We hear a lot about how your portfolio should have both stocks and bonds — because they typically move opposite to each other. The theory is that when stocks go down, bonds should protect your principal. The problem? Every once in a great while, stocks and bonds both tank. For example, this year, 2022. As of May 10, the S&P 500 is down 16%. At the same time, rising rates have crushed bonds, with some down 20% or more.

So, what the heck are you supposed to do when there's nowhere to run, nowhere to hide? Let's find out.

Stacy Johnson, financial journalist Miranda Marquit and producer  Aaron Freeman to talk about what's going on in the stock and bond markets, what's ahead and what you should be doing.

This week's special guest is David Stein, a former institutional fund manager and the author of Money For the Rest of Us.

How to invest when the stock market is down.
Stacy offers a special look at what to do with your portfolio when things are scary.
Hoping to avoid investing in stocks right now? Here are seven ways you can invest without relying on stocks.
Do you want to invest in bonds? Check out this comprehensive bond investing guide from our guest David Stein.
What about crypto? Sorry, crypto bros. It looks like cryptocurrencies are pretty correlated to the stock market.
The Wall Street Journal also has some ideas for investing when stocks and bonds are falling.

Meet this week's guest, David Stein.

David Stein is the founder of the Money For the Rest of Us investment education platform. Since 2014, he has hosted the Money For the Rest of Us investing podcast and led the Money for the Rest of Us Plus membership community. David's podcast reaches more than 40,000 listeners per episode and has close to 20 million downloads. He is the author of Money for the Rest of Us: 10 Questions to Master Successful Investing, which was published by McGraw-Hill. Previously, David was an institutional investment advisor and asset manager. He was a managing partner at Fund Evaluation Group, LLC, a $19 billion investment advisory firm. At FEG, David served as Chief Investment Strategist and Chief Portfolio Strategist.

Retire on your own terms with help from this course.

The Only Retirement Guide You'll Ever Need gives you the knowledge you need to retire on your own terms. Sure, you can pay a financial adviser, but this online course gives you total control to create a customized retirement plan around the things that matter to you — without the fees you can expect from financial firms and advisers.

You'll get expert, personalized advice. You'll have access to the latest tools. You'll have ongoing support. And when you've completed the course, you'll be ready to approach your retirement with confidence and with peace of mind.

It's time to plan the best years of your life. Let's get started.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

We hear a lot about how your portfolio should have both stocks and bonds &mdash; because they typically move opposite to each other. The theory is that when stocks go down, bonds should protect your principal. The problem? Every once in a great while, stocks and bonds both tank. For example, this year, 2022. As of May 10, the S&amp;P 500 is down 16%. At the same time, rising rates have crushed bonds, with some down 20% or more.
So, what the heck are you supposed to do when there's nowhere to run, nowhere to hide? Let's find out.
<a href="https://www.moneytalksnews.com/author/stacy/">Stacy Johnson,</a>&nbsp;financial journalist <a href="https://www.moneytalksnews.com/author/mirandamarquit/" data-token-index="1" data-reactroot="">Miranda Marquit</a> and producer&nbsp; <a href="https://www.moneytalksnews.com/author/aaronfreeman/" data-token-index="3" data-reactroot="">Aaron Freeman</a> to talk about what's going on in the stock and bond markets, what's ahead and what you should be doing.
This week's special guest is <a href="https://moneyfortherestofus.com/">David Stein</a>, a former institutional fund manager and the author of Money For the Rest of Us.
How to invest when the stock market is down.
<ul>
<li>Stacy offers a special look at <a href="https://www.moneytalksnews.com/war-inflation-and-scary-markets-what-investors-should-be-doing-now/">what to do with your portfolio when things are scary</a>.</li>
<li>Hoping to avoid investing in stocks right now? Here are <a href="https://www.moneytalksnews.com/slideshows/the-best-ways-to-invest-that-dont-involve-stocks/">seven ways you can invest without relying on stocks</a>.</li>
<li>Do you want to invest in bonds? Check out this <a href="https://moneyfortherestofus.com/tips-and-ibonds/">comprehensive bond investing guide</a> from our guest David Stein.</li>
<li>What about crypto? Sorry, crypto bros. It looks like <a href="https://blogs.imf.org/2022/01/11/crypto-prices-move-more-in-sync-with-stocks-posing-new-risks/">cryptocurrencies are pretty correlated to the stock market</a>.</li>
<li>The Wall Street Journal also has some <a href="https://www.wsj.com/articles/how-to-invest-when-both-the-stock-market-and-bonds-are-falling-11651589716">ideas for investing when stocks and bonds are falling</a>.</li>
</ul>
Meet this week's guest, David Stein.
<a href="https://www.linkedin.com/in/jdstein/">David Stein</a>&nbsp;is the founder of the Money For the Rest of Us investment education platform. Since 2014, he has hosted the Money For the Rest of Us investing podcast and led the Money for the Rest of Us Plus membership community. David's podcast reaches more than 40,000 listeners per episode and has close to 20 million downloads. He is the author of <a href="https://www.mhprofessional.com/9781260453867-usa-money-for-the-rest-of-us-10-questions-to-master-successful-investing-group">Money for the Rest of Us: 10 Questions to Master Successful Investing</a>, which was published by&nbsp;McGraw-Hill. Previously, David was an institutional investment advisor and asset manager. He was a managing partner at&nbsp;<a href="https://www.feg.com/">Fund Evaluation Group, LLC</a>, a $19 billion investment advisory firm. At FEG, David served as Chief Investment Strategist and Chief Portfolio Strategist.
Retire on your own terms with help from this course.
<a href="https://www.moneytalksnews.com/workers/personalizer/b/go/?e=b107ccf39f8d48d59bce7f52e23b2745-9WbB5&amp;r=0.414416&amp;d=https%3A%2F%2Funb.moneytalksnews.com%2Fretirement-guide%2F%3Futm_source%3Dwebsite%26utm_medium%3Dcallout%26utm_campaign%3Dretirement-course-ad-9">The Only Retirement Guide You'll Ever Need</a>&nbsp;gives you the knowledge you need to retire on your own terms. Sure, you can pay a financial adviser, but this online course gives you total control to create a customized retirement plan around the things that matter to you &mdash; without the fees you can expect from financial firms and advisers.
You'll get expert, personalized advice. You'll have access to the latest tools. You'll have ongoing support. And when you've completed the course, you'll be ready to approach your retirement with confidence and with peace of mind.
It's time to plan the best years of your life.&nbsp;<a href="https://www.moneytalksnews.com/workers/personalizer/b/go/?e=b107ccf39f8d48d59bce7f52e23b2745-9WbB5&amp;r=0.414416&amp;d=https%3A%2F%2Funb.moneytalksnews.com%2Fretirement-guide%2F%3Futm_source%3Dwebsite%26utm_medium%3Dcallout%26utm_campaign%3Dretirement-course-ad-9">Let's get started</a>.
Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Money Talks News: The Podcast

How to Invest When Both Stocks and Bonds Are Falling

https://api.omny.fm/orgs/67ee9ddc-11a3-4cec-841d-ac9a015d5b41/clips/c8868332-f613-4bb1-8cc7-ae9f00d85d17/transcript

Transcript

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