This will probably come as no surprise, but according to surveys, fights about money are second only to infidelity as a cause of divorce.

What's the right way for couples to deal with money? There isn't one.

I've read that couples who don't combine their finances can never be completely bonded. Hogwash. My wife and I have been very happily married for 10 years and our money is completely separate.

I've also read that it's important to keep at least some money separate so both parties have a sense of independence. Sounds reasonable, but it depends on the parties.

Bottom line? Anyone who tells you there's one correct way to mix money and relationships — and there are plenty of "experts" who do — is just plain wrong.

As far as I'm concerned, there's only one thing that's universally true when it comes to money:  secrets are bad. My wife and I don't combine our money, but we do discuss it. Often.

Whether you've been together for 30 months or 30 years, avoiding talking money puts your relationship at risk. This is especially true if finances are tight, or if you combine your finances and have different money "personalities" — such as a spender or borrower in a relationship with a saver or investor.

So when, and exactly how, can we discuss money with our significant others without causing friction? How do we get on the same page and stay there? Or are differences about money just something couples have to learn to live with?

That's what this week's "Money!" podcast is about. We're going to talk about how and how often, you should be talking to your honey about your money.

As usual, my co-host will be financial journalist Miranda Marquit. Listening in and sometimes contributing is producer and novice investor Aaron Freeman. And this week we have a special guest: Pam Kruger of Wealthramp.com.

Want more information? Check out these resources:
10 Things You Should Know about Joining Finances in Marriage
How to Talk Money With Your Spouse
Talking Money with Your Honey: How to Do It Painlessly
4 Reasons to Talk About Money with Family and Friends
Why Women Don't Like to Talk About Money
3 Money Conversations You Must Have With Your Siblings
Ramsey Solutions: How to Talk to Your Spouse About Money
Simple Dollar: Afraid To Talk About Money With Your Spouse? Ten Tips For "The Talk"
NerdWallet: How to Talk — Not Fight — About Money With Your Spouse
TheBalance: How to Talk to Your Spouse About Money
MoneyUnder30: How To Have 'The Talk': 6 Tips For Couples Discussing Finances
NPR: If You Want To Get Closer To Your Partner, Start Talking About Money
BuzzFeed: 11 Awkward (But Important) Conversations About Money Every Couple Should Have
Stacy's stock portfolio
Subscribe to the Money Talks News newsletter
Take our course The Only Retirement Guide You'll Ever Need
Take our course Money Made Simple
Miranda Marquit's website

