In this Money Tips Podcast episode:
Manage the longest payday gap from Christmas until the end of January
Make a plan to slash your credit card debt this year and the next
Credit card bills dropping onto your doormat – open the envelope!
Use interest free credit card switch deals to give you breathing space
Plan to pay off the balance before end of interest free period if possible
Always arrange a small overdraft facility with your bank just in case
Check your account, savings and ISA’s for best rates
Switch bank accounts and receive up to £175
Self-assessment deadline 31st of January
Buy travel insurance when you BOOK holidays and flights

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

In this <a href="https://anchor.fm/charles-kelly/episodes/Quick-Fire-Money-Tips-to-Beat-the-January-Blues-ea7c7t">Money Tips Podcast episode:</a>
<ol>
<li>Manage the longest payday gap from Christmas until the end of January</li>
<li>Make a plan to slash your credit card debt this year and the next</li>
<li>Credit card bills dropping onto your doormat &ndash; open the envelope!</li>
<li>Use interest free credit card switch deals to give you breathing space</li>
<li>Plan to pay off the balance before end of interest free period if possible</li>
<li>Always arrange a small overdraft facility with your bank just in case</li>
<li>Check your account, savings and ISA&rsquo;s for best rates</li>
<li>Switch bank accounts and receive up to &pound;175</li>
<li>Self-assessment deadline 31st of January</li>
<li>Buy travel insurance when you BOOK holidays and flights</li>
</ol>
Can you afford to retire?
Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What&rsquo;s your strategy?
You can learn how to acquire income producing assets using other people&rsquo;s money and other no money down strategies in order to become financially free.
Smart investors are using these <a href="http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/">creative finance, &lsquo;no money down&rsquo; tools to build massive property portfolios</a> in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster &lsquo;property discovery day&rsquo;.
If you&rsquo;d like more information on how to acquire wealth building assets using none of your money, email me at <a href="mailto:Charles@CharlesKelly.net">Charles@CharlesKelly.net</a> or send me a message through Facebook or my Money Tips Daily community.
See more articles at <a href="http://www.moneytipsdaily.com">www.moneytipsdaily.com</a>
<a href="http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/">How to Use Creative Property Financing to Beat the Banks</a>
How to Use Creative Property Financing to Beat the Banks &nbsp; In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -<a href="http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/">http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/</a>
There are more examples and practical steps to getting rich and being happy in my book, <a href="http://bit.ly/2MoneyBook">Yes, money can buy happiness</a>, I cover the 3 R&rsquo;s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon <a href="http://bit.ly/2MoneyBook">http://bit.ly/2MoneyBook</a>.

Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness.  Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy and property business.  Money Tips will help you save, make and accumulate more money whether you are a business owner, entrepreneur, employee or still searching for your vocation.   For more tips and information visit Mondeytipsdaily.com. The Information given in this podcast is for your entertainment and should not be construed as financial advice. As always, take independent financial advice before making any investment decisions.

Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness.&nbsp; Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy and property business.&nbsp; Money Tips will help you save, make and accumulate more money whether you are a business owner, entrepreneur, employee or still searching for your vocation. &nbsp; For more tips and information visit Mondeytipsdaily.com. The Information given in this podcast is for your entertainment and should not be construed as financial advice. As always, take independent financial advice before making any investment decisions.

Money Tips Podcast

Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. 

Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy and property business. 

Money Tips will help you save, make and accumulate more money whether you are a business owner, entrepreneur, employee or still searching for your vocation.  

For more tips and information visit Mondeytipsdaily.com. The Information given in this podcast is for your entertainment and should not be construed as financial advice. As always, take independent financial advice before making any investment decisions.

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