The more money you have for a downpayment the lower your interest rate can be.  That's from Kara Loftus, vice-president of mortgage services at Mountain American Credit Union.  She says putting your house-buying plans on hold is a viable option until you have sufficient funds.

If you are in the military or a veteran, you could qualify for zero-down home mortgage. There are also 100% home loans available for first-time buyers; but you will need to cover the fees for taking out a loan.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

The more money you have for a downpayment the lower your interest rate can be.  That's from <a href="https://www.linkedin.com/in/kara-loftus-79379797/">Kara Loftus</a>, vice-president of mortgage services at <a href="https://www.macu.com/">Mountain American Credit Union</a>.  She says putting your house-buying plans on hold is a viable option until you have sufficient funds.
If you are in the <a href="https://www.benefits.va.gov/homeloans/">military or a veteran, you could qualify for zero-down home mortgage.</a> There are also 100% home loans available for first-time buyers; but you will need to cover the fees for taking out a loan.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist. 

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist.

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