On this episode of Money Matters with Deb and Laurie, the hosts answer common retirement planning questions. They discuss topics such as inflation, the importance of budgeting, and the cost of healthcare in retirement. They also explore alternative options for long-term care insurance, including life insurance policies with long-term care writers, asset-based policies, annuities, and reverse mortgages. The hosts emphasize the need for a comprehensive financial plan and offer a complimentary financial review to listeners. In this conversation, Gary, Laurie, and Deb discuss bad financial habits and offer tips for improving retirement savings. They cover topics such as spending now instead of saving for later, misunderstanding diversification, making only pre-tax retirement contributions, and overreacting to market volatility. They also address questions from listeners about combining multiple 401k plans and the tax implications of different investment options. The hosts emphasize the importance of having a comprehensive financial plan and offer a complimentary financial review to help listeners achieve their retirement goals.