Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.

But if watching is your thing, we've got you covered.

Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.

Website: bt.sg/moneyhacks

YouTube: The Business Times

Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.
But if watching is your thing, we've got you covered.
Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
YouTube: <a href="https://www.youtube.com/@TheBusinessTimes">The Business Times</a>

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.
Produced by BT Podcasts, The Business Times, SPH Media.

BT Money Hacks

The Business Times Podcast Channel presents diverse perspectives, in-depth analysis and news covering career, business, markets, investing, current affairs and tech.

Powered by the Journalism of The Business Times and Tech in Asia.

Available on all your favourite audio and video content apps and at www.businesstimes.com.sg/podcasts

Produced by BT Audio, thrive and Tech in Asia. The Business Times, SPH Media.

The Business Times Podcast Channel presents diverse perspectives, in-depth analysis and news covering career, business, markets, investing, current affairs and tech.
Powered by the Journalism of&nbsp;The Business Times and Tech in Asia.
Available on all your favourite audio and video content apps and at www.businesstimes.com.sg/podcasts
Produced by BT Audio, thrive and Tech in Asia. The Business Times, SPH Media.

The Business Times Podcasts

Join Howie every Monday for useful personal financial tips from various experts.

Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Podcaster: Howie Lim

Produced by BT Podcasts, The Business Times, SPH Media.

Every Monday. The Business Times breaks down useful personal financial tips with expert guests.
Podcaster: Howie Lim
Produced by BT Podcasts, The Business Times, SPH Media.

Listen and watch useful financial tips: BT Money Hacks

Reits' triple threat: how rising rates hit

What higher for longer means for both

Banks as a proxy for economic growth

Divergence is cyclical

Defensive Reits and sub-sectors

The high-yield trade is fracturing. As higher-for-longer rates lift banks' fortunes, Reits face a triple threat: narrowing yield spreads, soaring debt costs, and depressed valuations. Is your income portfolio resilient? Howie Lim speaks to RHB experts to discuss this growing divergence, revealing the crucial metrics (beyond yield) and tactical moves you need now to navigate uncertainty and secure superior returns.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:02 Reits' triple threat: how rising rates hit

03:56 What higher for longer means for both

06:02 Banks as a proxy for economic growth

12:51 Divergence is cyclical

16:25 Defensive Reits and sub-sectors

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Vijay Natarajan, research analyst and Shekhar Jaiswal, head of equity research, RHB Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

The high-yield trade is fracturing. As higher-for-longer rates lift banks' fortunes, Reits face a triple threat: narrowing yield spreads, soaring debt costs, and depressed valuations. Is your income portfolio resilient? Howie Lim speaks to RHB experts to discuss this growing divergence, revealing the crucial metrics (beyond yield) and tactical moves you need now to navigate uncertainty and secure superior returns.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:02 Reits' triple threat: how rising rates hit
03:56 What higher for longer means for both
06:02 Banks as a proxy for economic growth
12:51 Divergence is cyclical
16:25 Defensive Reits and sub-sectors
---
Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Vijay Natarajan, research analyst and Shekhar Jaiswal, head of equity research, RHB Bank
Edited by: Howie Lim &amp; Claressa Monteiro
Produced by: Howie Lim &amp; Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: <a href="http://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Amazon:<a href="http://bt.sg/mham"> bt.sg/mham</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a>&nbsp;
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a>&nbsp;
YouTube Music: <a href="https://bt.sg/mhyt/">bt.sg/mhyt</a>
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party&rsquo;s products and services. Please consult professional advisors for independent advice.&nbsp;
---
Discover more BT podcast series:
BT Correspondents: <a href="https://bt.sg/btcobt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btcobt&amp;source=gmail&amp;ust=1725767545308000&amp;usg=AOvVaw1MZyDZ2ZxkzhbmmY3UOc3Z">bt.sg/btcobt</a>
BT Market Focus at: <a href="https://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Lens On: <a href="https://bt.sg/btlenson">bt.sg/btlenson</a>

The great yield shift: why banks are gaining altitude as Reits seek grounding

Temporary dip or fundamental reset

Higher-rate, higher-volatility

Signals to look out for

High concentration amplifies risk

Is "buying the dip" dead? The market is volatile, interest rates are up, and the old rules are breaking. Don't be fooled by a flash sale that's actually a fundamental flaw. What are systematic, disciplined strategies for spotting a true bargain—or a bottomless pit? Howie Lim finds out from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Temporary dip or fundamental reset

