My next guest Ashley M. Fox is a former Wall Street analyst, a Howard University grad, and an expert in her field as a Financial Education Specialist. After helping manage money for both millionaires and billionaires, during her career on Wall Street, Ashley quit her job and started her own company; EMPIFY. Empify (merging of the words EMPower and modIFY). It is a financial ed-tech start up that was created to show both adults and children how to build wealth. Since 2014, Empify has reached thousands of individuals, and its programs have been implemented in over 50 different schools and organizations across the country. Her work and story have been featured on Jim Cramer’s “The Street”, Yahoo Finance, Rolling Out Magazine, Philly.com, Fox News, ABC, Huffington Post, Glamour Magazine, and Forbes. Please welcome to Money Making Conversations Ashley M. Fox.
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/
Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

My next guest Ashley M. Fox is a former Wall Street analyst, a Howard University grad, and an expert in her field as a Financial Education Specialist. After helping manage money for both millionaires and billionaires, during her career on Wall Street, Ashley quit her job and started her own company; EMPIFY. Empify (merging of the words EMPower and modIFY). It is a financial ed-tech start up that was created to show both adults and children how to build wealth. Since 2014, Empify has reached thousands of individuals, and its programs have been implemented in over 50 different schools and organizations across the country. Her work and story have been featured on Jim Cramer’s “The Street”, Yahoo Finance, Rolling Out Magazine, Philly.com, Fox News, ABC, Huffington Post, Glamour Magazine, and Forbes. Please welcome to Money Making Conversations Ashley M. Fox. https://www.moneymakingconversations.com https://www.youtube.com/MoneyMakingConversations https://www.facebook.com/MoneyMakingConversations/ https://twitter.com/moneymakingconv https://www.instagram.com/moneymakingconversations/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!

https://www.moneymakingconversations.com

https://www.youtube.com/MoneyMakingConversations

https://www.facebook.com/MoneyMakingConversations/

https://twitter.com/moneymakingconv

https://www.instagram.com/moneymakingconversations/

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy.&nbsp;Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!

The Steve Harvey Morning Show

Ashley M. Fox on Financial Education & Creating a Pattern of Generational Wealth

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/066f75c7-ef93-42f5-a289-af6300197f2f/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Joxavier Jackson.

A financial advisor with over 15 years of experience across major institutions such as Wells Fargo, Chase, and Bank of America. She discusses her evolution from a teenage bank teller to an independent financial planner at The Piedmont Group in Atlanta, where she provides holistic, comprehensive wealth management—especially for clients who traditionally lack access to financial literacy.

Joe shares her personal journey, the gaps she observed in financial education—especially in working‑class families and communities of color—and why she aims to provide accessible, relationship‑based financial planning. She breaks down the fundamentals of long‑term wealth: insurance, asset allocation, retirement accounts, tax strategies, fraud prevention, and planning for individuals and business owners.

The discussion highlights the importance of financial confidence, the significance of meeting people where they are, and the need to increase participation of Black and Brown individuals in wealth‑building spaces.

 

🎯 Purpose of the Interview


Introduce Dr. Joe Jackson’s financial journey
From humble beginnings to leadership positions in banking and finally to founding her own firm. 


Explain comprehensive financial planning
She contrasts big‑bank limitations with her holistic approach that includes insurance, investments, retirement, and legacy planning.


Educate listeners on wealth‑building fundamentals
Insurance, retirement vehicles, asset allocation, compounding, fraud prevention, and business planning. 


Highlight financial literacy gaps in underserved communities
She encourages access, representation, and inclusion for people of color in financial spaces. 


Empower people to build confidence with money
Joe stresses that understanding your numbers gives you a competitive advantage in life. 

🔑 Key Takeaways 1. Wealth Requires Strategy, Not Accident

Joe explains that wealth is built through planning, long‑term strategy, and educated decisions—not by chance.

2. Insurance Is a Wealth‑Building Tool

Beyond death benefit, insurance can:
Support retirement income
Provide tax sheltering
Protect against market downturns
She differentiates between term (“rental insurance”) and whole life (“tool you use living and after death”).

3. High Income ≠ Financial Security

Without budgeting, allocation, and strategy, income is quickly lost. 

