The cost of owning a home doesn't stop once you've paid the mortgage.  Property taxes, closing costs when signing the mortgage papers and insuring your home are just a few of the factors used to determine the best place to own a home.

The Vice President of Financial Education, AJ Smith, at Smart Asset breaks down where you should go to get the best bang for your buck. 

TIP:  If you're handing over more than $634 dollars a year on home insurance, you could be overpaying.

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