Despite inflation and economic headwinds, Singapore’s SMEs are defying the odds — growing revenue, hiring talent, and staying optimistic. But behind this resilience lies a digital backbone: cloud accounting.

On Industry Insight, Koren Wines, Managing Director of Xero Asia, joins Lynlee Foo to unpack the findings of Xero’s latest 'The State of Small and Medium Businesses Singapore' report and the growing role of cloud-based finance tools. From tackling late payments and improving real-time financial visibility to embracing AI and embedded finance, find out how cloud platforms are evolving into intelligent systems that empower small businesses to act fast, stay compliant, and scale sustainably.