Rushion McDonald talks to Patricia “Ms. Pat” Williams, Comedian, Author, Podcaster, Actress, starring on “The Ms. Pat Show” sitcom on BET+ and produced by Oscar-winner Lee Daniels,
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/
Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Rushion McDonald talks to Patricia “Ms. Pat” Williams, Comedian, Author, Podcaster, Actress, starring on “The Ms. Pat Show” sitcom on BET+ and produced by Oscar-winner Lee Daniels, https://www.moneymakingconversations.com https://www.youtube.com/MoneyMakingConversations https://www.facebook.com/MoneyMakingConversations/ https://twitter.com/moneymakingconv https://www.instagram.com/moneymakingconversations/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!

https://www.moneymakingconversations.com

https://www.youtube.com/MoneyMakingConversations

https://www.facebook.com/MoneyMakingConversations/

https://twitter.com/moneymakingconv

https://www.instagram.com/moneymakingconversations/

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy.&nbsp;Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!

The Steve Harvey Morning Show

Patricia “Ms. Pat” Williams talks new sitcom on BET+, "The Ms. Pat Show," stuggles to getting on-air & how the cast came to be

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/ab841ac2-a0f2-4992-89f9-af6201393951/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger.

Founder and CEO of a leading employee engagement and workplace culture consulting firm:

🎙️ Interview Summary

Guest: Heather R. Younger
Role: CEO, workplace culture consultant, author, speaker
Topic: Employee engagement, workplace culture, self-leadership, and overcoming fear

🧭 Purpose of the Interview

To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth.

🔑 Key Takeaways 1. Employee Advocacy & Engagement
Heather has read over 30,000 employee surveys and facilitated 100+ focus groups.
She emphasizes active listening and creating safe spaces for employees to express concerns.
Her mission is to amplify the voices of employees, especially during organizational transitions like mergers.

2. Self-Leadership & Personal Growth
Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them.
She promotes intentional reframing—shifting negative thoughts into rational, empowering ones.
Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers.

3. Navigating Fear in the Workplace

Heather outlines five ways fear holds people back professionally:
Fear of feedback – avoiding growth due to fear of criticism.
Fear of retribution – hesitating to speak up.
Fear of speaking truth to power – lacking psychological safety.
Inherited fears – generational or cultural fears that shape behavior.
Fear of regret – not taking action and living with “what ifs.”

4. Daily Practices for Mental Strength
Reflect nightly on what went well and what you controlled.
Practice gratitude and mindfulness.
Prioritize sleep, hydration, and mental clarity.
Treat each day as a chance to iterate and improve.

💬 Notable Quotes
“I needed to be the change I was seeking.”
“Feedback is a gift—even if it hurts.”
“You have to fight tooth and nail for your own mental space.”
“Don’t wait to be invited—ask.”
“See yourself as a work in progress, not a finished product.”

📚 Book Mentioned
Title:The Art of Self-Leadership
Focus: Empowering individuals to lead themselves through fear, change, and uncertainty

📞 Contact Info
Website: HeatherYounger.com
LinkedIn: Heather R. Younger
Social Media: Active on YouTube, Facebook, Twitter, Instagram

 

