Not too long ago, a conservative investor could easily earn 5% in an insured bank account, or 8% on risk-free Treasury bills.

But as today's savers are only too well aware, those days are long gone. Today banks are paying nothing, or close to it. And Treasury notes? Agree to lock up your savings for 10 years, and Uncle Sam will still offer you less than 2%.

So what's a saver, especially one close to retirement, supposed to do?

That's the topic of this week's "Money" podcast. We're going to explore some ideas, and see what we can earn by sticking our necks out a little, but not too much.

As usual, my co-host will be financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman, and our special guest is Roger Whitney, star of the Retirement Answer Man podcast and president of Agile Retirement Management.

Want more information? Check out these resources:
4 Ways to Get Better Returns Than CDs
How to Earn More Money on Your Savings
11 Passive Income Ideas to Help You Make Money
Ask Stacy: How Can We Earn More on Our Savings?
Money Talks News Savings Search Tool
Kiplinger: 15 Dividend Kings
Kiplinger: 25 Dividend Stocks the Analysts Love Most for 2021 
Kiplinger: 10 High-Yield ETFs for Income-Minded Investors
Subscribe to the Money Talks News newsletter
Take our The Only Retirement Guide You'll Ever Need course
Take our Money Made Simple course

Hosts:
MoneyTalksNews
MirandaMarquit.com

Ask us a question

Not too long ago, a conservative investor could easily earn 5% in an insured bank account, or 8% on risk-free Treasury bills.
But as today's savers are only too well aware, those days are long gone. Today banks are paying nothing, or close to it. And Treasury notes? Agree to lock up your savings for 10 years, and Uncle Sam will still offer you less than 2%.
So what's a saver, especially one close to retirement, supposed to do?
That's the topic of this week's <a href="https://www.moneytalksnews.com/podcasts/">"Money" podcast.</a> We're going to explore some ideas, and see what we can earn by sticking our necks out a little, but not too much.
As usual, my co-host will be financial journalist <a href="https://www.moneytalksnews.com/author/mirandamarquit/">Miranda Marquit</a>. Listening in and sometimes contributing is producer Aaron Freeman, and our special guest is Roger Whitney, star of the <a href="https://www.rogerwhitney.com/blog">Retirement Answer Man podcast</a> and president of <a href="http://www.agileretirementmanagement.com">Agile Retirement Management</a>.
Want more information? Check out these resources:
<ul>
<li><a href="https://www.moneytalksnews.com/how-to-get-better-returns-than-cds/">4 Ways to Get Better Returns Than CDs</a></li>
<li><a href="https://www.moneytalksnews.com/little-known-ways-to-earn-far-more-interest-on-your-money/">How to Earn More Money on Your Savings</a></li>
<li><a href="https://www.moneytalksnews.com/11-passive-income-ideas-to-help-you-make-money-in-2020/">11 Passive Income Ideas to Help You Make Money</a></li>
<li><a href="https://www.moneytalksnews.com/ask-stacy-how-can-we-earn-more-on-our-savings/">Ask Stacy: How Can We Earn More on Our Savings?</a></li>
<li><a href="https://www.moneytalksnews.com/rates/savings/">Money Talks News Savings Search Tool</a></li>
<li>Kiplinger<a href="https://www.kiplinger.com/investing/stocks/dividend-stocks/602346/15-dividend-kings-for-decades-of-dividend-growth" data-token-index="0" data-reactroot="">: 15 Dividend Kings</a></li>
<li>Kiplinger: <a href="https://www.kiplinger.com/investing/stocks/dividend-stocks/601941/25-dividend-stocks-analysts-love-most-2021" data-token-index="2" data-reactroot="">25 Dividend Stocks the Analysts Love Most for 2021 </a></li>
<li>Kiplinger<a href="https://www.kiplinger.com/investing/stocks/dividend-stocks/601941/25-dividend-stocks-analysts-love-most-2021" data-token-index="2" data-reactroot="">: </a><a href="https://www.kiplinger.com/investing/etfs/602375/high-yield-etfs-for-income-investors" data-token-index="4" data-reactroot="">10 High-Yield ETFs for Income-Minded Investors</a></li>
<li>Subscribe to the <a href="https://www.moneytalksnews.com/#newsletter">Money Talks News newsletter</a></li>
<li>Take our <a href="https://unb.moneytalksnews.com/retirement-guide/">The Only Retirement Guide You'll Ever Need</a> course</li>
<li>Take our <a href="https://www.moneytalksnews.com/courses/money-made-simple/">Money Made Simple</a> course</li>
</ul>
Hosts:
<ul>
<li><a href="https://www.moneytalksnews.com/">MoneyTalksNews</a></li>
<li><a href="https://mirandamarquit.com/">MirandaMarquit.com</a></li>
</ul>
<a href="https://www.moneytalksnews.com/contact/">Ask us a question</a>

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Money Talks News: The Podcast

Low-Risk Ways to Earn More on Your Savings

https://api.omny.fm/orgs/67ee9ddc-11a3-4cec-841d-ac9a015d5b41/clips/4e13b8d8-da9d-4734-9ca4-ad030000310d/transcript

Transcript

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