Semi-retirement, also known as partial or phased retirement, is a popular approach for younger individuals who want to maintain a work-life balance. It allows them to work part-time while still enjoying the benefits of retirement. However, transitioning into semi-retirement requires careful financial planning to ensure a smooth transition and cover essential expenses. Health insurance is another important consideration, as part-time workers may lose eligibility for medical benefits. Additionally, retirees need to be mindful of market downturns and adjust their investment strategies accordingly. By creating a personalized spending plan and exploring other sources of guaranteed income, retirees can have more financial security and flexibility in retirement. In this conversation, the hosts discuss various topics related to retirement planning and offer advice to listeners. \ They also address questions about converting to a Roth IRA and contributing to a Roth 401(k). The conversation concludes with an offer for a complimentary financial review.

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