No lock-ins and no fees.so how does Chocolate Finance offer such delicious yields?

One year on from its beta-launch and 28 days into opening doors to the public, Money and Me's Michelle Martin dives into the business model of Chocolate Finance with  Walter de Oude, Founder and CEO of Chocolate Finance. 

Walter shares his journey from his exit from Singlife to  the inspiration behind Chocolate Finance. We learn about its unique business model, future growth plans for a possible debit card and more about how it is putting our money to work.

No lock-ins and no fees.so how does Chocolate Finance offer such delicious yields?
One year on from its beta-launch and 28 days into opening doors to the public, Money and Me's Michelle Martin dives into the business model of Chocolate Finance with  Walter de Oude, Founder and CEO of Chocolate Finance. 
Walter shares his journey from his exit from Singlife to  the inspiration behind Chocolate Finance. We learn about its unique business model, future growth plans for a possible debit card and more about how it is putting our money to work.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: 4.2% for your first 20K, 3.5% targeted for the rest of your cash - what you need to know about Chocolate Finance

What if the biggest AI winners aren't AI companies at all?

Hosted by Michelle Martin, we unpack how Jardine Matheson is preparing its next chapter after a US$10 billion transformation spree, while BYD unveils China's most advanced EV chip in a push to dominate smart driving.

Ford is also surprising investors as its energy-storage business emerges as an unexpected AI play, helping power a sharp rally in its shares.

Meanwhile, Wall Street continues its march to record highs on strong corporate earnings, even as investors keep one eye on a fragile US-Iran truce and the risk of an oil price shock.

In UP or DOWN, we track Brent crude, Dell's blockbuster AI-fuelled growth, Costco's record fuel sales, The Gap's stumble, plus Singapore-listed Valuetronics and OKP Holdings.

Companies in focus: Jardine Matheson, BYD, Ford Motor, Dell, Costco, The Gap, Exxon, Valuetronics and OKP Holdings.

What if the biggest AI winners aren't AI companies at all?
Hosted by Michelle Martin, we unpack how Jardine Matheson is preparing its next chapter after a US$10 billion transformation spree, while BYD unveils China's most advanced EV chip in a push to dominate smart driving.
Ford is also surprising investors as its energy-storage business emerges as an unexpected AI play, helping power a sharp rally in its shares.
Meanwhile, Wall Street continues its march to record highs on strong corporate earnings, even as investors keep one eye on a fragile US-Iran truce and the risk of an oil price shock.
In UP or DOWN, we track Brent crude, Dell's blockbuster AI-fuelled growth, Costco's record fuel sales, The Gap's stumble, plus Singapore-listed Valuetronics and OKP Holdings.
Companies in focus: Jardine Matheson, BYD, Ford Motor, Dell, Costco, The Gap, Exxon, Valuetronics and OKP Holdings.

Market View: AI's New Winners - Cars, Chips, Conglomerates and Crude Oil

Michelle visited Yu He Tang Wen’s TCM Center over at Holland Village to see if Traditional Chinese Medicine could help her back.

Was the pain worth it?

 

Michelle visited Yu He Tang Wen&rsquo;s TCM Center over at Holland Village to see if Traditional Chinese Medicine could help her back.
Was the pain worth it?
&nbsp;

LIVE WELL WITH MICHELLE : Massage Away Your Pain?

Hosted by Michelle Martin, we unpack sweeping new Executive Condominium cooling measures meant to restore affordability for first-time buyers. 

Are EC's more attractive to buyers?

Would you likely sell your EC for  more or less if you must stay in it for at least 10 years before selling? 

Then we examine the $880 million Loyang Valley en bloc deal - the largest collective sale of 2026 - is the en bloc dream still alive or are these deals likely to be rare?

Finally, we wrap with a lesson from Automobile MegaMart, where owners raced against the clock to pay $68 million to extend a lease that was running down.

What happens when a leasehold asset approaches zero? 

And what is the takeaway today - what should you as an investor understand before buying leasehold property?

Hosted by Michelle Martin, we unpack sweeping new Executive Condominium cooling measures meant to restore affordability for first-time buyers.&nbsp;
Are EC's more attractive to buyers?
Would you likely sell your EC for&nbsp; more or less if you must stay in it for at least 10 years before selling?&nbsp;
Then we examine the $880 million Loyang Valley en bloc deal - the largest collective sale of 2026 - is the en bloc dream still alive or are these deals likely to be rare?
Finally, we wrap with a lesson from Automobile MegaMart, where owners raced against the clock to pay $68 million to extend a lease that was running down.
What happens when a leasehold asset approaches zero?&nbsp;
And what is the takeaway today - what should you as an investor understand before buying leasehold property?

Money and Me: ECs are looking more attractive for first-time buyers. A Mega En bloc Wish and does leasehold change the investment case for industrial and residential properties?

Money and Me: 4.2% for your first 20K, 3.5% targeted for the rest of your cash - what you need to know about Chocolate Finance

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