#STRAW

#BEST

#SHMS

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger.
Founder and CEO of a leading employee engagement and workplace culture consulting firm:
<hr>
🎙️ Interview Summary
Guest: Heather R. Younger Role: CEO, workplace culture consultant, author, speaker Topic: Employee engagement, workplace culture, self-leadership, and overcoming fear
<hr>
🧭 Purpose of the Interview
To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth.
<hr>
🔑 Key Takeaways 1. Employee Advocacy &amp; Engagement
<ul>
<li>Heather has read over 30,000 employee surveys and facilitated 100+ focus groups.</li>
<li>She emphasizes active listening and creating safe spaces for employees to express concerns.</li>
<li>Her mission is to amplify the voices of employees, especially during organizational transitions like mergers.</li>
</ul>
2. Self-Leadership &amp; Personal Growth
<ul>
<li>Heather encourages individuals to be their own advocates and not wait for others (including HR) to &ldquo;save&rdquo; them.</li>
<li>She promotes intentional reframing&mdash;shifting negative thoughts into rational, empowering ones.</li>
<li>Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers.</li>
</ul>
3. Navigating Fear in the Workplace
Heather outlines five ways fear holds people back professionally:
<ol>
<li>Fear of feedback &ndash; avoiding growth due to fear of criticism.</li>
<li>Fear of retribution &ndash; hesitating to speak up.</li>
<li>Fear of speaking truth to power &ndash; lacking psychological safety.</li>
<li>Inherited fears &ndash; generational or cultural fears that shape behavior.</li>
<li>Fear of regret &ndash; not taking action and living with &ldquo;what ifs.&rdquo;</li>
</ol>
4. Daily Practices for Mental Strength
<ul>
<li>Reflect nightly on what went well and what you controlled.</li>
<li>Practice gratitude and mindfulness.</li>
<li>Prioritize sleep, hydration, and mental clarity.</li>
<li>Treat each day as a chance to iterate and improve.</li>
</ul>
<hr>
💬 Notable Quotes
<ul>
<li>&ldquo;I needed to be the change I was seeking.&rdquo;</li>
<li>&ldquo;Feedback is a gift&mdash;even if it hurts.&rdquo;</li>
<li>&ldquo;You have to fight tooth and nail for your own mental space.&rdquo;</li>
<li>&ldquo;Don&rsquo;t wait to be invited&mdash;ask.&rdquo;</li>
<li>&ldquo;See yourself as a work in progress, not a finished product.&rdquo;</li>
</ul>
<hr>
📚 Book Mentioned
<ul>
<li>Title: The Art of Self-Leadership</li>
<li>Focus: Empowering individuals to lead themselves through fear, change, and uncertainty</li>
</ul>
<hr>
📞 Contact Info
<ul>
<li>Website: HeatherYounger.com</li>
<li>LinkedIn: Heather R. Younger</li>
<li>Social Media: Active on YouTube, Facebook, Twitter, Instagram</li>
</ul>
<hr>
&nbsp;
#STRAW
#BEST
#SHMS

Business Tips: She discusses employee engagement, workplace culture, self-leadership, and overcoming fear.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/a5e2d8d5-78dd-4a5a-9d12-b3f3014e6d7a/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Crystal Hughes.

🎯 Purpose of the Interview

To spotlight Crystal Hughes’ entrepreneurial journey, her resilience through adversity, and her innovative contributions to the beauty industry and nonprofit work. The interview aims to inspire listeners by showing how personal challenges can fuel impactful ventures.

🗝️ Key Takeaways 1. Early Entrepreneurship & Adversity
At age 21, Crystal opened her first wig and natural hair salon in a flea market.
Shortly after, she was incarcerated for bank fraud—a decision she made out of desperation to fund her business dreams.
She wrote a book titled Money and My Daughter while in prison, inspired by her experiences and authors like Wahida Clark.

2. Wig Capital Foundation
Founded to donate medical wigs to cancer patients and others in need.
Crystal collected and donated over 5,000 wigs in the first year.
Partnered with beauty supply stores and hospitals (e.g., Howard University Hospital, MedStar).
Schools helped refurbish wigs in exchange for community service hours.

3. Mobile Glam Squad
A tech-driven initiative likened to “Uber for beauty services.”
Connects licensed beauty professionals with clients, especially those who are immobile or in hospitals.
Aims to provide group health insurance for stylists and expand to college campuses.

4. Personal Healing & Resilience
Survived a serious car accident resulting in chronic pain.
Opted out of surgery and explored “sexual healing” as a form of pain management.
Worked in a Nevada brothel during recovery, combining physical therapy with alternative healing.

5. Land Development in Utah, Alabama
Inherited one acre of land from her grandparents.
Plans to build an adult living facility and raise funds through seasonal events like scavenger hunts.
Noted signs of economic growth in the area (new gas station, dialysis center, Dollar General).

6. Use of Technology
Embraced tech tools like ChatGPT for legal and business support.
Shares tech resources with cosmetology students during marketing tours.