4. Fraud Awareness Is Essential

Joe urges clients to verify communications directly with institutions and avoid clicking suspicious links. 5. Tailored Advice by Age Group

For people in their 20s:
Compounding interest
Rule of 72
Dollar cost averaging
For older clients:
Catch‑up contributions
Consolidating old 401(k)s

6. Business Owners Need Dual Financial Plans

Joe emphasizes separate strategies for:
Business planning
Personal financial planning
Especially for tax savings, succession, and legacy building. 

7. Representation Matters in Financial Literacy

She highlights the need for more visibility, education, and access for Black and Brown communities. 

8. Asset Allocation Depends on Risk Tolerance

Younger clients = more aggressive
Risk‑averse clients = more conservative, bond‑heavy portfolios

9. Dollar Cost Averaging Builds Wealth

Consistent, automated investing—regardless of market conditions—drives compounding. 

🗣️ Notable Quotes (Direct From Transcript) On Wealth Building

“Wealth isn’t built by accident… you have to have a plan.” 

On Big Banks vs. Her Firm

“If you don’t have at least $250,000, you weren’t considered a worthy client—so far from the truth.” 

On Community Access

“People that look like me—we need this education.” 

On Term vs. Whole Life Insurance

“Term is renting. Whole life is a tool you use when you're alive and when you die.” 

On Financial Confidence

“Financial confidence is a competitive advantage.” 

On Helping Older Clients

“We start right where you are.” 

On Increasing Black Participation in Finance

“I don’t look at your dollar amount. I have information that will make a difference in your life… you need to hear it.” 

On Her Personal Journey

“My family came from humble beginnings… but a manager encouraged me to sit for my licensing. I passed everything on the first try.” 

 

