My next guest Chef Jernard Wells. He is an Award Winning TV Host/Celebrity Chef/Bestselling Cookbook Author best known from numerous Food Network & Cooking Channel shows. He is the host of "New Soul Kitchen" on CLEO TV and is a co-host on "The Best Things I Ever Ate" on Cooking Channel. New Soul Kitchen is preparing for it’s second season after winning 3 national awards in it’s first season. The show is geared towards the Black Millennial Women because of their unique styles of eating food compared to their parents and older siblings. Despite all of the show’s past success it is changing this year. Chef Jernard will be the sole host this season. We will talk about the show’s new direction and being more health conscious manner for today’s healthy lifestyles. Please welcome to Money Making Conversations Chef Jernard Wells.
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/
Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

My next guest Chef Jernard Wells. He is an Award Winning TV Host/Celebrity Chef/Bestselling Cookbook Author best known from numerous Food Network & Cooking Channel shows. He is the host of "New Soul Kitchen" on CLEO TV and is a co-host on "The Best Things I Ever Ate" on Cooking Channel. New Soul Kitchen is preparing for it’s second season after winning 3 national awards in it’s first season. The show is geared towards the Black Millennial Women because of their unique styles of eating food compared to their parents and older siblings. Despite all of the show’s past success it is changing this year. Chef Jernard will be the sole host this season. We will talk about the show’s new direction and being more health conscious manner for today’s healthy lifestyles. Please welcome to Money Making Conversations Chef Jernard Wells. https://www.moneymakingconversations.com https://www.youtube.com/MoneyMakingConversations https://www.facebook.com/MoneyMakingConversations/ https://twitter.com/moneymakingconv https://www.instagram.com/moneymakingconversations/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Money Making Conversations Master Class is more than a podcast. It's a front-row seat to the ideas, experiences, and breakthrough moments that inspire success. Hosted by Rushion McDonald, each episode features influential entrepreneurs, business leaders, celebrities, influencers, and nonprofit changemakers sharing the lessons, strategies, and mindset shifts that helped them turn ambition into achievement. The show empowers dreamers, doers, and leaders to think bigger, move smarter, and take action on their goals. As Rushion McDonald often says, "Stop reading other people's success stories and start planning your own."

Tune in, get inspired, and start writing your own success story, one conversation at a time.

https://www.moneymakingconversations.com

https://www.youtube.com/MoneyMakingConversations

https://www.facebook.com/MoneyMakingConversations/

https://twitter.com/moneymakingconv

https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class is more than a podcast. It's a front-row seat to the ideas, experiences, and breakthrough moments that inspire success. Hosted by Rushion McDonald, each episode features influential entrepreneurs, business leaders, celebrities, influencers, and nonprofit changemakers sharing the lessons, strategies, and mindset shifts that helped them turn ambition into achievement. The show empowers dreamers, doers, and leaders to think bigger, move smarter, and take action on their goals. As Rushion McDonald often says, "Stop reading other people's success stories and start planning your own."
Tune in, get inspired, and start writing your own success story, one conversation at a time.
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy.&nbsp;Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!

The Steve Harvey Morning Show

Chef Jernard Wells Full Interview (5th Appearance)

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/89705c9b-04a9-4157-b0f6-af620151388d/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sandra Daley.

Founder of Destiny Executive Enterprise D Inc., joins Money Making Conversations Masterclass to share insights on entrepreneurship, cybersecurity, and personal growth. As the leader of one of the fastest-growing global IT companies in the USA, she focuses on helping individuals, institutions, and governments elevate their brands.

🔑 Key Themes & Highlights


Entrepreneurship & Business Growth
Sandra's company specializes in IT solutions, cybersecurity, and digital transformation.
She emphasizes the importance of strategic planning, branding, and scaling businesses effectively.
Her firm helps companies increase their brand visibility and market positioning by 10 times through innovative strategies.


Background & Personal Journey
Originally from Antigua, Caribbean, Sandra migrated to the U.S. at age 15.
Her career path shifted from law and aviation to computer science and cybersecurity after mentors recognized her strengths in STEM fields.
She worked for aerospace companies before launching her own IT firm.


