Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.

But if watching is your thing, we've got you covered.

Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.

Website: bt.sg/moneyhacks

YouTube: The Business Times

Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.
But if watching is your thing, we've got you covered.
Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
YouTube: <a href="https://www.youtube.com/@TheBusinessTimes">The Business Times</a>

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.
Produced by BT Podcasts, The Business Times, SPH Media.

BT Money Hacks

The Business Times Podcast Channel presents diverse perspectives, in-depth analysis and news covering career, business, markets, investing, current affairs and tech.

Powered by the Journalism of The Business Times and Tech in Asia.

Available on all your favourite audio and video content apps and at www.businesstimes.com.sg/podcasts

Produced by BT Audio, thrive and Tech in Asia. The Business Times, SPH Media.

The Business Times Podcast Channel presents diverse perspectives, in-depth analysis and news covering career, business, markets, investing, current affairs and tech.
Powered by the Journalism of&nbsp;The Business Times and Tech in Asia.
Available on all your favourite audio and video content apps and at www.businesstimes.com.sg/podcasts
Produced by BT Audio, thrive and Tech in Asia. The Business Times, SPH Media.

The Business Times Podcasts

Join Howie every Monday for useful personal financial tips from various experts.

Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Podcaster: Howie Lim

Produced by BT Podcasts, The Business Times, SPH Media.

Every Monday. The Business Times breaks down useful personal financial tips with expert guests.
Podcaster: Howie Lim
Produced by BT Podcasts, The Business Times, SPH Media.

Listen and watch useful financial tips: BT Money Hacks

Passive investing's concentration risk

Comparative advantages - active ETF strategies

Paying for adaptability, not just performance

Unlearning the false comfort of index tracking

Pitfalls of active strategies

Is passive investing a Trojan horse? Index funds, once the safest bet, now harbour extreme concentration risk, leaving investors vulnerable in volatile markets. Discover why active ETFs are the essential upgrade. Unlearn the "comfort" of index tracking and gain the adaptability to chase alpha. Howie Lim explores the future of ETFs with the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:37 Passive investing's concentration risk

03:52 comparative advantages of active ETF strategies

07:11 Paying for adaptability, not just performance

08:30 Unlearning the false comfort of index tracking

11:50 Pitfalls of active strategies

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo Bank and Darrin Ng, assistant manager, dealing, global markets desk, Phillip Securities

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

Is passive investing a Trojan horse? Index funds, once the safest bet, now harbour extreme concentration risk, leaving investors vulnerable in volatile markets. Discover why active ETFs are the essential upgrade. Unlearn the "comfort" of index tracking and gain the adaptability to chase alpha. Howie Lim explores the future of ETFs with the experts.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
00:37 Passive investing's concentration risk
03:52 comparative advantages of active ETF strategies
07:11 Paying for adaptability, not just performance
08:30 Unlearning the false comfort of index tracking
11:50 Pitfalls of active strategies
---
Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Charu Chanana, chief investment strategist, Saxo Bank and Darrin Ng, assistant manager, dealing, global markets desk, Phillip Securities
Edited by: Howie Lim &amp; Claressa Monteiro
Produced by: Howie Lim &amp; Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: <a href="http://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Amazon:<a href="http://bt.sg/mham"> bt.sg/mham</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a>&nbsp;
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a>&nbsp;
YouTube Music: <a href="https://bt.sg/mhyt/">bt.sg/mhyt</a>
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party&rsquo;s products and services. Please consult professional advisors for independent advice.&nbsp;
---
Discover more BT podcast series:
BT Correspondents: <a href="https://bt.sg/btcobt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btcobt&amp;source=gmail&amp;ust=1725767545308000&amp;usg=AOvVaw1MZyDZ2ZxkzhbmmY3UOc3Z">bt.sg/btcobt</a>
BT Market Focus at: <a href="https://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Lens On: <a href="https://bt.sg/btlenson">bt.sg/btlenson</a>

Beyond the index: how active ETFs offer adaptability in volatile markets

 The state of play - job hugging

Job hopping: red flag or pay bump strategy?

Termination terms, the 'prenup for work'

The enforceability of the non-compete

What to do when job scope creeps after joining

Feeling the job switch itch? Don't resign yet! The market is cautious, but salary bumps of up to 15 per cent are real. Hear legal experts on contract risks, from clawbacks to non-compete clauses. Howie Lim gets the fine art of negotiation—what to ask for, and when to start—to protect your career and maximise your next move.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:55 The state of play - job hugging

03:13 Job hopping: red flag or pay bump strategy?