#SHMS #BEST #STRAW

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Joxavier Jackson.
A financial advisor with over 15 years of experience across major institutions such as Wells Fargo, Chase, and Bank of America. She discusses her evolution from a teenage bank teller to an independent financial planner at The Piedmont Group in Atlanta, where she provides holistic, comprehensive wealth management&mdash;especially for clients who traditionally lack access to financial literacy.
Joe shares her personal journey, the gaps she observed in financial education&mdash;especially in working‑class families and communities of color&mdash;and why she aims to provide accessible, relationship‑based financial planning. She breaks down the fundamentals of long‑term wealth: insurance, asset allocation, retirement accounts, tax strategies, fraud prevention, and planning for individuals and business owners.
The discussion highlights the importance of financial confidence, the significance of meeting people where they are, and the need to increase participation of Black and Brown individuals in wealth‑building spaces.
&nbsp;
<hr>
🎯 Purpose of the Interview
<ol>
<li>
Introduce Dr. Joe Jackson&rsquo;s financial journey From humble beginnings to leadership positions in banking and finally to founding her own firm.&nbsp;
</li>
<li>
Explain comprehensive financial planning She contrasts big‑bank limitations with her holistic approach that includes insurance, investments, retirement, and legacy planning.
</li>
<li>
Educate listeners on wealth‑building fundamentals Insurance, retirement vehicles, asset allocation, compounding, fraud prevention, and business planning.&nbsp;
</li>
<li>
Highlight financial literacy gaps in underserved communities She encourages access, representation, and inclusion for people of color in financial spaces.&nbsp;
</li>
<li>
Empower people to build confidence with money Joe stresses that understanding your numbers gives you a competitive advantage in life.&nbsp;
</li>
</ol>
<hr>
🔑 Key Takeaways 1. Wealth Requires Strategy, Not Accident
Joe explains that wealth is built through planning, long‑term strategy, and educated decisions&mdash;not by chance.<a href="https://rushionmcdonald-my.sharepoint.com/personal/admin_rushionmcdonald_onmicrosoft_com/Documents/Microsoft%20Copilot%20Chat%20Files/Joxavier%20Jackson%20Podcast.txt"></a>
2. Insurance Is a Wealth‑Building Tool
Beyond death benefit, insurance can:
<ul>
<li>Support retirement income</li>
<li>Provide tax sheltering</li>
<li>Protect against market downturns She differentiates between term (&ldquo;rental insurance&rdquo;) and whole life (&ldquo;tool you use living and after death&rdquo;).</li>
</ul>
3. High Income &ne; Financial Security
Without budgeting, allocation, and strategy, income is quickly lost.&nbsp;
4. Fraud Awareness Is Essential
Joe urges clients to verify communications directly with institutions and avoid clicking suspicious links. <a href="https://rushionmcdonald-my.sharepoint.com/personal/admin_rushionmcdonald_onmicrosoft_com/Documents/Microsoft%20Copilot%20Chat%20Files/Joxavier%20Jackson%20Podcast.txt"></a>5. Tailored Advice by Age Group
For people in their 20s:
<ul>
<li>Compounding interest</li>
<li>Rule of 72</li>
<li>Dollar cost averaging For older clients:</li>
<li>Catch‑up contributions</li>
<li>Consolidating old 401(k)s</li>
</ul>
6. Business Owners Need Dual Financial Plans
Joe emphasizes separate strategies for:
<ul>
<li>Business planning</li>
<li>Personal financial planning Especially for tax savings, succession, and legacy building.&nbsp;</li>
</ul>
7. Representation Matters in Financial Literacy
She highlights the need for more visibility, education, and access for Black and Brown communities.&nbsp;
8. Asset Allocation Depends on Risk Tolerance
Younger clients = more aggressive Risk‑averse clients = more conservative, bond‑heavy portfolios
9. Dollar Cost Averaging Builds Wealth
Consistent, automated investing&mdash;regardless of market conditions&mdash;drives compounding.&nbsp;
<hr>
🗣️ Notable Quotes (Direct From Transcript) On Wealth Building
<blockquote>
&ldquo;Wealth isn&rsquo;t built by accident&hellip; you have to have a plan.&rdquo;&nbsp;
</blockquote>
On Big Banks vs. Her Firm
<blockquote>
&ldquo;If you don&rsquo;t have at least $250,000, you weren&rsquo;t considered a worthy client&mdash;so far from the truth.&rdquo;&nbsp;
</blockquote>
On Community Access
<blockquote>
&ldquo;People that look like me&mdash;we need this education.&rdquo;&nbsp;
</blockquote>
On Term vs. Whole Life Insurance
<blockquote>
&ldquo;Term is renting. Whole life is a tool you use when you're alive and when you die.&rdquo;&nbsp;
</blockquote>
On Financial Confidence
<blockquote>
&ldquo;Financial confidence is a competitive advantage.&rdquo;&nbsp;
</blockquote>
On Helping Older Clients
<blockquote>
&ldquo;We start right where you are.&rdquo;&nbsp;
</blockquote>
On Increasing Black Participation in Finance
<blockquote>
&ldquo;I don&rsquo;t look at your dollar amount. I have information that will make a difference in your life&hellip; you need to hear it.&rdquo;&nbsp;
</blockquote>
On Her Personal Journey
<blockquote>
&ldquo;My family came from humble beginnings&hellip; but a manager encouraged me to sit for my licensing. I passed everything on the first try.&rdquo;&nbsp;
</blockquote>
<hr>
&nbsp;
#SHMS #BEST #STRAW

Financial Tips: She breaks down long‑term wealth: insurance, asset allocation and retirement accounts for individuals and business owners.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/877dce22-dff8-4655-942f-b417013e2dde/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robyn Donaldson.

Entrepreneur, Mentor, and Founder of Renew Construction Services & STEM Exposure

🔑 Episode Highlights 🔄 From Incarceration to Inspiration
Robyn shares her journey from a strict religious upbringing to incarceration due to drug-related activities.
Served 5 years in prison, where she earned two associate degrees and developed a passion for learning and leadership.

🧹 Building a Business from the Ground Up
Learned high-level cleaning skills in prison and at Hilton during work release.
Founded Renew Construction Services, which grew from cleaning trailers to major contracts like:

Tampa Convention Center
NFL Super Bowl & Kickoff
City of Tampa, Moffitt Cancer Center, USF

🏗️ Strategic Growth & Collaboration
Became a Home Depot distributor.
Uses collaboration to uplift smaller contractors and scale projects.
Emphasizes relationship-building and proactive planning over reactive bidding.

👩🏽‍🔬 STEM Exposure Nonprofit
Founded STEM Exposure to introduce Black girls to underrepresented STEM careers.
Offers local and global architecture and construction camps.
Operates in 10 countries and 4 time zones with a focus on AI, engineering, and design.

🏆 Recognition & Legacy
Honored with the President’s Lifetime Achievement Award.
Embraces her past as part of her story, using it to inspire others.
Celebrates milestones like putting bills on autopay as symbols of stability and peace.

