Mike and Al outlines five core practices that help retirees maintain peace of mind regardless of market swings or news headlines. They emphasize having a written income plan, keeping at least one to two years of cash or short-term reserves, reviewing spending habits regularly, and rebalancing portfolios to stay aligned with risk tolerance. Other confidence-boosters include minimizing debt, knowing your guaranteed income sources, and continuing purposeful activities like volunteering, mentoring, or part-time work to replace the sense of structure a career once provided. The key message: confidence in retirement isn’t about predicting markets - it’s about clarity, preparation, and staying engaged with both your finances and your life.

<p>Mike and Al outlines five core practices that help retirees maintain peace of mind regardless of market swings or news headlines. They emphasize having a written income plan, keeping at least one to two years of cash or short-term reserves, reviewing spending habits regularly, and rebalancing portfolios to stay aligned with risk tolerance. Other confidence-boosters include minimizing debt, knowing your guaranteed income sources, and continuing purposeful activities like volunteering, mentoring, or part-time work to replace the sense of structure a career once provided. The key message: confidence in retirement isn&rsquo;t about predicting markets - it&rsquo;s about clarity, preparation, and staying engaged with both your finances and your life.</p>

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