In this podcast episode, we're talking about how the way you think can make you richer…or poorer.

We've all heard the stories: people win the lottery, then lose it all. Or a millionaire who loses everything and then rebuilds their fortune seemingly overnight.

These examples illustrate that financial success isn't just determined by your income and expenses, just like success as an athlete isn't all about talent. A significant part of winning, physical or financial, comes from things like your attitude and beliefs.

So today, we will talk about how you can flip your mental script to unleash your potential.

Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our guest today is Yanely Espinal, the author of the book Mind Your Money. She's going to help us figure out how to change your money mindset and position yourself for success. 

Before you listen, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. Additional disclosure: Co-host Miranda has a freelance writing relationship with Student Loan Planner.

You can listen to the podcast wherever you get your podcasts:
Listen on Apple Podcasts
Listen on Google Podcasts
Listen on Spotify

Money mindset is a big part of financial success

Often, the stories we tell ourselves about money hold us back. Overcoming some of these money mindset issues can be a big part of moving on to the next stage of financial success. How we view money and our financial values can shape our budgets and how we plan for the future. Here are some of our resources for planning, values, financial wellness and updating your money mindset.
How a Planning Mindset Can Impact Your Finances
5 Tips to Make Better Financial Decisions
How and Why to Pass on Financial Values to Your Heirs
9 Ways to Be More Financially Aware and Successful
What Is Financial Wellness? Have You Achieved It?
17 Financial Micro Habits for More Peace of Mind
Financial Therapy: What It Is and Why You Might Benefit From It
The Most Important Long-Term Financial Goal Has Nothing to Do With Money
5 Tips for Boosting Your Income to Reach Your First $1 Million
6 Tips for How to Manage Money for Happiness
How to Create a Budget You Love: 5 Things You Need to Know

Financial resources for taking those first money steps

While working on your money mindset is a big part of moving forward, you also need the ability to take actionable steps. Here are some of our best resources for mastering the basics so that you can go on to build wealth.
10 Top Budgeting Lessons to Improve Your Money Management
The 5 Best Budgeting Apps to Get Your Finances Together
How to Build a Family Emergency Fund
Health Savings Accounts and Why They Are Great for Retirement
Saving Is Not Enough: Why You Need to Invest
Congrats on Saving $1000: Now Do These 5 Things to Make it $10,000
How Much Should You Have in Emergency Savings?
11 Surprisingly Simple Ways to Slash Your Expenses
8 Small Expenses That Are Bleeding Your Budget Dry
Financial Wisdom: What Is the Best Investment?
Why Index Fund Investing Is Good for Your Retirement
Become an Overnight Financial Whiz With These 5 Simple Tools
3 Powerful Tools to Destroy Your Debts and Renew Your Credit

Meet this week's guest, Yanely Espinal

Yanely is a Brooklyn-born ball of energy with an intimate knowledge of financial education, culture, and politics in America. Known on the internet as MissBeHelpful, she's a millennial financial educator who started her career as a teacher, and now serves as the Director of Educational Outreach at Next Gen Personal Finance (NGPF.org)

Over the last four years, Yanely has worked with governors and state legislators to pass laws requiring personal finance education for a full semester before high school graduation. Bills that Yanely has championed have been signed into law in Florida (SB1054), Michigan (HB5190), Georgia (SB 220), Rhode Island (H 5491), and North Carolina (HB 924).

The stories in her debut book, Mind Your Money, detail her journey from food stamps to financial freedom and her experience navigating the Ivy League as a first-generation daughter of immigrants.
Website
YouTube
Instagram
LinkedIn



Don't listen to podcasts?

A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle.

You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic and RSS.

If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did!

About the hosts

Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.

Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.