🌐 Websites
STEM Exposure: stemxposure.org (drop the “e” in “exposure”)
Renew Construction Services: renewconstructionservices.com

 

#SHMS #BEST #STRAW

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robyn Donaldson.
Entrepreneur, Mentor, and Founder of Renew Construction Services &amp; STEM Exposure
<hr>
🔑 Episode Highlights 🔄 From Incarceration to Inspiration
<ul>
<li>Robyn shares her journey from a strict religious upbringing to incarceration due to drug-related activities.</li>
<li>Served 5 years in prison, where she earned two associate degrees and developed a passion for learning and leadership.</li>
</ul>
🧹 Building a Business from the Ground Up
<ul>
<li>Learned high-level cleaning skills in prison and at Hilton during work release.</li>
<li>Founded Renew Construction Services, which grew from cleaning trailers to major contracts like:
<ul>
<li>Tampa Convention Center</li>
<li>NFL Super Bowl &amp; Kickoff</li>
<li>City of Tampa, Moffitt Cancer Center, USF</li>
</ul>
</li>
</ul>
🏗️ Strategic Growth &amp; Collaboration
<ul>
<li>Became a Home Depot distributor.</li>
<li>Uses collaboration to uplift smaller contractors and scale projects.</li>
<li>Emphasizes relationship-building and proactive planning over reactive bidding.</li>
</ul>
👩🏽&zwj;🔬 STEM Exposure Nonprofit
<ul>
<li>Founded STEM Exposure to introduce Black girls to underrepresented STEM careers.</li>
<li>Offers local and global architecture and construction camps.</li>
<li>Operates in 10 countries and 4 time zones with a focus on AI, engineering, and design.</li>
</ul>
🏆 Recognition &amp; Legacy
<ul>
<li>Honored with the President&rsquo;s Lifetime Achievement Award.</li>
<li>Embraces her past as part of her story, using it to inspire others.</li>
<li>Celebrates milestones like putting bills on autopay as symbols of stability and peace.</li>
</ul>
<hr>
🌐 Websites
<ul>
<li>STEM Exposure: stemxposure.org (drop the &ldquo;e&rdquo; in &ldquo;exposure&rdquo;)</li>
<li>Renew Construction Services: renewconstructionservices.com</li>
</ul>
<hr>
&nbsp;
#SHMS #BEST #STRAW

Overcoming the Odds: Learned high-level cleaning skills in prison and founded Renew Construction Services. 

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/341eb62c-c1e1-49c3-80c0-b44d00891046/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Crystal Victoria.

🎯 Purpose of the Interview

The interview aims to:
Showcase Crystal Victoria’s work in youth entrepreneurship through her nonprofit Target Evolution, Inc.
Promote the Teen Biz Box, a hands-on business starter kit for kids.
Inspire parents, educators, and community leaders to support alternative career paths for youth.
Share Crystal’s personal journey from juvenile detention to becoming an author and entrepreneur.

🔑 Key Takeaways 1. Empowering Youth Through Entrepreneurship
Target Evolution trains youth ages 8 to 18 to earn money and gain real-world experience.
Programs include retail and culinary entrepreneurship, with plans to expand nationally starting in Dallas and Houston.

2. Teen Biz Box: A Practical Solution
A $100 kit that includes everything a child needs to start a small business.
Three product options: Friendship Bracelets, Craft Notebooks, and Ceramic Coasters.
Kids can earn up to \$150–\$200 per box by selling customized products.

3. Alternative Pathways Matter
Not all kids are tech-focused or college-bound.
Entrepreneurship teaches soft skills like communication, customer service, and resilience.
Victoria emphasizes the importance of in-person interaction over purely digital business models.

4. Personal Story of Redemption
Crystal shares her background of being in and out of juvenile detention.
Entrepreneurship gave her purpose and a way out of street life.
Her journey is a testament to the power of second chances and vision-driven leadership.

5. Preparing for the Future of Work
With AI and automation changing job markets, reskilling and adaptability are key.
Entrepreneurship offers a mindset shift that prepares youth for career transitions every 3–5 years.

🗣️ Notable Quotes


On youth entrepreneurship:
“An app will never replace food and eating. We need programs for culinary and hospitality entrepreneurs.”


On her personal journey:
“I didn’t have a Teen Biz Box. I had trouble. But I prayed to God: ‘Give me something to do with this story.’”


