Every month on Money Talks we step away from in-depth how-to guides and entrepreneurial journeys to delve into the personal side of personal finance by assessing a case study submitted by the audience.

This time around, we're looking at a young couple with three children, a combined income of €80,000 and major worries about long-term earnings.

"Money doesn't have to be a point of anxiety for households," says financial expert Cian Carolan as he and host Katie Byrne run the rule over how to go about reducing stress and the steps that can take the fear out of managing a household budget.

"If they were to sit down and honestly drill into the granular details of where their money goes, it would surprise them – but it's all fixable."

Money Talks is part of the Trust Project. You can view our ethics policies at independent.ie/ourjournalism

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product

Every month on Money Talks we step away from in-depth how-to guides and entrepreneurial journeys to delve into the personal side of personal finance by assessing a case study submitted by the audience.
This time around, we're looking at a young couple with three children, a combined income of €80,000 and major worries about long-term earnings.
"Money doesn't have to be a point of anxiety for households," says financial expert Cian Carolan as he and host Katie Byrne run the rule over how to go about reducing stress and the steps that can take the fear out of managing a household budget.
"If they were to sit down and honestly drill into the granular details of where their money goes, it would surprise them – but it's all fixable."
Money Talks is part of the Trust Project. You can view our ethics policies at <a href="https://independent.ie/ourjournalism" rel="noreferrer noopener" title="https://independent.ie/ourjournalism">independent.ie/ourjournalism</a>
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product

This is Money Talks  - a podcast from the Irish Independent hosted by Katie Byrne, focused on our relationship with money - from the first time we discovered it right up to how we spend it today. 

Each week, you’ll hear anecdotes, advice, and eyebrow-raising admissions from Katie's guests as they delve into their finances and how it impacts their lives – the good, the bad, and the ugly.

So, if that sounds like a show worth investing in, you can follow Money Talks  wherever you get your podcasts... new episodes land on Wednesdays.