Mike and Al explores the question of financial sufficiency - how to determine the amount of wealth needed to sustain one’s lifestyle and goals without unnecessary risk or excess. They emphasize defining “enough” through purpose-driven planning rather than arbitrary numbers, aligning savings, spending, and charitable giving with personal values. Using real examples, they illustrate how inflation, longevity, and healthcare costs factor into sustainable withdrawal rates and retirement income needs. The key message: true financial confidence comes not from chasing returns but from clarity about what matters most and structuring your plan to serve that vision.

<p>Mike and Al explores the question of financial sufficiency - how to determine the amount of wealth needed to sustain one&rsquo;s lifestyle and goals without unnecessary risk or excess. They emphasize defining &ldquo;enough&rdquo; through purpose-driven planning rather than arbitrary numbers, aligning savings, spending, and charitable giving with personal values. Using real examples, they illustrate how inflation, longevity, and healthcare costs factor into sustainable withdrawal rates and retirement income needs. The key message: true financial confidence comes not from chasing returns but from clarity about what matters most and structuring your plan to serve that vision.</p>