to understand their&nbsp; growth drivers, and exposure risks.
Tim addresses data-centre amidst the AI bubble narrative and how retail and hospitality REITs stack up against struggling office assets.
We tackle the biggest macro indicators that matter now - from inflation resilience to cash-flow predictability.
Whether you&rsquo;re holding, buying, or waiting, this REIT reset may shape your 2025 investment playbook.

Money and Me: The Great REIT Reset - Where Recovery Meets Risk

The metaverse dream is shrinking.

Meta’s 30% metaverse cutback redirects billions toward AI hardware, reshaping investor expectations almost overnight.

Host Michelle Martin dives into what you need to know about markets in conversation with Ryan Huang.

Meta, Micron, HP, Nvidia, Cambricon, Netflix, Comcast, Paramount and SkyDance - it’s a heavyweight lineup as Big Tech resets its bets and entertainment giants battle for Warner Bros. 

Discovery’s crown jewels. UP or DOWN calls span memory chips, PC makers, AI export politics and China’s push to dethrone Nvidia.

Plus, markets hover just shy of S&P 500 records as mid-caps like Carvana, Pure Storage and Ciena jostle for a final 2025 index reshuffle.

And on the STI, Frasers Centrepoint Trust, SingTel and DFI Retail drive a choppy open as local traders look for direction.

The metaverse dream is shrinking.
Meta&rsquo;s 30% metaverse cutback redirects billions toward AI hardware, reshaping investor expectations almost overnight.
Host Michelle Martin dives into what you need to know about markets in conversation with Ryan Huang.
Meta, Micron, HP, Nvidia, Cambricon, Netflix, Comcast, Paramount and SkyDance - it&rsquo;s a heavyweight lineup as Big Tech resets its bets and entertainment giants battle for Warner Bros.&nbsp;
Discovery&rsquo;s crown jewels. UP or DOWN calls span memory chips, PC makers, AI export politics and China&rsquo;s push to dethrone Nvidia.
Plus, markets hover just shy of S&amp;P 500 records as mid-caps like Carvana, Pure Storage and Ciena jostle for a final 2025 index reshuffle.
And on the STI, Frasers Centrepoint Trust, SingTel and DFI Retail drive a choppy open as local traders look for direction.

Market View: Big Tech Pullbacks, Big Media Bidding Wars

A celebrity-fuelled denim war is reshaping retail - but what does it mean for markets?

Hosted by Michelle Martin, this episode dives into how Levi’s, American Eagle, Gap, True Religion and more are battling for denim dominance.

We track Anthropic’s race toward one of the largest AI IPOs ever alongside OpenAI and the broader AI investment boom.

Singapore takes centre stage with UltraGreen.ai’s glowing SGX debut and Leong Guan’s Catalist-bound IPO.

Plus: Wall Street edges toward record highs as rate-cut hopes rise and we play UP or DOWN with Salesforce, DFI Retail, and SGX.

We wrap with Malaysia’s renewed search for MH370 - more than a decade on.

A celebrity-fuelled denim war is reshaping retail - but what does it mean for markets?
Hosted by Michelle Martin, this episode dives into how Levi&rsquo;s, American Eagle, Gap, True Religion and more are battling for denim dominance.
We track Anthropic&rsquo;s race toward one of the largest AI IPOs ever alongside OpenAI and the broader AI investment boom.
Singapore takes centre stage with UltraGreen.ai&rsquo;s glowing SGX debut and Leong Guan&rsquo;s Catalist-bound IPO.
Plus: Wall Street edges toward record highs as rate-cut hopes rise and we play UP or DOWN with Salesforce, DFI Retail, and SGX.
We wrap with Malaysia&rsquo;s renewed search for MH370 - more than a decade on.

Money and Me: Are you making the most of your cash?

Money and Me

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Your Money with Michelle Martin (9am - 12pm)

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