Are the “gold standard” rules of retirement planning quietly becoming outdated? In this episode of Money, Taxes, and Freedom, Bryan and Shane Hopkins revisit the traditional 60/40 portfolio and 4% withdrawal rule to see if they still hold up in today’s market. They explore why changing conditions, like lower bond yields and market volatility, have challenged long-standing assumptions, and how adding complementary assets may help create more balance. The conversation also breaks down sequence of returns risk and why withdrawal timing matters for long-term income. It’s a practical look at evolving strategies for modern retirement planning.

Schedule a complimentary consultation with Hopkins Wealth Management Group at hopkinswealth.com or call 208-510-6200.

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Are the &ldquo;gold standard&rdquo; rules of retirement planning quietly becoming outdated? In this episode of Money, Taxes, and Freedom, Bryan and Shane Hopkins revisit the traditional 60/40 portfolio and 4% withdrawal rule to see if they still hold up in today&rsquo;s market. They explore why changing conditions, like lower bond yields and market volatility, have challenged long-standing assumptions, and how adding complementary assets may help create more balance. The conversation also breaks down sequence of returns risk and why withdrawal timing matters for long-term income. It&rsquo;s a practical look at evolving strategies for modern retirement planning.
Schedule a complimentary consultation with Hopkins Wealth Management Group at&nbsp;<a href="https://www.hopkinswealth.com">hopkinswealth.com</a> or call 208-510-6200.
Like us on <a href="https://www.facebook.com/hopkinswealth">Facebook</a>

It’s said that nothing in this world is certain but death and taxes. But why leave certainty up to chance? The right advice can point you in a freer, more informed direction.

That’s the goal of Money, Taxes, and Freedom, the financial planning podcast from Hopkins Wealth Management Group. Money, Taxes, and Freedom gives you the straight talk on the factors affecting your future, from developments in the tax code to shifts in the marketplace. Listen each week as Bryan and Shane Hopkins bring their unique perspectives on financial planning right to the palm of your hand. Tune in and free up your retirement!

It’s said that nothing in this world is certain but death and taxes. But why leave certainty up to chance? The right advice can point you in a freer, more informed direction.
That’s the goal of Money, Taxes, and Freedom, the financial planning podcast from Hopkins Wealth Management Group. Money, Taxes, and Freedom gives you the straight talk on the factors affecting your future, from developments in the tax code to shifts in the marketplace. Listen each week as Bryan and Shane Hopkins bring their unique perspectives on financial planning right to the palm of your hand. Tune in and free up your retirement!

Money, Taxes & Freedom

Is the 60/40 Portfolio Still a Smart Strategy?

The money conversation doesn’t end when your kids grow up, it just becomes more complex. In part two of this series, Bryan and Shane Hopkins build on their earlier discussion by exploring the financial conversations every parent should be having with adult children. From navigating college decisions and student loans to setting boundaries, teaching delayed gratification, and planning for inheritance, they break down how these discussions evolve over time. The episode highlights practical ways to balance support with accountability while preparing the next generation for financial independence. It’s a real-world look at how communication and planning can shape both financial outcomes and family dynamics.

Schedule a complimentary consultation with Hopkins Wealth Management Group at hopkinswealth.com or call 208-510-6200.

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The money conversation doesn&rsquo;t end when your kids grow up, it just becomes more complex. In part two of this series, Bryan and Shane Hopkins build on their earlier discussion by exploring the financial conversations every parent should be having with adult children. From navigating college decisions and student loans to setting boundaries, teaching delayed gratification, and planning for inheritance, they break down how these discussions evolve over time. The episode highlights practical ways to balance support with accountability while preparing the next generation for financial independence. It&rsquo;s a real-world look at how communication and planning can shape both financial outcomes and family dynamics.
Schedule a complimentary consultation with Hopkins Wealth Management Group at&nbsp;<a href="https://www.hopkinswealth.com">hopkinswealth.com</a> or call 208-510-6200.
Follow us on <a href="https://www.facebook.com/hopkinswealth">Facebook</a>

What Money Conversations Should You Be Having with Adult Children? 

What if the most valuable financial advice your kids ever receive… comes from you? In this episode, Bryan and Shane Hopkins explore the important money conversations every parent should be having with their children. From introducing basic concepts like earning and budgeting to teaching delayed gratification and real-world decision-making, they share practical ways to build financial habits early. The discussion highlights how small lessons, like saving for a bike or managing a weekly budget, can shape lifelong behaviors. It’s a thoughtful look at why financial education often starts at home, how it evolves with age, and why giving kids responsibility may be one of the most impactful lessons of all.

Schedule a complimentary consultation with Hopkins Wealth Management Group at hopkinswealth.com or call 208-510-6200.

Follow us on Facebook

What if the most valuable financial advice your kids ever receive&hellip; comes from you? In this episode, Bryan and Shane Hopkins explore the important money conversations every parent should be having with their children. From introducing basic concepts like earning and budgeting to teaching delayed gratification and real-world decision-making, they share practical ways to build financial habits early. The discussion highlights how small lessons, like saving for a bike or managing a weekly budget, can shape lifelong behaviors. It&rsquo;s a thoughtful look at why financial education often starts at home, how it evolves with age, and why giving kids responsibility may be one of the most impactful lessons of all.
Schedule a complimentary consultation with Hopkins Wealth Management Group at&nbsp;<a href="https://www.hopkinswealth.com">hopkinswealth.com</a> or call 208-510-6200.
Follow us on <a href="https://www.facebook.com/hopkinswealth">Facebook</a>

Are You Teaching Your Kids the Most Important Money Lesson? 

What if the biggest threat to your retirement isn’t the market, but a single convincing scam? In this episode of Money, Taxes, and Freedom, Bryan and Shane Hopkins break down how modern fraud schemes are evolving and why retirees are frequent targets. They explore how scammers use urgency, emotion, and increasingly sophisticated tactics, including fake calls, emails, and AI-driven impersonation, to gain trust and access to assets. The conversation also highlights practical ways to stay vigilant, from verifying unexpected requests to strengthening account protections. It’s a candid look at protecting what you’ve worked hard to build.

Schedule a complimentary consultation with Hopkins Wealth Management Group at hopkinswealth.com or call 208-510-6200.

Like us on Facebook

What if the biggest threat to your retirement isn&rsquo;t the market, but a single convincing scam? In this episode of Money, Taxes, and Freedom, Bryan and Shane Hopkins break down how modern fraud schemes are evolving and why retirees are frequent targets. They explore how scammers use urgency, emotion, and increasingly sophisticated tactics, including fake calls, emails, and AI-driven impersonation, to gain trust and access to assets. The conversation also highlights practical ways to stay vigilant, from verifying unexpected requests to strengthening account protections. It&rsquo;s a candid look at protecting what you&rsquo;ve worked hard to build.
Schedule a complimentary consultation with Hopkins Wealth Management Group at&nbsp;<a href="https://www.hopkinswealth.com">hopkinswealth.com</a> or call 208-510-6200.
Like us on <a href="https://www.facebook.com/hopkinswealth">Facebook</a>

Is the 60/40 Portfolio Still a Smart Strategy?

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