04:49 Termination terms, the 'prenup for work'

10:28 The enforceability of the non-compete

19:28 What to do when the job scope creeps after you've joined

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Amarjit Kaur, partner, Withers Khattarwong; and Anurag Garg, country lead, Michael Page Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

Feeling the job switch itch? Don't resign yet! The market is cautious, but salary bumps of up to 15 per cent are real. Hear legal experts on contract risks, from clawbacks to non-compete clauses. Howie Lim gets the fine art of negotiation&mdash;what to ask for, and when to start&mdash;to protect your career and maximise your next move.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
00:55 The state of play - job hugging
03:13 Job hopping: red flag or pay bump strategy?
04:49 Termination terms, the 'prenup for work'
10:28 The enforceability of the non-compete
19:28 What to do when the job scope creeps after you've joined
---
Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Amarjit Kaur, partner, Withers Khattarwong; and Anurag Garg, country lead, Michael Page Singapore
Edited by: Howie Lim &amp; Claressa Monteiro
Produced by: Howie Lim &amp; Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: <a href="http://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Amazon:<a href="http://bt.sg/mham"> bt.sg/mham</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a>&nbsp;
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a>&nbsp;
YouTube Music: <a href="https://bt.sg/mhyt/">bt.sg/mhyt</a>
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party&rsquo;s products and services. Please consult professional advisors for independent advice.&nbsp;
---
Discover more BT podcast series:
BT Correspondents: <a href="https://bt.sg/btcobt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btcobt&amp;source=gmail&amp;ust=1725767545308000&amp;usg=AOvVaw1MZyDZ2ZxkzhbmmY3UOc3Z">bt.sg/btcobt</a>
BT Market Focus at: <a href="https://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Lens On: <a href="https://bt.sg/btlenson">bt.sg/btlenson</a>

Navigate job market caution; secure higher salary bumps

Subtle indicators revealing correlations

Temporary rotation or fundamental shift?

Common yet often overlooked behavioural biases

How to reduce concentration safely

Is your portfolio trapped by comfort? Familiarity masks hidden risks, turning winners into dangerous concentrations. Discover the subtle signs of shared risk drivers—beyond sector labels—and learn measured, panic-free strategies to trim concentrated positions. Stop chasing the herd. Howie Lim gets true diversification tools from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:06 Subtle indicators revealing correlations

04:50 Temporary rotation or fundamental shift?

08:23 Common, yet often overlooked, behavioural biases

11:54 How to reduce concentration safely

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, director of business development, CMC Markets Singapore and Ritesh Ganeriwal, head of investment advisory, Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

Is your portfolio trapped by comfort? Familiarity masks hidden risks, turning winners into dangerous concentrations. Discover the subtle signs of shared risk drivers&mdash;beyond sector labels&mdash;and learn measured, panic-free strategies to trim concentrated positions. Stop chasing the herd. Howie Lim gets true diversification tools from the experts.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:06 Subtle indicators revealing correlations
04:50 Temporary rotation or fundamental shift?
08:23 Common, yet often overlooked, behavioural biases
11:54 How to reduce concentration safely
---
Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Daphne Tan, director of business development, CMC Markets Singapore and Ritesh Ganeriwal, head of investment advisory, Syfe
Edited by: Howie Lim &amp; Claressa Monteiro
Produced by: Howie Lim &amp; Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: <a href="http://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Amazon:<a href="http://bt.sg/mham"> bt.sg/mham</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a>&nbsp;
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a>&nbsp;
YouTube Music: <a href="https://bt.sg/mhyt/">bt.sg/mhyt</a>
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party&rsquo;s products and services. Please consult professional advisors for independent advice.&nbsp;
---
Discover more BT podcast series:
BT Correspondents: <a href="https://bt.sg/btcobt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btcobt&amp;source=gmail&amp;ust=1725767545308000&amp;usg=AOvVaw1MZyDZ2ZxkzhbmmY3UOc3Z">bt.sg/btcobt</a>
BT Market Focus at: <a href="https://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Lens On: <a href="https://bt.sg/btlenson">bt.sg/btlenson</a>

Listen and watch useful financial tips: BT Money Hacks

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