💬 Notable Quotes
“I always wanted to have my own beauty supply store… I figured out a way to do it.”
“I wasn’t the brains in the operation… but I knew I had to stay confident.”
“Anything over $1,000, they had to kind of question it.”
“I wrote my book in prison… it’s fiction based on true events.”
“I didn’t want to lose myself… I had to figure out a way.”
“You are a genius.” — a compliment she received from a mentor after promoting her nonprofit.
“You can’t stop yourself sometimes… you don’t let the system stop you.” — Rushion McDonald on Crystal’s entrepreneurial spirit.

📌 Final Thoughts

Crystal Hughes’ story is one of resilience, reinvention, and resourcefulness. From incarceration to innovation, she has turned personal pain into purpose, creating platforms that empower others—especially women facing medical and financial challenges.

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed&nbsp;Crystal Hughes.
<hr>
🎯 Purpose of the Interview
To spotlight Crystal Hughes&rsquo; entrepreneurial journey, her resilience through adversity, and her innovative contributions to the beauty industry and nonprofit work. The interview aims to inspire listeners by showing how personal challenges can fuel impactful ventures.
<hr>
🗝️ Key Takeaways 1. Early Entrepreneurship &amp; Adversity
<ul>
<li>At age 21, Crystal opened her first wig and natural hair salon in a flea market.</li>
<li>Shortly after, she was incarcerated for bank fraud&mdash;a decision she made out of desperation to fund her business dreams.</li>
<li>She wrote a book titled Money and My Daughter while in prison, inspired by her experiences and authors like Wahida Clark.</li>
</ul>
2. Wig Capital Foundation
<ul>
<li>Founded to donate medical wigs to cancer patients and others in need.</li>
<li>Crystal collected and donated over 5,000 wigs in the first year.</li>
<li>Partnered with beauty supply stores and hospitals (e.g., Howard University Hospital, MedStar).</li>
<li>Schools helped refurbish wigs in exchange for community service hours.</li>
</ul>
3. Mobile Glam Squad
<ul>
<li>A tech-driven initiative likened to &ldquo;Uber for beauty services.&rdquo;</li>
<li>Connects licensed beauty professionals with clients, especially those who are immobile or in hospitals.</li>
<li>Aims to provide group health insurance for stylists and expand to college campuses.</li>
</ul>
4. Personal Healing &amp; Resilience
<ul>
<li>Survived a serious car accident resulting in chronic pain.</li>
<li>Opted out of surgery and explored &ldquo;sexual healing&rdquo; as a form of pain management.</li>
<li>Worked in a Nevada brothel during recovery, combining physical therapy with alternative healing.</li>
</ul>
5. Land Development in Utah, Alabama
<ul>
<li>Inherited one acre of land from her grandparents.</li>
<li>Plans to build an adult living facility and raise funds through seasonal events like scavenger hunts.</li>
<li>Noted signs of economic growth in the area (new gas station, dialysis center, Dollar General).</li>
</ul>
6. Use of Technology
<ul>
<li>Embraced tech tools like ChatGPT for legal and business support.</li>
<li>Shares tech resources with cosmetology students during marketing tours.</li>
</ul>
<hr>
💬 Notable Quotes
<ul>
<li>&ldquo;I always wanted to have my own beauty supply store&hellip; I figured out a way to do it.&rdquo;</li>
<li>&ldquo;I wasn&rsquo;t the brains in the operation&hellip; but I knew I had to stay confident.&rdquo;</li>
<li>&ldquo;Anything over $1,000, they had to kind of question it.&rdquo;</li>
<li>&ldquo;I wrote my book in prison&hellip; it&rsquo;s fiction based on true events.&rdquo;</li>
<li>&ldquo;I didn&rsquo;t want to lose myself&hellip; I had to figure out a way.&rdquo;</li>
<li>&ldquo;You are a genius.&rdquo; &mdash; a compliment she received from a mentor after promoting her nonprofit.</li>
<li>&ldquo;You can&rsquo;t stop yourself sometimes&hellip; you don&rsquo;t let the system stop you.&rdquo; &mdash; Rushion McDonald on Crystal&rsquo;s entrepreneurial spirit.</li>
</ul>
<hr>
📌 Final Thoughts
Crystal Hughes&rsquo; story is one of resilience, reinvention, and resourcefulness. From incarceration to innovation, she has turned personal pain into purpose, creating platforms that empower others&mdash;especially women facing medical and financial challenges.
#SHMS #STRAW #BEST

Overcoming the Odds.  Once incarcerated.  She now connects licensed beauty professionals with those who are immobile or in hospitals.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/71771cff-ef22-4a0a-b59e-b3f60147db9e/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach
Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
First Black-owned digital bank (since 2005).
Serves customers in all 50 states.
Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities
OneUnited provides:

Mobile check deposit (via smartphone).
Early direct deposit (get paid 2 days early).
Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust
Teri emphasizes the need for Black communities to trust Black-owned institutions.
OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
Financial literacy is key to building generational wealth.

