"We don't get into debt by doing the math."  That's from finance guru Dave Ramsey who says getting out of debt, and then creating wealth, is about your behavior.  Dave, and co-host of the Ramsy Show, George Kamel, explain how tens of millions of people have turned their lives around financially by taking 'baby steps.'

George also goes over the questions you need to ask yourself before making any purchase.  He calls it the S.M.A.R.T. system.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

To get a free copy of The Total Money Makeover, email Heather the reasons why you need to learn how to become debt free, here.  The first 3 people who send email will receive the book in the mail.

"We don't get into debt by doing the math."  That's from finance guru <a href="https://www.instagram.com/daveramsey/?hl=en">Dave Ramsey</a> who says getting out of debt, and then creating wealth, is about your behavior.  Dave, and co-host of the <a href="https://www.ramseysolutions.com/shows/the-ramsey-show?snid=shows.shows.the-ramsey-show">Ramsy Show</a>, <a href="https://twitter.com/georgekamel">George Kamel</a>, explain how tens of millions of people have turned their lives around financially by taking 'baby steps.'
George also goes over the questions you need to ask yourself before making any purchase.  He calls it the S.M.A.R.T. system.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
To get a free copy of <a href="https://www.ramseysolutions.com/store/books/the-total-money-makeover-by-dave-ramsey">The Total Money Makeover,</a> email Heather the reasons why you need to learn how to become debt free, <a href="mailto:hkelly@ksl.com">here</a>.  The first 3 people who send email will receive the book in the mail.

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist. 

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist.

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