In this podcast episode, we're talking about how the way you think can make you richer…or poorer.
We've all heard the stories: people win the lottery, then lose it all. Or a millionaire who loses everything and then rebuilds their fortune seemingly overnight.
These examples illustrate that financial success isn't just determined by your income and expenses, just like success as an athlete isn't all about talent. A significant part of winning, physical or financial, comes from things like your attitude and beliefs.
So today, we will talk about how you can flip your mental script to unleash your potential.
Host <a href="https://www.moneytalksnews.com/author/stacy/">Stacy Johnson</a> is joined by financial journalist <a href="https://www.moneytalksnews.com/author/mirandamarquit/">Miranda Marquit</a>. Listening in and sometimes contributing is producer <a href="https://www.moneytalksnews.com/author/aaronfreeman/">Aaron Freeman</a>. Our guest today is Yanely Espinal, the author of the book <a href="https://www.amazon.com/Mind-Your-Money-Insightful-Strategies/dp/1544516541">Mind Your Money</a>. She's going to help us figure out how to change your money mindset and position yourself for success. 
Before you listen, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. Additional disclosure: Co-host Miranda has a freelance writing relationship with Student Loan Planner.
You can listen to the podcast wherever you get your podcasts:
<ul>
<li>Listen on <a href="https://podcasts.apple.com/us/podcast/money/id1465774878">Apple Podcasts</a></li>
<li>Listen on <a href="https://www.google.com/podcasts?feed=aHR0cHM6Ly9hcGkucG9kY2FjaGUubmV0L3Nob3dzL2ViYzg4ZWYxLTczYmUtNDU4MC1hYmFiLTQ4M2FkYjQ0ZDA5Yy9mZWVk">Google Podcasts</a></li>
<li>Listen on <a href="https://open.spotify.com/show/4XzsoL58984FkzefrRay0c">Spotify</a></li>
</ul>
Money mindset is a big part of financial success
Often, the stories we tell ourselves about money hold us back. Overcoming some of these money mindset issues can be a big part of moving on to the next stage of financial success. How we view money and our financial values can shape our budgets and how we plan for the future. Here are some of our resources for planning, values, financial wellness and updating your money mindset.
<ul>
<li><a href="https://www.moneytalksnews.com/slideshows/how-a-planning-mindset-can-impact-your-finances/">How a Planning Mindset Can Impact Your Finances</a></li>
<li><a href="https://www.moneytalksnews.com/how-to-make-better-financial-decisions/">5 Tips to Make Better Financial Decisions</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/how-and-why-to-pass-on-financial-values-to-your-heirs/">How and Why to Pass on Financial Values to Your Heirs</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/9-ways-to-be-more-financially-aware-and-successful/">9 Ways to Be More Financially Aware and Successful</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/what-is-financial-wellness-have-you-achieved-it/">What Is Financial Wellness? Have You Achieved It?</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/17-financial-micro-habits-for-more-peace-of-mind/">17 Financial Micro Habits for More Peace of Mind</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/financial-therapy-what-it-is-and-why-you-might-benefit-from-it/">Financial Therapy: What It Is and Why You Might Benefit From It</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/the-most-important-long-term-financial-goal-has-nothing-to-do-with-money/">The Most Important Long-Term Financial Goal Has Nothing to Do With Money</a></li>
<li><a href="https://www.moneytalksnews.com/5-tips-for-boosting-your-income-to-reach-your-first-1-million/">5 Tips for Boosting Your Income to Reach Your First $1 Million</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/tips-for-how-to-manage-money-for-happiness/">6 Tips for How to Manage Money for Happiness</a></li>
<li><a href="https://www.moneytalksnews.com/how-to-create-a-budget-you-love/">How to Create a Budget You Love: 5 Things You Need to Know</a></li>
</ul>
Financial resources for taking those first money steps
While working on your money mindset is a big part of moving forward, you also need the ability to take actionable steps. Here are some of our best resources for mastering the basics so that you can go on to build wealth.
<ul>
