In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but gone and even standard buy-to-let mortgages have become more difficult to obtain.

Most people think that getting a mortgage from the bank is the only way to finance a property purchase, but this could not be further from the truth.

Fortunately, there are plenty of creative strategies for raising finance to buy or control property which can liberate you from the monopoly of traditional bank and building society lenders.

Let’s face it, using the standard method of saving for a deposit and then applying for a mortgage in order to buy an investment property has its obvious limitations. The main problem with this method is that you soon run out of deposits. Many investors using this method run out of cash and hit a brick wall before they are able to buy enough properties to enable them to quit their jobs and become financially free.

Get on the super highway to financial freedom

The traditional method used by 95% of investors is the slow road to financial freedom.

Good news, experts have been able to discover proven ways to secure, control and buy multiple properties with none of your own money – or other people’s money.

This is the fast road or super highway to building a portfolio large enough to give you the monthly cashflow to allow you to quit your job (if that’s what you want to do) and be truly financially free.

If you’d like to learn more about creative finance strategies that you can use to build a portfolio of properties without using your own money Message me your details or drop me an email – charles@charleskelly.net