04:16 Higher-rate, higher-volatility

09:14 Signals to look out for

13:42 High concentration amplifies risk

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment officer, Endowus; and Yee Shen Hao, portfolio manager, PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

Is "buying the dip" dead? The market is volatile, interest rates are up, and the old rules are breaking. Don't be fooled by a flash sale that's actually a fundamental flaw. What are systematic, disciplined strategies for spotting a true bargain&mdash;or a bottomless pit? Howie Lim finds out from the experts.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:09 Temporary dip or fundamental reset
04:16 Higher-rate, higher-volatility
09:14 Signals to look out for
13:42 High concentration amplifies risk
---
Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Hugh Chung, chief investment officer, Endowus; and Yee Shen Hao, portfolio manager, PhillipCapital
Edited by: Howie Lim &amp; Claressa Monteiro
Produced by: Howie Lim &amp; Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: <a href="http://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Amazon:<a href="http://bt.sg/mham"> bt.sg/mham</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a>&nbsp;
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a>&nbsp;
YouTube Music: <a href="https://bt.sg/mhyt/">bt.sg/mhyt</a>
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party&rsquo;s products and services. Please consult professional advisors for independent advice.&nbsp;
---
Discover more BT podcast series:
BT Correspondents: <a href="https://bt.sg/btcobt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btcobt&amp;source=gmail&amp;ust=1725767545308000&amp;usg=AOvVaw1MZyDZ2ZxkzhbmmY3UOc3Z">bt.sg/btcobt</a>
BT Market Focus at: <a href="https://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Lens On: <a href="https://bt.sg/btlenson">bt.sg/btlenson</a>

Risk reset: differentiating a flash sale from a fundamental flaw

Leave SA out of the new scheme

Willingness to take risk is the key

Where CPF Investment Scheme (CPFIS) fits in

Who it is really for

Your CPF Special Account (SA) has been your financial security blanket for decades — a rock-solid 4 per cent return, no questions asked. But Singapore's about to shake things up. By 2028, a new life-cycle portfolio scheme changes the game. Is it a long-overdue upgrade or a risk not worth taking? Howie Lim finds out from Christopher Tan, CEO of Providend and Genevieve Cua, wealth editor of The Business Times.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:17 Leave SA out of the new scheme

05:23 Willingness to take risk is the key

07:48 Where CPF Investment Scheme (CPFIS) fits in

14:03 Who it is really for

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Genevieve Cua, wealth editor, The Business Times & Christopher Tan, CEO, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

Your CPF Special Account (SA) has been your financial security blanket for decades &mdash; a rock-solid 4 per cent return, no questions asked. But Singapore's about to shake things up. By 2028, a new life-cycle portfolio scheme changes the game. Is it a long-overdue upgrade or a risk not worth taking? Howie Lim finds out from Christopher Tan, CEO of Providend and Genevieve Cua, wealth editor of The Business Times.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
02:17 Leave SA out of the new scheme
05:23 Willingness to take risk is the key
07:48 Where CPF Investment Scheme (CPFIS) fits in
14:03 Who it is really for
---
Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Genevieve Cua, wealth editor, The Business Times &amp; Christopher Tan, CEO, Providend
Edited by: Howie Lim &amp; Claressa Monteiro
Produced by: Howie Lim &amp; Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: <a href="http://bt.sg/btmoneyhacks">bt.sg/btmoneyhacks</a>
Amazon:<a href="http://bt.sg/mham"> bt.sg/mham</a>
Apple Podcasts: <a href="http://bt.sg/oeXe">bt.sg/oeXe</a>&nbsp;
Spotify: <a href="http://bt.sg/oeGN">bt.sg/oeGN</a>&nbsp;
YouTube Music: <a href="https://bt.sg/mhyt/">bt.sg/mhyt</a>
Website: <a href="https://bt.sg/moneyhacks">bt.sg/moneyhacks</a>
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party&rsquo;s products and services. Please consult professional advisors for independent advice.&nbsp;
---
Discover more BT podcast series:
BT Correspondents: <a href="https://bt.sg/btcobt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btcobt&amp;source=gmail&amp;ust=1725767545308000&amp;usg=AOvVaw1MZyDZ2ZxkzhbmmY3UOc3Z">bt.sg/btcobt</a>
BT Market Focus at: <a href="https://bt.sg/btmktfocus">bt.sg/btmktfocus</a>
BT Podcasts at: <a href="https://bt.sg/pcOM">bt.sg/pcOM</a>
BT Lens On: <a href="https://bt.sg/btlenson">bt.sg/btlenson</a>

Listen and watch useful financial tips: BT Money Hacks

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