Increasing your FICO score is as easy as paying off your entire credit card balance each and every month.  Just paying the minimum amount due won't lower your interest rates.

And CFO for Utah Communication Authority, Patsy Halladay, and Utah Association of CPAs CEO, Susan Speirs, explains why a potential employer could be looking into your credit history.  They also delve into teaching your kids good financial principles.

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Be sure to email Heather your questions and request topics you'd like her to cover here.