Mortgage rates are falling. So why are so many Singaporeans still choosing the more expensive option?

Even as floating-rate home loans become cheaper again, many homeowners are sticking with fixed-rate packages, paying more for the certainty that their monthly repayments won’t suddenly spike.

But with inflation worries, global tensions, and uncertainty over where interest rates are headed next… is that caution justified?

Are homeowners making a smart financial hedge, or overpaying for peace of mind?

On The Big Story, Hongbin Jeong speaks to Lee Sze Teck, Senior Director of Data Analytics, Huttons Asia, to find out more.