Book: Delete@
The book guides readers through reprogramming negative thinking, breaking repetitive cycles, and embracing intentional growth.
Sandra overcame language barriers and self-doubt to write the book despite grammar challenges.
The key message: Delete negativity and replace it with actionable steps toward success.


Cybersecurity & Digital Protection
Sandra shares tips for protecting personal data, avoiding scams, and securing digital devices.
Encourages individuals to utilize security features on phones, download protection apps, and use services like LifeLock.
Advises against clicking suspicious links or engaging with unknown digital sources.


Mindset & Overcoming Fear
She discusses the toxic mind loop—how repeating negative thoughts can hinder success.
Emphasizes the power of mentorship, faith, and self-awareness in breaking harmful mental habits.
Encourages resetting daily routines, reprogramming thought patterns, and embracing a fearless mindset.

📘 Resources & Contact Information
Sandra’s work and book are available through:
🔗 Website: https://deenterprise.com/
🔗 Social Media: @SandraDaley

 

 

#BEST

#STRAW

#SHMS

 

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sandra Daley.
Founder of Destiny Executive Enterprise D Inc., joins Money Making Conversations Masterclass to share insights on entrepreneurship, cybersecurity, and personal growth. As the leader of one of the fastest-growing global IT companies in the USA, she focuses on helping individuals, institutions, and governments elevate their brands.
🔑 Key Themes &amp; Highlights
<ol>
<li>
Entrepreneurship &amp; Business Growth
<ul>
<li>Sandra's company specializes in IT solutions, cybersecurity, and digital transformation.</li>
<li>She emphasizes the importance of strategic planning, branding, and scaling businesses effectively.</li>
<li>Her firm helps companies increase their brand visibility and market positioning by 10 times through innovative strategies.</li>
</ul>
</li>
<li>
Background &amp; Personal Journey
<ul>
<li>Originally from Antigua, Caribbean, Sandra migrated to the U.S. at age 15.</li>
<li>Her career path shifted from law and aviation to computer science and cybersecurity after mentors recognized her strengths in STEM fields.</li>
<li>She worked for aerospace companies before launching her own IT firm.</li>
</ul>
</li>
<li>
Book: Delete@
<ul>
<li>The book guides readers through reprogramming negative thinking, breaking repetitive cycles, and embracing intentional growth.</li>
<li>Sandra overcame language barriers and self-doubt to write the book despite grammar challenges.</li>
<li>The key message: Delete negativity and replace it with actionable steps toward success.</li>
</ul>
</li>
<li>
Cybersecurity &amp; Digital Protection
<ul>
<li>Sandra shares tips for protecting personal data, avoiding scams, and securing digital devices.</li>
<li>Encourages individuals to utilize security features on phones, download protection apps, and use services like LifeLock.</li>
<li>Advises against clicking suspicious links or engaging with unknown digital sources.</li>
</ul>
</li>
<li>
Mindset &amp; Overcoming Fear
<ul>
<li>She discusses the toxic mind loop&mdash;how repeating negative thoughts can hinder success.</li>
<li>Emphasizes the power of mentorship, faith, and self-awareness in breaking harmful mental habits.</li>
<li>Encourages resetting daily routines, reprogramming thought patterns, and embracing a fearless mindset.</li>
</ul>
</li>
</ol>
📘 Resources &amp; Contact Information Sandra&rsquo;s work and book are available through: 🔗 Website:&nbsp;<a href="https://linkprotect.cudasvc.com/url?a=https%3a%2f%2fdeenterprise.com%2f&amp;c=E,1,6vmnYoG06tXNsBOE9EkSROXX3Q_hnRb3Eg91TqcooRXK3NIMWTaEy6zUxZqoavrlzzAPR0TrgsVuidHh-INwFGMXn5eIugWi_A58mFZjKmeugfH7bHwsJqlV&amp;typo=1" data-linkindex="3" data-auth="NotApplicable" data-olk-copy-source="MailCompose">https://deenterprise.com/</a><a href="http://www.destinyenterprise.com"></a> 🔗 Social Media: @SandraDaley
&nbsp;
&nbsp;
#BEST
#STRAW
#SHMS
&nbsp;
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast

Brand Building: Sandra's company specializes in IT solutions, cybersecurity, and digital transformation.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/e71f9367-7858-44e3-bf11-b4af00b23401/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robyn Donaldson.

