Mortgage rates are falling. So why are so many Singaporeans still choosing the more expensive option?

Even as floating-rate home loans become cheaper again, many homeowners are sticking with fixed-rate packages, paying more for the certainty that their monthly repayments won’t suddenly spike.

But with inflation worries, global tensions, and uncertainty over where interest rates are headed next… is that caution justified?

Are homeowners making a smart financial hedge, or overpaying for peace of mind?

On The Big Story, Hongbin Jeong speaks to Lee Sze Teck, Senior Director of Data Analytics, Huttons Asia, to find out more.

Mortgage rates are falling. So why are so many Singaporeans still choosing the more expensive option?
Even as floating-rate home loans become cheaper again, many homeowners are sticking with fixed-rate packages, paying more for the certainty that their monthly repayments won&rsquo;t suddenly spike.
But with inflation worries, global tensions, and uncertainty over where interest rates are headed next&hellip; is that caution justified?
Are homeowners making a smart financial hedge, or overpaying for peace of mind?
On The Big Story, Hongbin Jeong speaks to&nbsp;Lee Sze Teck, Senior Director of Data Analytics, Huttons Asia, to find out more.

Your Way Home with Hongbin Jeong is your 4–8pm drive companion,

Your Way Home with Hongbin Jeong is your 4–8pm drive companion, guiding you through the day’s biggest headlines, trending conversations and the issues shaping Singapore and the world.

From news and current affairs to lifestyle insights and generational perspectives, the show helps you make sense of what’s happening — with clarity, context and a touch of personality.

Whether you’re catching up after a long day or tuning in on the move, Your Way Home keeps you informed, engaged and connected — all the way home.

And she closes the day with a song that says it all.

Your Way Home with Hongbin Jeong is your 4&ndash;8pm drive companion, guiding you through the day&rsquo;s biggest headlines, trending conversations and the issues shaping Singapore and the world.
From news and current affairs to lifestyle insights and generational perspectives, the show helps you make sense of what&rsquo;s happening &mdash; with clarity, context and a touch of personality.
Whether you&rsquo;re catching up after a long day or tuning in on the move, Your Way Home keeps you informed, engaged and connected &mdash; all the way home.
And she closes the day with a song that says it all.