Host Heather Kelly answers several listeners' questions on 'how to save money to buy something you really want, when you don't have a lot to spare.'  Her guest Becky Bruce, co-host of FBI Confidential, saved for two separate trips to Africa and bought a new car within a 4-year period.

Learn the top 3 things you need to accomplish your financial goals on this episode of Money Making Sense.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Host Heather Kelly answers several listeners' questions on 'how to save money to buy something you really want, when you don't have a lot to spare.'  Her guest <a title="Becky's Facebook page" href="https://www.facebook.com/KSLbbruce/" target="_blank" rel="noopener">Becky Bruce</a>, co-host of <a title="Podcast site" href="http://kslnewsradio.com/category/podcast_results/?sid=2091&n=FBI%20Confidential" target="_blank" rel="noopener">FBI Confidential</a>, saved for two separate trips to Africa and bought a new car within a 4-year period. Learn the top 3 things you need to accomplish your financial goals on this episode of <a title="Podcast Page on iTunes" href="https://itunes.apple.com/us/podcast/cents-cents-ability/id1142678783?mt=2" target="_blank" rel="noopener">Money Making Sense</a>. Be sure to email Heather your questions and request topics you'd like her to cover <a title="Email Address" href="mailto:hkelly@ksl.com" target="_blank" rel="noopener">here</a>.

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist. 

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist.

Money Making Sense

Top 3 ways to save for what you want

It's not what you do FOR your paycheck, it's what you do WITH it.  That's from Sharon Lechter, CPA and author of "How Money Works for Women: Take Control or Lose It."  She says it's important to make financial decisions with your brain, and not your heart.

Sharon and Heather also discuss how 99% of domestic abuse involves financial abuse and the importance of NOT having everything in joint names for credit reasons.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

It's not what you do FOR your paycheck, it's what you do WITH it.  That's from <a href="https://twitter.com/sharonlechter">Sharon Lechter</a>, CPA and author of "<a href="https://www.amazon.com/How-Money-Works-Women-Control/dp/B0CCLNR3BT">How Money Works for Women: Take Control or Lose It</a>."  She says it's important to make financial decisions with your brain, and not your heart.
Sharon and Heather also discuss how 99% of domestic abuse involves financial abuse and the importance of NOT having everything in joint names for credit reasons.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

Financial issues more women face than men

Impersonator scams are on the rise.  Kerry O'Brien, Regional Director of the Federal Trade Commission's Western Region, says more and more people are losing money to scammers who pretend to be from your bank, Amazon, or web protection services.

Kerry says do NOT click on any hyperlink sent to you via text or email.  You can learn how to identify scams at Consumer.FTC.gov.  And if you've lost money to a scammer you need to report to the FTC, here. 

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Impersonator scams are on the rise.  <a href="https://www.linkedin.com/in/o-brien-kerry-a6a18230/">Kerry O'Brien</a>, Regional Director of the <a href="https://www.linkedin.com/company/federal-trade-commission/">Federal Trade Commission's Western Region</a>, says more and more people are losing money to scammers who pretend to be from your bank, Amazon, or web protection services.
Kerry says do NOT click on any hyperlink sent to you via text or email.  You can learn how to identify scams at <a href="https://consumer.ftc.gov/">Consumer.FTC.gov</a>.  And if you've lost money to a scammer you need to report to the FTC, <a href="https://reportfraud.ftc.gov/#/">here</a>. 
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

WARNING! Can you spot the latest consumer scams?

Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  Vince Shorb, CEO of National Financial Educators Council, says even states which require financial literacy in the schools are failing to meet minimum education standards.

Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  <a href="https://www.linkedin.com/in/vinceshorb/">Vince Shorb</a>, CEO of <a href="https://www.financialeducatorscouncil.org/">National Financial Educators Council</a>, says even states which require financial literacy in the schools are failing to meet minimum education standards.
Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

Top 3 ways to save for what you want

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