Entrepreneur, Mentor, and Founder of Renew Construction Services & STEM Exposure

🔑 Episode Highlights 🔄 From Incarceration to Inspiration
Robyn shares her journey from a strict religious upbringing to incarceration due to drug-related activities.
Served 5 years in prison, where she earned two associate degrees and developed a passion for learning and leadership.

🧹 Building a Business from the Ground Up
Learned high-level cleaning skills in prison and at Hilton during work release.
Founded Renew Construction Services, which grew from cleaning trailers to major contracts like:

Tampa Convention Center
NFL Super Bowl & Kickoff
City of Tampa, Moffitt Cancer Center, USF

🏗️ Strategic Growth & Collaboration
Became a Home Depot distributor.
Uses collaboration to uplift smaller contractors and scale projects.
Emphasizes relationship-building and proactive planning over reactive bidding.

👩🏽‍🔬 STEM Exposure Nonprofit
Founded STEM Exposure to introduce Black girls to underrepresented STEM careers.
Offers local and global architecture and construction camps.
Operates in 10 countries and 4 time zones with a focus on AI, engineering, and design.

🏆 Recognition & Legacy
Honored with the President’s Lifetime Achievement Award.
Embraces her past as part of her story, using it to inspire others.
Celebrates milestones like putting bills on autopay as symbols of stability and peace.

🌐 Websites
STEM Exposure: stemxposure.org (drop the “e” in “exposure”)
Renew Construction Services: renewconstructionservices.com

 

#SHMS #BEST #STRAW

 

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robyn Donaldson.
Entrepreneur, Mentor, and Founder of Renew Construction Services &amp; STEM Exposure
<hr>
🔑 Episode Highlights 🔄 From Incarceration to Inspiration
<ul>
<li>Robyn shares her journey from a strict religious upbringing to incarceration due to drug-related activities.</li>
<li>Served 5 years in prison, where she earned two associate degrees and developed a passion for learning and leadership.</li>
</ul>
🧹 Building a Business from the Ground Up
<ul>
<li>Learned high-level cleaning skills in prison and at Hilton during work release.</li>
<li>Founded Renew Construction Services, which grew from cleaning trailers to major contracts like:
<ul>
<li>Tampa Convention Center</li>
<li>NFL Super Bowl &amp; Kickoff</li>
<li>City of Tampa, Moffitt Cancer Center, USF</li>
</ul>
</li>
</ul>
🏗️ Strategic Growth &amp; Collaboration
<ul>
<li>Became a Home Depot distributor.</li>
<li>Uses collaboration to uplift smaller contractors and scale projects.</li>
<li>Emphasizes relationship-building and proactive planning over reactive bidding.</li>
</ul>
👩🏽&zwj;🔬 STEM Exposure Nonprofit
<ul>
<li>Founded STEM Exposure to introduce Black girls to underrepresented STEM careers.</li>
<li>Offers local and global architecture and construction camps.</li>
<li>Operates in 10 countries and 4 time zones with a focus on AI, engineering, and design.</li>
</ul>
🏆 Recognition &amp; Legacy
<ul>
<li>Honored with the President&rsquo;s Lifetime Achievement Award.</li>
<li>Embraces her past as part of her story, using it to inspire others.</li>
<li>Celebrates milestones like putting bills on autopay as symbols of stability and peace.</li>
</ul>
<hr>
🌐 Websites
<ul>
<li>STEM Exposure: stemxposure.org (drop the &ldquo;e&rdquo; in &ldquo;exposure&rdquo;)</li>
<li>Renew Construction Services: renewconstructionservices.com</li>
</ul>
<hr>
&nbsp;
#SHMS #BEST #STRAW
&nbsp;
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast

Perseverance: Built her dream while in prison, now building STEM careers for Black girls.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/f3fa3a0a-b66f-444b-b456-b4af00b1dfb1/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach
Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
First Black-owned digital bank (since 2005).
Serves customers in all 50 states.
Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities
OneUnited provides:

Mobile check deposit (via smartphone).
Early direct deposit (get paid 2 days early).
Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust
Teri emphasizes the need for Black communities to trust Black-owned institutions.
OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
Financial literacy is key to building generational wealth.

