You can plan for markets and inflation—but how do you plan for not knowing how long you’ll live? This episode tackles longevity risk: the unpredictable variable that quietly shapes every retirement plan. The conversation explores why “average” assumptions can fall short, how longer lifespans magnify risks like inflation, healthcare, and memory care costs, and why running out of money is a bigger fear than leaving money behind. Bryan and Shane Hopkins share real‑world perspectives on balancing enjoyment and sustainability, adapting plans as life changes, and designing income strategies that evolve over time. It’s a thoughtful discussion about preparing for longer lives without treating retirement as a one‑time calculation.

Schedule a complimentary consultation with Hopkins Wealth Management Group at hopkinswealth.com or call 208-510-6200.

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