Forget traditional life insurance. Singapore’s wealthy are now eyeing hybrid policies that promise growth and protection. Indexed Universal Life (IUL) products, tied to indices like the S&P 500, are gaining traction, offering life cover alongside wealth accumulation, tax perks, and legacy planning. 

But how do these products really fit into a broader portfolio, and what’s next for this growing market?

On Wealth Tracker, Hongbin Jeong speaks to Cassandra Wee, Managing Director (Singapore) of Poni Insurtech and Executive Director and CEO of Poni Financial Advisory Pte. Ltd, to find out more.

Forget traditional life insurance. Singapore&rsquo;s wealthy are now eyeing hybrid policies that promise growth and protection. Indexed Universal Life (IUL) products, tied to indices like the S&amp;P 500, are gaining traction, offering life cover alongside wealth accumulation, tax perks, and legacy planning.&nbsp;
But how do these products really fit into a broader portfolio, and what&rsquo;s next for this growing market?
On Wealth Tracker, Hongbin Jeong speaks to Cassandra Wee, Managing Director (Singapore) of Poni Insurtech and Executive Director and CEO of Poni Financial Advisory Pte. Ltd, to find out more.

Money Matters is your guide to navigating the day's most important topics, from politics and current affairs to wealth management and trending issues. Every evening, the team delivers insightful discussions on business news, market movements, and the latest in alternative assets. Whether navigating the political landscape, understanding the economy, or uncovering emerging investment opportunities, Money Matters keeps you informed and ahead of the curve. Tune in daily to Hongbin Jeong and Chua Tian Tian from 4 pm to 7 pm on MONEY FM 89.3.

Money Matters is your guide to navigating the day's most important topics, from politics and current affairs to wealth management and trending issues. Every evening, the team delivers insightful discussions on business news, market movements, and the latest in alternative assets. Whether navigating the political landscape, understanding the economy, or uncovering emerging investment opportunities, Money Matters keeps you informed and ahead of the curve. Tune in daily to Hongbin Jeong and Chua Tian Tian from 4 pm to 7 pm on MONEY FM 89.3.

Money Matters with Hongbin Jeong and Chua Tian Tian

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Your evening guide to the day's most important topics — navigate the key events in politics, business, markets, wealth management, and top investment opportunities. Keeps you informed and ahead of the curve, daily.

Money Matters with Hongbin Jeong and Chua Tian Tian (4pm - 7pm)

Wealth Tracker: Why high-net-worth and affluent individuals are increasingly looking towards IULs

What if you could give someone a song made just for them, a melody that tells their story, captures their emotions, and celebrates their journey?

Lyrica Song Gift, is Singapore’s first and only company creating personalised songs for weddings, branding, and life’s most meaningful moments. Every lyric and melody becomes a musical keepsake, turning memories into a gift that no traditional present could ever match.

On The Right Business, Nadiah Koh speaks with Ray Zhang, Producer of Lyrica Song Gift, to find out how he transforms ordinary moments into unforgettable music.

What if you could give someone a song made just for them, a melody that tells their story, captures their emotions, and celebrates their journey?
Lyrica Song Gift, is Singapore&rsquo;s first and only company creating personalised songs for weddings, branding, and life&rsquo;s most meaningful moments. Every lyric and melody becomes a musical keepsake, turning memories into a gift that no traditional present could ever match.
On The Right Business, Nadiah Koh speaks with&nbsp;Ray Zhang, Producer of Lyrica Song Gift, to find out how he transforms ordinary moments into unforgettable music.

Right Business: This company turns your life story into a one-of-a-kind song

Singapore’s latest job figures show signs of strain. Retrenchments edged up in the third quarter, job vacancies continued to fall, and more firms are planning layoffs.

That’s all according to the Ministry of Manpower’s third quarter labour report released earlier today.

At the same time, overall employment is still growing and there are still more job openings than unemployed persons, but the gap is closing. Workers are staying put, companies are cautious, and the labour market is clearly cooling.

So what’s really driving these shifts? And should workers be bracing for a tougher 2026?

On The Big Story, Nadiah Koh speaks with Ives Tay, Independent Workforce Development Consultant, as he helps us make sense of these trends and what they mean for Singaporeans heading into the new year.

Singapore&rsquo;s latest job figures show signs of strain.&nbsp;Retrenchments edged up in the third quarter, job vacancies continued to fall, and more firms are planning layoffs.
That&rsquo;s all according to the Ministry of Manpower&rsquo;s third quarter labour report released earlier today.
At the same time, overall employment is still growing and there are still more job openings than unemployed persons, but the gap is closing.&nbsp;Workers are staying put, companies are cautious, and the labour market is clearly cooling.
So what&rsquo;s really driving these shifts?&nbsp;And should workers be bracing for a tougher 2026?
On The Big Story, Nadiah Koh speaks with Ives Tay, Independent Workforce Development Consultant, as he helps us make sense of these trends and what they mean for Singaporeans heading into the new year.

The Big Story: More retrenchments, fewer jobs - Is Singapore’s job market in trouble for 2026?

Singapore is quietly becoming a regional crypto hub, with 61% of Singaporeans now holding digital assets, evidence that crypto is moving beyond a niche hobby into mainstream retail finance.

On Wealth Tracker, Nadiah Koh speaks with Rohith Murthy, CEO of MoneyHero to unpack findings from the Pulse of Crypto Singapore 2025 report, exploring rising ownership, cautious allocations, and the surprising influence of social media on crypto investors.

Singapore is quietly becoming a regional crypto hub, with 61% of Singaporeans now holding digital assets, evidence that crypto is moving beyond a niche hobby into mainstream retail finance.
On Wealth Tracker, Nadiah Koh speaks with Rohith Murthy, CEO of MoneyHero to unpack findings from the Pulse of Crypto Singapore 2025 report, exploring rising ownership, cautious allocations, and the surprising influence of social media on crypto investors.

Wealth Tracker: Why high-net-worth and affluent individuals are increasingly looking towards IULs

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