4. WiseOne AI Tool
An AI-powered financial assistant that:

Tracks spending and subscriptions.
Offers insights on saving and debt reduction.
Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest
15th annual contest for kids ages 8–12.
Participants submit an essay or artwork based on a financial literacy book.
Ten winners receive $1,000 savings accounts.
Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept
Focuses on six key financial transactions to build generational wealth:

Homeownership
Life Insurance
Investments
Profitable Business
Credit Score
Savings
Encourages individuals to focus on just one to start their wealth-building journey.
Learn more: oneunited.com/one transaction

💬 Notable Quotes
“We are a real bank, not a fintech. We are FDIC-insured.”
“We are great with money. We just haven’t always had access.”
“Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST 

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.
Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
<hr>
🔑 Key Themes &amp; Takeaways 1. OneUnited Bank&rsquo;s Mission &amp; Reach
<ul>
<li>Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.</li>
<li>First Black-owned digital bank (since 2005).</li>
<li>Serves customers in all 50 states.</li>
<li>Offers accessible, affordable financial services and promotes financial literacy.</li>
</ul>
2. Digital Banking for Underserved Communities
<ul>
<li>OneUnited provides:
<ul>
<li>Mobile check deposit (via smartphone).</li>
<li>Early direct deposit (get paid 2 days early).</li>
<li>Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).</li>
</ul>
</li>
<li>Designed to combat financial deserts and predatory check-cashing services in Black communities.</li>
</ul>
3. Financial Literacy &amp; Trust
<ul>
<li>Teri emphasizes the need for Black communities to trust Black-owned institutions.</li>
<li>OneUnited is FDIC-insured and uses cutting-edge technology, including AI.</li>
<li>Financial literacy is key to building generational wealth.</li>
</ul>
4. WiseOne AI Tool
<ul>
<li>An AI-powered financial assistant that:
<ul>
<li>Tracks spending and subscriptions.</li>
<li>Offers insights on saving and debt reduction.</li>
<li>Aggregates data from multiple accounts to show net worth, cash flow, and financial health.</li>
</ul>
</li>
</ul>
5. Youth Financial Literacy &ndash; &ldquo;I Got Bank&rdquo; Contest
<ul>
<li>15th annual contest for kids ages 8&ndash;12.</li>
<li>Participants submit an essay or artwork based on a financial literacy book.</li>
<li>Ten winners receive $1,000 savings accounts.</li>
<li>Book: I Got Bank by Teri Williams (available free at oneunited.com/book).</li>
</ul>
6. OneTransaction Concept
<ul>
<li>Focuses on six key financial transactions to build generational wealth:
<ol>
<li>Homeownership</li>
<li>Life Insurance</li>
<li>Investments</li>
<li>Profitable Business</li>
<li>Credit Score</li>
<li>Savings</li>
</ol>
</li>
<li>Encourages individuals to focus on just one to start their wealth-building journey.</li>
<li>Learn more: oneunited.com/one transaction</li>
</ul>
<hr>
💬 Notable Quotes
<ul>
<li>&ldquo;We are a real bank, not a fintech. We are FDIC-insured.&rdquo;</li>
<li>&ldquo;We are great with money. We just haven&rsquo;t always had access.&rdquo;</li>
<li>&ldquo;Focus on one transaction. That&rsquo;s all it takes to start building generational wealth.&rdquo;</li>
</ul>
<hr>
#SHMS #STRAW #BEST&nbsp;

Financial Opportunities: OneUnited Bank has access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/4f280d03-2732-46e9-b062-b3f40113e2fa/transcript

Patricia “Ms. Pat” Williams talks new sitcom on BET+, "The Ms. Pat Show," stuggles to getting on-air & how the cast came to be

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