4. WiseOne AI Tool
An AI-powered financial assistant that:

Tracks spending and subscriptions.
Offers insights on saving and debt reduction.
Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest
15th annual contest for kids ages 8–12.
Participants submit an essay or artwork based on a financial literacy book.
Ten winners receive $1,000 savings accounts.
Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept
Focuses on six key financial transactions to build generational wealth:

Homeownership
Life Insurance
Investments
Profitable Business
Credit Score
Savings
Encourages individuals to focus on just one to start their wealth-building journey.
Learn more: oneunited.com/onetransaction

💬 Notable Quotes
“We are a real bank, not a fintech. We are FDIC-insured.”
“We are great with money. We just haven’t always had access.”
“Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.
Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
<hr>
🔑 Key Themes &amp; Takeaways 1. OneUnited Bank&rsquo;s Mission &amp; Reach
<ul>
<li>Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.</li>
<li>First Black-owned digital bank (since 2005).</li>
<li>Serves customers in all 50 states.</li>
<li>Offers accessible, affordable financial services and promotes financial literacy.</li>
</ul>
2. Digital Banking for Underserved Communities
<ul>
<li>OneUnited provides:
<ul>
<li>Mobile check deposit (via smartphone).</li>
<li>Early direct deposit (get paid 2 days early).</li>
<li>Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).</li>
</ul>
</li>
<li>Designed to combat financial deserts and predatory check-cashing services in Black communities.</li>
</ul>
3. Financial Literacy &amp; Trust
<ul>
<li>Teri emphasizes the need for Black communities to trust Black-owned institutions.</li>
<li>OneUnited is FDIC-insured and uses cutting-edge technology, including AI.</li>
<li>Financial literacy is key to building generational wealth.</li>
</ul>
4. WiseOne AI Tool
<ul>
<li>An AI-powered financial assistant that:
<ul>
<li>Tracks spending and subscriptions.</li>
<li>Offers insights on saving and debt reduction.</li>
<li>Aggregates data from multiple accounts to show net worth, cash flow, and financial health.</li>
</ul>
</li>
</ul>
5. Youth Financial Literacy &ndash; &ldquo;I Got Bank&rdquo; Contest
<ul>
<li>15th annual contest for kids ages 8&ndash;12.</li>
<li>Participants submit an essay or artwork based on a financial literacy book.</li>
<li>Ten winners receive $1,000 savings accounts.</li>
<li>Book: I Got Bank by Teri Williams (available free at oneunited.com/book).</li>
</ul>
6. OneTransaction Concept
<ul>
<li>Focuses on six key financial transactions to build generational wealth:
<ol>
<li>Homeownership</li>
<li>Life Insurance</li>
<li>Investments</li>
<li>Profitable Business</li>
<li>Credit Score</li>
<li>Savings</li>
</ol>
</li>
<li>Encourages individuals to focus on just one to start their wealth-building journey.</li>
<li>Learn more: oneunited.com/onetransaction</li>
</ul>
<hr>
💬 Notable Quotes
<ul>
<li>&ldquo;We are a real bank, not a fintech. We are FDIC-insured.&rdquo;</li>
<li>&ldquo;We are great with money. We just haven&rsquo;t always had access.&rdquo;</li>
<li>&ldquo;Focus on one transaction. That&rsquo;s all it takes to start building generational wealth.&rdquo;</li>
</ul>
<hr>
#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
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Financial Tips: Teri says ONEUNITED Bank is a real bank, not a fintech. We are FDIC-insured.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/55732299-5f4d-4406-9595-b4af00b09261/transcript

Chef Jernard Wells Full Interview (5th Appearance)

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Money Making Conversations Master Class

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