<li><a href="https://www.moneytalksnews.com/slideshows/10-top-budgeting-lessons-to-improve-your-money-management/">10 Top Budgeting Lessons to Improve Your Money Management</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/the-5-best-budgeting-apps-to-get-your-finances-together/">The 5 Best Budgeting Apps to Get Your Finances Together</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/how-to-build-a-family-emergency-fund/">How to Build a Family Emergency Fund</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/health-savings-accounts-and-why-they-are-great-for-retirement/">Health Savings Accounts and Why They Are Great for Retirement</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/saving-is-not-enough-why-you-need-to-invest/">Saving Is Not Enough: Why You Need to Invest</a></li>
<li><a href="https://www.moneytalksnews.com/congrats-on-saving-1000-now-do-these-5-things-to-make-it-10000/">Congrats on Saving $1000: Now Do These 5 Things to Make it $10,000</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/how-much-should-you-have-in-emergency-savings/">How Much Should You Have in Emergency Savings?</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/11-surprisingly-simple-ways-to-slash-your-expenses/">11 Surprisingly Simple Ways to Slash Your Expenses</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/9-small-expenses-killing-your-budget/">8 Small Expenses That Are Bleeding Your Budget Dry</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/financial-wisdom-what-is-the-best-investment/">Financial Wisdom: What Is the Best Investment?</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/why-index-fund-investing-is-good-for-your-retirement/">Why Index Fund Investing Is Good for Your Retirement</a></li>
<li><a href="https://www.moneytalksnews.com/become-an-overnight-financial-whiz-with-these-simple-tools/">Become an Overnight Financial Whiz With These 5 Simple Tools</a></li>
<li><a href="https://www.moneytalksnews.com/3-powerful-tools-to-destroy-your-debts-and-restore-your-credit/">3 Powerful Tools to Destroy Your Debts and Renew Your Credit</a></li>
</ul>
Meet this week's guest, Yanely Espinal
Yanely is a Brooklyn-born ball of energy with an intimate knowledge of financial education, culture, and politics in America. Known on the internet as MissBeHelpful, she's a millennial financial educator who started her career as a teacher, and now serves as the Director of Educational Outreach at Next Gen Personal Finance (<a href="http://NGPF.org">NGPF.org</a>)
Over the last four years, Yanely has worked with governors and state legislators to pass laws requiring personal finance education for a full semester before high school graduation. Bills that Yanely has championed have been signed into law in Florida (SB1054), Michigan (HB5190), Georgia (SB 220), Rhode Island (H 5491), and North Carolina (HB 924).
The stories in her debut book, Mind Your Money, detail her journey from food stamps to financial freedom and her experience navigating the Ivy League as a first-generation daughter of immigrants.
<ul>
<li><a href="https://www.missbehelpful.com/">Website</a></li>
<li><a href="https://www.youtube.com/missbehelpful">YouTube</a></li>
<li><a href="http://Instagram.com/missbehelpful">Instagram</a></li>
<li><a href="https://www.linkedin.com/in/yanely-espinal-missbehelpful">LinkedIn</a></li>
</ul>

Don't listen to podcasts?
A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle.
You can listen to our latest podcasts <a href="https://www.moneytalksnews.com/podcasts/">here</a> or download them to your phone from any number of places, including <a href="https://podcasts.apple.com/us/podcast/money/id1465774878">Apple</a>, <a href="https://open.spotify.com/show/4XzsoL58984FkzefrRay0c">Spotify</a>, <a href="https://radiopublic.com/money-6rRgm9">RadioPublic</a> and <a href="https://api.podcache.net/shows/ebc88ef1-73be-4580-abab-483adb44d09c/feed">RSS</a>.
If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did!
About the hosts
Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.
Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Money Talks News: The Podcast

Mind Over Money: How Thoughts Create Wealth

https://api.omny.fm/orgs/67ee9ddc-11a3-4cec-841d-ac9a015d5b41/clips/dc1d43ab-5e99-43d7-b734-b0ba0148850e/transcript

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