On accessibility:
“Some kids don’t have bootstraps to pull themselves up. Let’s slide down the ladder and help them climb.”


On the Teen Biz Box:
“Before you spend $1,000 on your kid’s business idea, give them a box. If they sell everything, maybe they’re serious.”


On preparing for the future:
“Long gone are the days of one career for life. Learning, unlearning, and reskilling is the new normal.”

📦 Teen Biz Box Highlights
Contents: Product inventory, art supplies, business cards, signage, and educational materials
Website: TeenBizBox.com
Target Age: 8–18
Goal: Teach entrepreneurship, communication, and self-reliance

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Crystal Victoria.
<hr>
🎯 Purpose of the Interview
The interview aims to:
<ul>
<li>Showcase Crystal Victoria&rsquo;s work in youth entrepreneurship through her nonprofit Target Evolution, Inc.</li>
<li>Promote the Teen Biz Box, a hands-on business starter kit for kids.</li>
<li>Inspire parents, educators, and community leaders to support alternative career paths for youth.</li>
<li>Share Crystal&rsquo;s personal journey from juvenile detention to becoming an author and entrepreneur.</li>
</ul>
<hr>
🔑 Key Takeaways 1. Empowering Youth Through Entrepreneurship
<ul>
<li>Target Evolution trains youth ages 8 to 18 to earn money and gain real-world experience.</li>
<li>Programs include retail and culinary entrepreneurship, with plans to expand nationally starting in Dallas and Houston.</li>
</ul>
2. Teen Biz Box: A Practical Solution
<ul>
<li>A $100 kit that includes everything a child needs to start a small business.</li>
<li>Three product options: Friendship Bracelets, Craft Notebooks, and Ceramic Coasters.</li>
<li>Kids can earn up to \$150&ndash;\$200 per box by selling customized products.</li>
</ul>
3. Alternative Pathways Matter
<ul>
<li>Not all kids are tech-focused or college-bound.</li>
<li>Entrepreneurship teaches soft skills like communication, customer service, and resilience.</li>
<li>Victoria emphasizes the importance of in-person interaction over purely digital business models.</li>
</ul>
4. Personal Story of Redemption
<ul>
<li>Crystal shares her background of being in and out of juvenile detention.</li>
<li>Entrepreneurship gave her purpose and a way out of street life.</li>
<li>Her journey is a testament to the power of second chances and vision-driven leadership.</li>
</ul>
5. Preparing for the Future of Work
<ul>
<li>With AI and automation changing job markets, reskilling and adaptability are key.</li>
<li>Entrepreneurship offers a mindset shift that prepares youth for career transitions every 3&ndash;5 years.</li>
</ul>
<hr>
🗣️ Notable Quotes
<ul>
<li>
On youth entrepreneurship: &ldquo;An app will never replace food and eating. We need programs for culinary and hospitality entrepreneurs.&rdquo;
</li>
<li>
On her personal journey: &ldquo;I didn&rsquo;t have a Teen Biz Box. I had trouble. But I prayed to God: &lsquo;Give me something to do with this story.&rsquo;&rdquo;
</li>
<li>
On accessibility: &ldquo;Some kids don&rsquo;t have bootstraps to pull themselves up. Let&rsquo;s slide down the ladder and help them climb.&rdquo;
</li>
<li>
On the Teen Biz Box: &ldquo;Before you spend $1,000 on your kid&rsquo;s business idea, give them a box. If they sell everything, maybe they&rsquo;re serious.&rdquo;
</li>
<li>
On preparing for the future: &ldquo;Long gone are the days of one career for life. Learning, unlearning, and reskilling is the new normal.&rdquo;
</li>
</ul>
<hr>
📦 Teen Biz Box Highlights
<ul>
<li>Contents: Product inventory, art supplies, business cards, signage, and educational materials</li>
<li>Website: TeenBizBox.com</li>
<li>Target Age: 8&ndash;18</li>
<li>Goal: Teach entrepreneurship, communication, and self-reliance</li>
</ul>
#SHMS #STRAW #BEST

Teen Uplift: She is empowering youth through retail and culinary entrepreneurship.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/af717fc4-8927-426e-ad48-b44d008799be/transcript

Ashley M. Fox on Financial Education & Creating a Pattern of Generational Wealth

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Money Making Conversations Master Class

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