April 10th is National Equal Pay Day.  The day each year, historically, it takes women to receive the same amount of pay as their male counterparts make in a calendar year.  The average pay a woman takes home is 82-percent of a man's wages.  In Utah, women only make 70-percent for every dollar a man does.

Kevin Bauer of BCJ Financial, has 3-tips women should do to make sure they are set for retirement.  And he discusses with host Heather Kelly why it's important women to make the same amount a man does for the same work.

You can follow the show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.