Category A COE premiums have surged to a record $119,003 (17 Sep 2025), sparking new debate about affordability, inequality, and whether younger Singaporeans are giving up on the dream of car ownership. In this candid Viewpoint conversation, Lynlee Foo speaks with Money FM 89.3's Dan Koh of the Breakfast show and Friday Night Live, and host of the Gear Torques podcast. As a rare younger Singaporean who owns both a Ducati and a second-hand car, Dan shares his personal journey, the trade-offs he’s made, and what the car dream really means for his generation.