UOB and OCBC released quarterly earnings that impressed for the most part, but how good is the asset quality for these lenders, as well as credit cost trends facing the 2 banks? Rena Kwok, Credit Analyst at Bloomberg Intelligence, joined us on Across the ASEAN to recap the report cards for UOB and OCBC, and also talk about potential exposure for Singapore's lenders to housing property risks in China. She also shared her recent research on banks in the Philippines and Thailand.