This will probably come as no surprise, but according to <a href="https://www.ramseysolutions.com/company/newsroom/releases/money-ruining-marriages-in-america">surveys</a>, fights about money are second only to infidelity as a cause of divorce.
What's the right way for couples to deal with money? There isn't one.
I've read that couples who don't combine their finances can never be completely bonded. Hogwash. My wife and I have been very happily married for 10 years and our money is completely separate.
I've also read that it's important to keep at least some money separate so both parties have a sense of independence. Sounds reasonable, but it depends on the parties.
Bottom line? Anyone who tells you there's one correct way to mix money and relationships &mdash; and there are plenty of "experts" who do &mdash; is just plain wrong.
As far as I'm concerned, there's only one thing that's universally true when it comes to money:&nbsp; <a href="https://www.moneytalksnews.com/signs-your-partner-is-keeping-money-secrets-from-you/" data-uw-rm-brl="false">secrets</a>&nbsp;are bad. My wife and I don't combine our money, but we do discuss it. Often.
Whether you've been together for 30 months or 30 years, avoiding talking money puts your relationship at risk. This is especially true if finances are tight, or if you combine your finances and have different money "personalities" &mdash; such as a spender or borrower in a relationship with a saver or investor.
So when, and exactly how, can we discuss money with our significant others without causing friction? How do we get on the same page and stay there? Or are differences about money just something couples have to learn to live with?
That's what this week's <a href="https://www.moneytalksnews.com/podcasts/">"Money!" podcast</a> is about. We're going to talk about how and how often, you should be talking to your honey about your money.
As usual, my co-host will be financial journalist <a href="https://www.moneytalksnews.com/author/mirandamarquit/">Miranda Marquit</a>. Listening in and sometimes contributing is producer and novice investor <a href="https://www.moneytalksnews.com/author/aaronfreeman/">Aaron Freeman</a>. And this week we have a special guest: Pam Kruger of <a href="http://wealthramp.com/">Wealthramp.com</a>.
Want more information? Check out these resources:
<ul>
<li><a href="https://www.moneytalksnews.com/10-things-you-should-know-about-pooling-money-marriage/">10 Things You Should Know about Joining Finances in Marriage</a></li>
<li><a href="https://www.moneytalksnews.com/how-talk-money-with-your-spouse/">How to Talk Money With Your Spouse</a></li>
<li><a href="https://www.moneytalksnews.com/talking-money-with-your-honey-how-to-do-it-painlessly/">Talking Money with Your Honey: How to Do It Painlessly</a></li>
<li><a href="https://www.moneytalksnews.com/slideshows/4-reasons-to-talk-about-money-with-family-and-friends/">4 Reasons to Talk About Money with Family and Friends</a></li>
<li><a href="https://www.moneytalksnews.com/why-women-dont-like-talk-about-money/">Why Women Don't Like to Talk About Money</a></li>
<li><a href="https://www.moneytalksnews.com/3-money-conversations-have-with-your-siblings-now/">3 Money Conversations You Must Have With Your Siblings</a></li>
<li>Ramsey Solutions: <a href="https://www.ramseysolutions.com/relationships/3-ways-to-get-spouse-on-board-financially">How to Talk to Your Spouse About Money</a></li>
<li>Simple Dollar: <a href="https://www.thesimpledollar.com/financial-wellness/afraid-to-talk-about-money-with-your-spouse-ten-tips-for-the-talk/">Afraid To Talk About Money With Your Spouse? Ten Tips For "The Talk"</a></li>
<li>NerdWallet: <a href="https://www.nerdwallet.com/article/finance/how-to-talk-about-money-with-your-spouse">How to Talk &mdash; Not Fight &mdash; About Money With Your Spouse</a></li>
<li>TheBalance: <a href="https://www.thebalance.com/how-to-avoid-financial-disagreements-453846">How to Talk to Your Spouse About Money</a></li>
<li>MoneyUnder30: <a href="https://www.moneyunder30.com/money-talks">How To Have 'The Talk': 6 Tips For Couples Discussing Finances</a></li>
<li>NPR: <a href="https://www.npr.org/2021/08/16/1028081097/money-financial-intimacy-talk-relationship-advice">If You Want To Get Closer To Your Partner, Start Talking About Money</a></li>
<li>BuzzFeed: <a href="https://www.buzzfeed.com/meganeliscomb/money-conversations-in-a-relationship">11 Awkward (But Important) Conversations About Money Every Couple Should Have</a></li>
<li><a href="https://docs.google.com/spreadsheets/d/1h09OsyC3tPHYoSxJEsmo97mciSKfA1w3IbsDRCWMLpQ/edit?usp=sharing">Stacy's stock portfolio</a></li>
<li>Subscribe to the <a href="https://www.moneytalksnews.com/#newsletter">Money Talks News newsletter</a></li>
<li>Take our course&nbsp;<a href="https://unb.moneytalksnews.com/retirement-guide/">The Only Retirement Guide You'll Ever Need</a></li>
<li>Take our course&nbsp;<a href="https://www.moneytalksnews.com/courses/money-made-simple/">Money Made Simple</a></li>
<li><a href="http://mirandamarquit.com/">Miranda Marquit's website</a></li>
</ul>

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.

Money Talks News: The Podcast

10 Tips to Talk About Money With Loved Ones

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