With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:52 Is taking a loan ever financially wise?

03:10 Challenges getting a loan

05:30 Steering clear of debt traps

09:22 Legitimate loan offers vs. scams and predatory lenders

10:24 Safeguarding your credit score

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

Google podcasts: bt.sg/oeGP

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela. 
Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.
Highlights of the conversation: 
00:52 Is taking a loan ever financially wise?
03:10 Challenges getting a loan
05:30 Steering clear of debt traps
09:22 Legitimate loan offers vs. scams and predatory lenders
10:24 Safeguarding your credit score
Written and hosted by: Howie Lim (<a href="mailto:howielim@sph.com.sg">howielim@sph.com.sg</a>)
With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela
Edited by: Howie Lim &amp; Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:
Channel: <a href="https://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a> 
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a> 
Google podcasts: <a href="http://bt.sg/oeGP">bt.sg/oeGP</a> 
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 
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Discover more BT podcast series:
BT Mark To Market Podcast at: <a href="http://bt.sg/btmark2mkt">bt.sg/btmark2mkt</a> 
WealthBT at: <a href="http://bt.sg/btwealthbt">bt.sg/btwealthbt</a>
PropertyBT at: <a href="http://bt.sg/btpropertybt">bt.sg/btpropertybt</a>
BT Market Focus at: <a href="http://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Branded Podcasts at: <a href="https://bt.sg/brpod">bt.sg/brpod</a>
BT Lens On: <a href="http://bt.sg/btlenson">bt.sg/btlenson</a>

Synopsis: Every Monday, The Business Times breaks down useful personal financial tips with expert guests.

Podcaster: Howie Lim

Produced by The Business Times, SPH Media.

Synopsis: Every Monday, The Business Times breaks down useful personal financial tips with expert guests.
Podcaster: Howie Lim
Produced by The Business Times, SPH Media.

BT Money Hacks

Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Podcaster: Howie Lim

Produced by BT Podcasts, The Business Times, SPH Media.

Every Monday. The Business Times breaks down useful personal financial tips with expert guests.
Podcaster: Howie Lim
Produced by BT Podcasts, The Business Times, SPH Media.

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